Anton Kharitonov, analyst at Traders Union, believes that XRP will be traded at $0.538 - $0.6576 by the end of 2024, $0.6656 by the end of 2025, and the coin could be worth $1.1396 by 2030.
The meteoric ascent and subsequent plunge of Ripple's XRP token in 2017 left many questioning its ultimate potential. After launching in obscurity in 2012, XRP stunned the market by skyrocketing over 30,000% in just two months, only to plummet over 80% following an SEC lawsuit against Ripple Labs.
Despite the turbulence, XRP's staunch supporters have navigated a volatile market with unwavering belief. Recent legal successes suggest the worst of regulatory headwinds may be behind it, and Ripple's continued expansion of XRP's utility through partnerships—such as its collaboration with Santander Bank—is drawing renewed attention from astute investors.
In this outlook, we examine XRP's technological merits and use cases, key drivers shaping its price trajectory, forecasts for its potential price targets in the coming years.
Join us as we explore whether Ripple's XRP is poised to rebound and reach new heights.
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What's the Highest XRP (Ripple) Can Go
Below you will find all the information.
XRP price is influenced by factors like speculation, regulation, scarcity of supply, and adoption by financial institutions.
Over 300 financial firms in 45+ countries have adopted XRP due to its cost savings for cross-border payments.
Analysts predict XRP could reach $0.6905 by end of 2025 and $1.11 by end of 2033, based on its past performance.
But some experts consider $10 to be achievable in ten years.
Reaching $1000 per coin is unlikely as it would require a market cap of over $100 trillion.
Ripple is a payment protocol that uses blockchain technology to process international money transfers. It’s a decentralized protocol that’s specially designed to offer fast, yet cheap, transactions. Due to its capabilities, many crypto experts believe Ripple will, at some point, revolutionize the transaction process worldwide.
A unique feature of the Ripple blockchain that differentiates it from competitors is that it targets the financial services industry. XRP, Ripple’s native token is able to migrate transactions from central databases controlled by financial institutions to a more open infrastructure.
It’s able to do this, all while keeping costs down. Beyond being cheap, XRP transactions are also trustless. This means that no third party is required to carry out any one transaction. These features make XRP an attractive choice for cross-border movements.
In addition to XRP, Ripple also contains a payment network called RippleNet, which is what allows banks and other financial institutions to transfer money and assets across borders more quickly and at lower costs.
With its unique business model, it makes sense that XRP is one of the top 10 cryptocurrencies by market cap.
But there is also some debate around how centralized Ripple (XRP) is compared to other cryptocurrencies:
Ripple controls over 50% of the total XRP supply, which gives them significant influence over the network. This level of control is much higher than Bitcoin's decentralized miners.
Validation of transactions and consensus on the ledger is conducted by a unique Node List that is built and maintained by Ripple. This centralized authority over validation reduces the decentralized nature of the network.
Ripple can freeze accounts or claw back transactions if needed. This type of central control is not possible on truly decentralized networks like Bitcoin.
Ripple supporters argue that:
Over 100 validators worldwide participate in consensus, not just Ripple, providing some decentralization.
Ripple intends XRP to be used as a bridge currency by financial institutions, so the goal is not full decentralization like Bitcoin.
Ripple's control has allowed it to develop use cases like payments between banks, whereas Bitcoin's decentralization makes it less suitable for regulated financial services currently.
Cryptocurrencies—like any other asset—are often affected by various factors in the market. Certain factors can cause their price to either rise, fall, or stay relatively the same.
Cryptocurrencies such as XRP tend to be a lot more volatile simply because they’re still at an early stage of development, as compared to other investing instruments and currencies. So, as investors experiment with digital assets, prices tend to go up and/or down quite frequently.
Let’s look at other factors that might influence the price of XRP.
Cryptocurrency is still an emerging market, and Ripple’s XRP is no different. Even though crypto is gaining popularity, it’s still a relatively small market when compared to traditional currencies. This means that even relatively small influences—such as a group of people holding XRP tokens—can influence the price.
