Mortgage Rates and Home Loan News
CROSS 2026-NQM12 mortgage trust receives expected Fitch ratings for $663.3 million RMBS deal
Backed by 1,361 nonprime mortgages originated by CrossCountry Mortgage, CROSS 2026-NQM12 is moving ahead in the U.S. residential mortgage-backed securities market with an aggregate loan balance of ...
JP Morgan mortgage trust securitization targets investor liquidity, risk management
Fitch Ratings expects to rate a new JP Morgan securitization backed by first-lien residential mortgage loans. The planned JP Morgan Mortgage Trust 2026-HY2 includes both seasoned and newly ...
KBRA assigns preliminary ratings to Aspire Mortgage Trust RMBS deal in U.S.
Aspire Mortgage Trust 2026-6 enters the U.S. residential mortgage-backed securities market with a $399.3 million non-prime transaction backed by 801 home loans. The pool is made up mostly of ...
CROSS 2026-NQM12 Mortgage Trust wins preliminary KBRA ratings for $663.3 million RMBS deal
The transaction adds another non-agency residential mortgage-backed securities issuance to the U.S. market under the CROSS shelf. The $663.3 million deal is backed by 1,361 residential mortgages, ...
KBRA expands CMBS surveillance coverage for U.S. commercial real estate
Commercial mortgage-backed securities investors continue to rely on loan-level monitoring and property analysis as scrutiny of commercial real estate credit performance remains high. KBRA says its ...
KBRA affirms ESA 2025-ESH CMBS ratings after stable portfolio performance
The Extended Stay America-backed ESA 2025-ESH commercial mortgage securitization continues to show stable operating performance as collateral levels and leverage improve from issuance. The ...
KBRA offers surveillance coverage for BMO 2025-C13 CMBS deal
Commercial mortgage-backed securities investors are being directed to a subscription-based surveillance report for the BMO 2025-C13 transaction. The material highlights KBRA's broader CMBS ...
BMO 2025-C13 CMBS ratings affirmed as pool performance remains stable
BMO 2025-C13 maintains stable collateral performance as KBRA keeps all outstanding ratings in place on the $813.9 million CMBS conduit transaction. The review shows no delinquent or specially ...
European ABS and RMBS market highlights counterparty risk oversight in Q3
European structured finance markets remain focused on counterparty exposure management as ratings agencies track support arrangements in asset-backed securities and residential mortgage-backed ...
BX 2024-BRBK ratings affirmed as Burbank office loan shows stable collateral performance
A surveillance review keeps ratings unchanged for BX 2024-BRBK, a single-borrower CMBS deal backed by a $600.0 million mortgage on four Burbank creative office properties. The review comes as the ...
Fannie Mae raises mortgage rate forecast as housing pressure builds
Persistently high inflation and rising bond yields are pushing U.S. mortgage borrowing costs higher, adding fresh strain to the housing market. Fannie Mae now expects the average 30-year fixed ...
Philippine condo developers offer softer payment terms as unsold inventory rises
Philippine condominium developers are leaning on longer payment terms and financing incentives as elevated mortgage rates and a record stock of unsold units pressure residential sales. The shift ...
U.S. mortgage market sees rising adjustable-rate loan use as higher rates pressure affordability
Borrowing costs in the U.S. housing market continue to squeeze buyers, pushing more borrowers toward adjustable-rate mortgages even as overall loan demand weakens. The shift comes as fixed ...
Bank of England regulators ease high loan-to-income mortgage lending cap for UK lenders
UK mortgage lenders are getting more flexibility under revised rules on high loan-to-income lending as regulators shift from a firm-level cap to an aggregate market limit. The change is designed ...
MA Money Pinnacle trust secures final Fitch ratings for Australian RMBS issue
Australia's residential mortgage-backed securities market adds a new AUD500 million issue as MA Money Pinnacle Residential Securitisation Trust 2026-1 receives final ratings on its floating-rate ...
KBRA assigns preliminary ratings to EFMT 2026-CNF1 mortgage-backed deal
The latest residential mortgage-backed securities issuance in the U.S. market is moving through the ratings process with a pool backed entirely by first-lien, owner-occupied loans. The $294.1 ...
KBRA assigns preliminary ratings to OBX 2026-J3 prime RMBS deal
The U.S. residential mortgage-backed securities market is seeing another prime issuance with OBX 2026-J3 Trust, a $391.5 million transaction backed by 319 fixed-rate, fully amortizing loans. The ...
Federal Reserve's Cook contests Trump bid to remove her from board
Tensions between the White House and the Federal Reserve continue as Governor Lisa Cook fights a renewed effort by President Donald Trump to oust her from office. The dispute now centers on a ...
Australia housing pressures keep property central to household finances
Australia's intense focus on housing reflects how deeply property costs, mortgage structures and interest rate changes shape household finances. The country's concentrated banking sector, ...
KBRA withdraws ratings on 47 classes across 28 U.S. structured finance transactions
Several U.S. structured finance securities are reaching the end of their rated life as their principal or notional balances fall to zero. The withdrawals cover 47 classes from 28 transactions, ...
Greystone 2025-HC4 ratings affirmed as KBRA cites stable CRE CLO performance
Greystone 2025-HC4 continues to post stable operating metrics as it moves through its three-year reinvestment period. The commercial real estate collateralized loan obligation has no delinquent or ...
