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Fintech, payments innovation, and entrepreneurship by Ham Serunjogi

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Fintech, payments innovation, and entrepreneurship by Ham Serunjogi

Ham Serunjogi is co-founder and CEO of Chipper Cash, a cross-border fintech platform serving more than 5 million users across seven markets including Nigeria, Ghana, South Africa, and the United Kingdom. Founded in 2018, the company has raised over USD 300 million from investors such as FTX Ventures, Ribbit Capital, and Bezos Expeditions, achieving a valuation of USD 2.2 billion in 2022. Chipper Cash integrates mobile payments, crypto trading, and merchant services in a single application, processing more than USD 1.5 billion in transactions annually.

In March 2025, Chipper Cash partnered with Ripple to expand crypto-powered payments across Africa, enabling instant settlement with XRP for institutional remittances. The app also allows direct retail purchases of Bitcoin and stablecoins, with monthly crypto transaction volumes estimated above USD 70 million. Serunjogi frequently speaks about financial inclusion, citing crypto rails as a key solution for regions with weak banking infrastructure. He has delivered talks at the World Economic Forum in Davos, the African Fintech Summit, and Money20/20. With a growing customer base and a clear regulatory roadmap, Serunjogi positions Chipper Cash at the center of Africa’s rapidly expanding digital currency adoption.

Chipper Cash onboarded 100,000 new users in Q1 2026 with nearly all growth organic, Maijid Moujaled states

Igor Krasulya
24.04.2026

Chipper Cash onboarded 100,000 new users in Q1 2026 with nearly all growth organic, Maijid Moujaled states

Maijid Moujaled, industry influencer, reported that Chipper Cash onboarded approximately 100,000 new users in Q1 2026 and achieved a customer acquisition cost (CAC) of $0.07 per user. According to ...

Ham Serunjogi introduces RLUSD on Chipper Cash to boost blockchain use across Africa

Olesia Kramarenko
04.09.2025

Ham Serunjogi introduces RLUSD on Chipper Cash to boost blockchain use across Africa

Ham Serunjogi, co-founder and CEO of Chipper Cash, has announced the introduction of RLUSD on the Chipper Cash platform. RLUSD is expected to drive the use of blockchain technology across Africa ...

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