Future of Banking and Fintech Insights from Brett King

Brett King is best known as a futurist who saw where banking was headed long before most of the industry caught on. He made waves with Bank 2.0, a book that challenged traditional finance and predicted the rise of mobile-first banking. That same vision led him to start Moven, one of the earliest mobile-only banks. His podcast, Breaking Banks, now a decade in, continues to be a must-listen for fintech insiders and regulators alike. What sets King apart is how he connects global policy with ground-level innovation in a way few others can.

As of 2025, Moven has served over 3 million users across four continents, and King has personally worked with more than 50 central banks on digital finance strategy. His latest book, The Rise of Technosocialism, has sold over 100,000 copies and dives into the societal shifts driven by tech. He recently co-founded a decentralized identity startup aimed at making financial tools more accessible in low-income regions, already raising $70 million in Series B funding. King also partnered with the Gates Foundation to launch inclusion pilots across East Africa, hoping to bring banking tools to 20 million unbanked people by 2030. Whether he’s in a boardroom or on stage, King’s focus is the same: how to use technology to close the gap between the financially connected and the left out.