Moneybase Review 2026
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
- €0
- Mobile Apps
- Moneybase Invest
- None
- Fractional share trading, extended hours on U.S. exchanges
Our Evaluation of Moneybase
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Moneybase is a broker with higher-than-average risk and the TU Overall Score of 3.4 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Moneybase clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
How we tested Moneybase
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Moneybase
Moneybase is a brokerage firm that offers private clients a wide range of investment services in the stock market. The company provides access to more than 20,000 instruments, including stocks, bonds, funds, and exchange-traded funds (ETFs). Investors can purchase both whole and fractional securities, making it possible to begin investing with minimal amounts. Moneybase also supports trading on more than 40 international exchanges, including the Malta Stock Exchange. The company is registered in Malta under license C 13729, issued by the Malta Financial Services Authority (MFSA).
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- EU regulation and government-level investment protection
- Segregated client accounts at AAA-rated banks
- Access to more than 20,000 investment instruments
- Trading on 40+ international exchanges
- Online account opening in minutes
- One free trade per month on U.S. exchanges
- Mobile apps for iOS and Android
- No leverage available
- No pre-built portfolios or investment strategies
- Limited educational content for beginners
TU Expert Verdict
Chief Analytics Officer
Moneybase is a brokerage firm offering over 20,000 instruments such as stocks, bonds, funds, and ETFs, with access to trading on more than 40 international exchanges through the Moneybase Invest platform and mobile apps. Investors can start with no minimum deposit for stock trading, benefit from fractional share dealing, and enjoy one free monthly trade on U.S. exchanges. The broker is regulated by the Malta Financial Services Authority, client funds are held in segregated accounts at leading European banks, and investors are covered by the Maltese Investor Compensation Scheme.
Drawbacks include no leverage, the absence of pre-built portfolios or investing strategies, and limited educational resources for beginners. This makes Moneybase more suitable for straightforward, buy-and-hold investors or those seeking hands-on control, but it may not fit active traders or clients needing advanced tools or learning support.
Moneybase Summary
Your capital is at risk. The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed Income can be substantial.
| 💻 Trading platform: | Moneybase Invest (formerly CCTrader), mobile apps |
|---|---|
| 📊 Accounts: | Personal, Business, Joint, Student, Minor |
| 💰 Account currency: | Primary: EUR, USD, GBP; others: upon request |
| 💵 Deposit / Withdrawal: | Bank transfers (SEPA, SWIFT), cards |
| 🚀 Minimum deposit: | €0 for stock investments, €10 for Cash Funds |
| ⚖️ Leverage: | None |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | €10 for Cash Funds |
| 💱 EUR/USD spread: | EU exchanges: from €1.25 per trade; U.S. exchanges: from $0 |
| 🔧 Instruments: | Stocks, Bonds, Treasury bills, ETFs, Funds |
| 💹 Margin Call / Stop Out: | Not applicable |
| 🏛 Liquidity provider: | Not disclosed |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Market, Limit, Stop Loss |
| ⭐ Trading features: | Fractional share trading, extended hours on U.S. exchanges |
| 🎁 Contests and bonuses: | Available |
Moneybase provides access to over 40,000 instruments via the Moneybase Invest platform, covering more than 40 global exchanges, including U.S. and European markets. The platform supports various order types and fractional share trading. Mobile apps for iOS and Android allow trading anytime.
Moneybase Key Parameters Evaluation
Trading Account Opening
To make the process more convenient for clients, accounts are opened through the mobile applications. The steps are simple:
Find and download the app using a QR code from the official Moneybase website.
Click “Web Login” to open the trading web platform with all available widgets and features.
For identity verification, a passport, national identity card, or driver’s license can be used.
Is Moneybase Safe?
Moneybase is regulated by the Malta Financial Services Authority (MFSA), which ensures compliance with EU financial legislation. Client funds are stored in segregated accounts at the Central Bank of Malta or other trusted European banks. Investments are protected under the Maltese Investor Compensation Scheme.
Advantages
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Operates under EU law
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Services provided under formal agreements
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Investment protection
Disadvantages
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Not supported in all countries
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Limited payment method options
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No bonuses for investors
Commissions and Fees
Moneybase offers the first trade of up to $1,000 per month on U.S. exchanges without commission. Subsequent trades start at $0.50 and range up to $9.99, or 0.10% for transactions exceeding $5,000. On European exchanges, commissions vary from €1.25 to €7.99, or 0.10% depending on the trade size. Deposits through SEPA or card are free, and withdrawals are also commission-free.
| Account type | Spread (minimum value) | Withdrawal commission |
|---|---|---|
| Personal | $0 | No |
Moneybase does not charge for account opening, inactivity, or maintenance. The average commission is 0.10% of the trade amount, which equals about $1 for a $1,000 position. Below is a comparison of Moneybase’s fees against other brokers.
| Broker | Average commission | Level |
|---|---|---|
|
$1 | |
|
$4 | |
|
$ |
Account Types
Moneybase offers various account types to support investment and financial management.
