Conor Sen: Current HELOC boom differs from 2006 cycle

Conor Sen: Current HELOC boom differs from 2006 cycle
HELOC boom is not a repeat of 2006

Conor Sen argues that the current surge in home equity lines of credit (HELOCs) differs from the boom seen in 2006.

Sen makes this assessment in his latest commentary, linking to a more detailed analysis.

Sen has previously noted that the S&P on Hyperliquid often records a significant move at 6 p.m. Sunday when checked over the weekend, as detailed in an earlier piece. He has also observed a recent shift in financial conversations toward external financing needs and credit spreads, according to another commentary. These observations provide further context for his analysis of current lending trends.

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