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Crypto banks operate as reserve banks instead of taking risks, Mike Belshe notes

Crypto banks operate as reserve banks instead of taking risks, Mike Belshe notes
Crypto banks differ from fractional banks

Mike Belshe described two types of banks, distinguishing between reserve banks that do not take risks with customers’ money and fractional reserve banks that take risks and require insurance. He stated that crypto banks fall into the category of reserve banks.

Belshe previously commented on a move by a traditional South Korean bank to use Bitcoin as collateral for digital asset lending. He detailed the arrangement in an earlier report. The development was seen as an example of established financial institutions engaging with digital assets.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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