Deposit and Withdrawal
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Withdrawal methods: SEPA transfers in euros, international transfers in other currencies, and withdrawals to a physical or virtual Mastercard
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Processing time: SEPA transfers are processed within one business day; international transfers are processed within two to three business days
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Fees: SEPA transfers are carried out without a commission charged by the broker
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International transfer fees: €5 if the commission is shared between the sender and the recipient, or €17.50 if the commission is fully paid by the sender
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Cash withdrawals: Cash can be withdrawn from ATMs worldwide using the Mastercard
Investment Options
Moneybase does not offer asset management services, ready-made portfolios, or automated investment strategies for private clients. It focuses on self-directed investing, without offering managed solutions. However, the broker provides several passive income options:
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Cash Funds: Investment funds offering returns of up to 4.67% annually. No entry or exit fees make these funds convenient for passive income.
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Stock Dividends: Clients receive dividend payouts from companies in which they hold shares. Payments depend on issuer policies and are automatically credited.
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Retirement Plans: Through a partnership with Calamatta Cuschieri, Moneybase offers long-term savings programs for retirement planning.
Moneybase’s Partnership Program
Moneybase does not offer referral programs for retail clients. However, for corporate clients, there are three options:
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White Label: Enables companies to offer investment services under their own brand using Moneybase’s infrastructure.
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Co-branded Solution: Allows partners to offer the platform under a joint brand.
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Introducing Broker: Partners refer clients to Moneybase’s investment platform in exchange for commissions (terms not disclosed publicly).
Customer Support
Support operates 7 days a week: Monday through Friday: 08:00–22:00 CET, Saturday and Sunday: 08:30–20:00 CET.
Advantages
- Phone support
- In-app chat
Disadvantages
- No live chat on the website
Support is available via:
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Phone
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Email
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In-app chat
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Website contact form
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Community ticket system
Contacts
| Registration address | Level 0, Ewropa Business Center, Triq Dun Karm, Birkirkara BKR 9034, Malta |
|---|---|
| Regulation |
MFSA
Licence number: C 13729 |
| Official site | https://moneybase.com |
| Contacts |
+356 25 688 688
|
Education
Moneybase provides educational materials to support financial literacy and investment decision-making.
While Moneybase offers diverse resources for self-learning, it lacks structured educational programs and personalized content for beginners.
Detailed review of Moneybase
Moneybase allows private clients to manage investments independently through an online personal cabinet. The platform supports real-time quote tracking and full portfolio monitoring, giving investors flexibility and control at any time.
Clients can open and close positions through a straightforward, intuitive interface. Moneybase provides convenient access to investment opportunities and enables users to make market-driven decisions.
Moneybase by the Numbers:
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Part of Calamatta Cuschieri Group, founded in 1971
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20,000+ instruments
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Over 40,000 private and corporate clients
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Access to 10,000+ global stocks
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Access to 40 international markets
Moneybase is a reliable broker with strong asset protection and an accessible platform
The company previously operated under the CCTrader brand, also owned by Calamatta Cuschieri. A rebrand and platform upgrade led to the launch of Moneybase, integrating investment and payment services into a single app. Additionally, Moneybase supports extended trading sessions on U.S. markets, allowing investors to trade at more convenient hours.
Client deposits are held in segregated accounts at the Central Bank of Malta or other reliable European banks, eliminating the risk of misuse. Deloitte audits Moneybase, ensuring financial transparency and regulatory compliance.
Useful services:
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Discover: An in-platform hub for financial news, market data, and analysis
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Portfolio transfer from another broker or bank
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FinFocus Podcast: Market trend, strategy, and finance innovation discussions
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Fintalk Podcast: Financial market analysis, including AI, bonds, and equities
Advantages:
Extended U.S. stock trading hours
Transparent fee structure for retail and business clients
Support for fractional shares
Card compatibility with Apple Pay, Google Pay, Garmin Pay, and Xiaomi Pay
Instant account funding via card
Cash Funds yield up to 4.67% annually
Moneybase provides strong support, professional analytics, and a platform optimized for multi-exchange trading.
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