Using 0% credit cards to gain interest, Martin Lewis notes

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Andrey Mastykin

11.05.2026

Using 0% credit cards to gain interest, Martin Lewis notes — Turning 0% cards into extra income

Martin Lewis, founder and finance commentator at MoneySavingExpert, recounts his experience with stoozing, a strategy involving borrowing at 0% interest and saving the funds elsewhere for profit.

Lewis describes obtaining a 0% credit card from the since-defunct bank brand Egg, transferring the funds to a high-yield Egg savings account at 6% interest, and ultimately making hundreds of pounds from the arrangement. He characterizes the approach as 'MoneySaving poetry' and encourages listeners to learn more about the practice.

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Lewis regularly addresses consumer finance topics for the MoneySavingExpert audience. He recently invited questions on spending abroad and energy direct debits for a podcast episode. Lewis will also host an ITV session focused on pensions and retirement issues.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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