Lance Lambert: U.S. 30-year mortgage rate reaches 7.56 percent, 10-year Treasury yield at 5.28 percent

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Mykhailo Ihnatenko

06.10.2026

Lance Lambert: U.S. 30-year mortgage rate reaches 7.56 percent, 10-year Treasury yield at 5.28 percent — U.S. mortgage rate averages 7.56 percent

Lance Lambert highlights that the average U.S. 30-year fixed mortgage rate has reached 7.56 percent today, surpassing the 7.50 percent barrier for nine straight days.

According to Lambert, this rate compares to 6.38 percent on the same day last year and marks an ongoing high for the current cycle, which peaked at 33 days above the 7.50 percent threshold in fall 2023. Lambert also indicates that the U.S. 10-year Treasury yield is at 5.28 percent, with the spread at 228 basis points.

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Earlier this month, Lambert reported the average 30-year fixed mortgage rate hit 7.57 percent, with the 10-year Treasury yield at 5.29 percent. In August, he noted rates rose to 7.17 percent, up from 6.35 percent a year earlier. Both updates tracked a continued widening of the spread between mortgage rates and Treasury yields.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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