The crypto market runs on speculation. In order to make profits, investors bet that the prices will rise or fall by buying and selling cryptocurrencies such as XRP. If investors can pick when the price of XRP will burst upward, and buy right before it does, then they can make huge profits.
Investors can also get returns if they short sell XRP right before it crashes. As many investors try to guess the up and down swings of the crypto market, this causes even more volatility in an already fluctuating market.
Pressure of the regulatory bodies on XRP and the entire cryptocurrency market in general. In December 2020, the U.S. Securities and Exchange Commission alleged that Ripple raised $1.3 billion through the sale of digital assets known as XRP in an securities offering. In July 2023, a ruling was passed by the court in the dispute between SEC and Ripple in favor of the latter. The court recognized that the XRP token is not a security. Despite the fact that this is only a partial victory, analysts believe that complete dismissal of SEC claims could serve as a strong growth driver.
Most cryptocurrencies such as XRP are purely digital assets. So, these assets that have no real tangible value, that aren’t backed by any physical commodity or currency.
Therefore, their price is solely determined by supply and demand. In any financial market, supply and demand can vary based on many factors. In the crypto space, there have been fears centered around security breaches, lack of regulation, and even blockchain outages that have scared investors away.
Like many other cryptocurrencies, XRP was designed around the principle of finite supply. In fact, Ripple has a finite quantity of 100 billion. No more XRPs will ever be created after this. And the number of XRPs will decrease over time, as it’s consumed with every transaction that’s made. This means that XRP, like many other tokens, has a form of token-burning mechanism in place.
So, each time a transaction is completed using XRP, a small amount is put up by the sender. And the XRP is destroyed in the process, which reduces this amount from the total supply. So, as more people continue to purchase XRP and use the Ripple platform, there is bound to be scarcity, which can cause its price to skyrocket.
The FED often raises interest rates to fight inflation. And it’s a known fact that higher interest rates can trigger market volatility, especially in already unstable markets like cryptocurrency. So, whenever interest rates increase, expect the price of XRP to rise and/or fall sharply.
Government regulation is a factor that can influence cryptocurrency prices, including the price of XRP. Regulations can either make the price of crypto flourish or plummet. In the case of XRP, prices could fall due to regulation issues.
For example, the Securities and Exchange Commission accused Ripple of selling XRP in an unregistered securities offering to investors in the U.S. and worldwide.
These types of issues can cause investors to lose trust in XRP, which can lower demand and, ultimately, decrease its value in the market. In fact, this is precisely what happened. The SEC lawsuit caused a major decline in the price of XRP.
TU has prepared a long-term XRP price forecast for the period from 2024 until 2033. The analysts are generally optimistic, although the growth rates might seem not as high as it happened previously in the history of cryptocurrencies. The analysts believe that in 2024 XRP can reach $0.7192, as well as in 10 years it can reach $1.7203.
| Year | Price in the middle of the year | Price at the end of the year |
|---|---|---|
| 2024 | $0.6196 | $0.6538 |
| 2025 | $0.6899 | $0.728 |
| 2026 | $0.7683 | $0.8107 |
| 2027 | $0.8555 | $0.9028 |
| 2028 | $0.9526 | $1.0053 |
| 2029 | $1.0608 | $1.1193 |
| 2030 | $1.1811 | $1.2462 |
| 2031 | $1.3149 | $1.3875 |
| 2032 | $1.4641 | $1.545 |
| 2033 | $1.6303 | $1.7203 |
| 2034 | $1.8153 | $1.9155 |
| 2035 | $2.0213 | $2.133 |
How realistic are these predictions? It’s hard to tell because no one can predict a currency’s future price with absolute certainty. There are just too many factors at play. This is why you should never take predictions as financial advice. Instead, use them as a guide to understanding a token’s potential growth.
