Delinquency rates on U.S. loans hit multi-year peaks, Charlie Bilello notes

Delinquency rates on U.S. loans hit multi-year peaks, Charlie Bilello notes
U.S. loan delinquencies reach new highs

Delinquency rates for key consumer loan categories in the U.S. have reached notable highs. According to data cited by Charlie Bilello, 12.9% of U.S. credit card balances are now 90 or more days delinquent, a level close to the highest since 2011.

Student loan balances with 90+ day delinquencies stand at 10.9%, the highest since 2019. Auto loan balances have reached a delinquency rate of 5.7%, which is the highest level on record.

Bilello recently reported that Bitcoin and gold were the worst performing major assets in 2026. He also highlighted that Tesla’s third-quarter revenue was flat at $28 billion, with net income dropping 43%. These observations come as attention grows on shifting trends across assets and corporate earnings.

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