According to the Traders Union, XRP could reach a maximum of $0.8008 in 2025, with its lowest at $0.5937 in 2025.
| Year | Price in the middle of the year | Price at the end of the year |
|---|---|---|
| January 2025 | $0.5937 | $0.7257 |
| February 2025 | $0.599 | $0.7322 |
| March 2025 | $0.6044 | $0.7388 |
| April 2025 | $0.6098 | $0.7454 |
| May 2025 | $0.6153 | $0.7521 |
| June 2025 | $0.6209 | $0.7589 |
| July 2025 | $0.6265 | $0.7657 |
| August 2025 | $0.6322 | $0.7726 |
| September 2025 | $0.6378 | $0.7796 |
| October 2025 | $0.6436 | $0.7866 |
| November 2025 | $0.6493 | $0.7937 |
| December 2025 | $0.6552 | $0.8008 |
It is unlikely for Ripple to hit $100, according to TU analysts. And it’s even more unlikely for the token to reach $1,000. This is because for XRP to reach $1,000 per coin, its market cap would have to reach at least $100 trillion, which we’re very unlikely to see any time soon.
Experts believe that XRP reaching $10 looks achievable. However, the Traders Union XRP price predictions don’t show it reaching $10 by 2025. Current TU XPR forecasts suggest Ripple can reach $10.3113 in 2033.
Cryptocurrencies are very volatile assets, so you must invest in them at your discretion. Their prices can drop or skyrocket without notice, influenced by market news or investor interest. Therefore, we recommend starting with a small investment to gauge XRP's performance.
XRP's value is lower than most of its competitors, so you must be careful while investing your money in it. In addition, it doesn't have the same potential as Bitcoin to reach tens of thousands as a price per token.
However, if you're willing to wait a decade, XRP is a good long-term investment. The XRP Ledger allows you to conduct cross-border transactions at lower costs and streamline the process.
While XRP is an industry-leading crypto, it still has some vulnerabilities. For example, the SEC lawsuit hit the cryptocurrency badly, lowering its per token value significantly. However, XRP has shown some growth since then, with most experts expecting a surge in its price in 2025. By 2032, XRP's price could range anywhere between $2 to $15, depending on the coins' performance and investor interest over the next ten years. Of course, if you want to invest in XRP, you must do it at your own discretion. If you want to trade XRP coins safely, then Binance, Kraken, BitStamp, eToro, and Crypto.com are the best exchanges.
The following tools and instruments were used for making the prediction:
Basic instruments of technical analysis. The forecast relies on basic technical indicators. The analysis was performed mostly on medium and long-term time frames for more accurate results.
Statistical tools that allow experts to evaluate the probability of an event that may influence the prices of cryptocurrencies.
Individual features of a cryptocurrency startup and its competitiveness: number of tokens in free circulation, restriction of emission, potential usefulness of the startup for the society, roadmap and development plans of the startup, potential vulnerability of the startup’s blockchain, examples of hacks, failures in the entire history of cryptocurrency existence, capitalization dynamics compared to key competitors, share of major coin holders and other subjective factors.
Note:
This price prediction is based on current information and historical data. Strong fundamental factors capable of radically changing the overall situation in the cryptocurrency markets, impacting the prices of certain cryptocurrencies and subsequently changing the price trend, may appear in the future. The price predictions are updated regularly based on the latest data.
This article is created for informational purposes only and does not constitute investment advice. Be aware of the high volatility of cryptocurrencies and consider these risks when making investment decisions.
Johnathan M. is a U.S.-based writer and investor, a contributor to the Traders Union website. His two primary areas of expertise include finance and investing (specifically, forex and commodity trading) and religion/spirituality/meditation.
His experience includes writing articles for Investopedia.com, being the head writer for the Steve Pomeranz Show, a personal finance radio program on NPR. Johnathan is also an active currency (forex) trader, with over 20 years of investing experience.
Dr. BJ Johnson is a PhD in English Language and an editor with over 15 years of experience. He earned his degree in English Language in the U.S and the UK. In 2020, Dr. Johnson joined the Traders Union team. Since then, he has created over 100 exclusive articles and edited over 300 articles of other authors.
The topics he covers include trading signals, cryptocurrencies, Forex brokers, stock brokers, expert advisors, binary options. He has also worked on the ratings of brokers and many other materials.
Dr. BJ Johnson’s motto: It always seems impossible until it’s done. You can do it.
Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO). Mirjan is a cryptocurrency and stock trader. This deep understanding of the finance sector allows her to create informative and engaging content that helps readers easily navigate the complexities of the crypto world.
