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How To Add USDT To MetaMask: A Step-by-Step Guide

Oleg Tkachenko
Written by:
Oleg Tkachenko
Dan Blystone
Reviewed by:
Dan Blystone
Chinmay Soni
Fact-checked by:
Chinmay Soni
Updated:
May 24, 2026

Editorial Note: While we adhere to strict Editorial Integrity, this post may contain references to products from our partners. Here's an explanation for How We Make Money. None of the data and information on this webpage constitutes investment advice according to our Disclaimer.

How to add USDT to MetaMask:

  • Step 1. Install and set up MetaMask.

  • Step 2. Add USDT to MetaMask.

  • Step 3. Confirm the token.

MetaMask is a versatile crypto wallet that supports multiple blockchains, including Ethereum, Binance Smart Chain (BEP20), and Polygon. With USDT’s multi-chain capabilities, it is important to add the token correctly. Users can add USDT ERC20 to MetaMask, add USDT BEP20 to MetaMask, or add Polygon USDT to MetaMask, depending on which network they use. Each network requires its own USDT contract address in MetaMask.

This guide explains how to add USDT to MetaMask, how to ensure that the USDT token address in MetaMask is correct, and how to avoid issues such as USDT not showing in the wallet. It also covers the fact that while USDT TRC20 MetaMask entries can be attempted, MetaMask does not natively support the Tron network.

USDT is a stablecoin pegged to the U.S. dollar and exists on several networks, including Ethereum (ERC20), Binance Smart Chain (BEP20), and Tron (TRC20). Adding the correct version of the token, whether it is USDT BEP20, USDT ERC20, or USDT Polygon on Metamask, ensures smooth transactions, accurate balance display, and safer transfers. This applies when you send USDT to MetaMask, deposit USDT to MetaMask, or transfer USDT from exchanges like Binance to MetaMask.

How to add USDT to MetaMask: step-by-step guide

Before adding USDT, ensure that you have MetaMask installed and some ETH or the appropriate network token to cover transaction fees. This will allow you to send USDT to MetaMask without any hassles.

Step 1. Install and set up MetaMask

Download MetaMask from its official website as a browser extension or mobile app.

How to add USDT to MetaMask,MetaMask.io

Create a wallet and securely store your recovery phrase. This is essential, as it’s the only way to recover your wallet in case of loss.

How to add USDT to MetaMask,MetaMask.io

Fund your MetaMask wallet with ETH (or the appropriate token if using other networks like BNB or MATIC) to cover transaction fees. This step is necessary if you plan to add USDT ERC20 to MetaMask, USDT BEP20 to MetaMask, or Polygon USDT to MetaMask.

Step 2. Add USDT to MetaMask

MetaMask has a built-in feature to detect popular tokens like USDT automatically.

  • Open MetaMask and go to the "Tokens" tab.

  • Search for “USDT” in the search bar and select it.

  • Click "Import" to add USDT to MetaMask and make it visible in your wallet.

If MetaMask doesn’t automatically detect USDT, you can add it manually. Follow these steps for different networks:

For Ethereum (ERC-20 USDT)

  • Go to the "Import tokens" section.

  • Click "Custom Token". Enter the USDT ERC20 contract address MetaMask: 0xdAC17F958D2ee523a2206206994597C13D831ec7

  • Input "USDT" as the symbol and "6" as the decimal.

  • Click "Add Custom Token".

For Binance Smart Chain (BEP-20 USDT)

  • Switch MetaMask to the BSC network.

  • Input the USDT BEP20 contract address MetaMask:
    0x55d398326f99059fF775485246999027B3197955

  • Follow the same steps to complete the import.

For Polygon (MATIC USDT)

  • Switch to the Polygon network in MetaMask.

  • Use the contract address:
    0x3813e82e6f7098b9583FC0F33a962D02018B6803

  • This way, you can add USDT to MetaMask Polygon for use in dApps.

For Tron (TRC-20 USDT)

MetaMask doesn’t support the Tron network, so USDT TRC20 MetaMask cannot be added. For Tron-based USDT, use a Tron-compatible wallet like TronLink.

Step 3. Confirm the token

Once you’ve input the correct details, USDT will now be visible in your MetaMask wallet. You can now receive USDT in MetaMask, check your USDT address in MetaMask, and verify your balance or transaction status using Etherscan or the appropriate blockchain explorer. Adding the correct USDT contract address in MetaMask ensures accurate balance display and avoids common questions like why USDT is not showing in MetaMask.

Beginner considerations

For beginners, learning how to add USDT to MetaMask may seem complex at first. Here are some key considerations:

  • Transaction fees. Every network charges a fee for transactions. On Ethereum, these can be high, so ensure you have enough ETH in your wallet. When you add USDT BEP20 to MetaMask or USDT Polygon to MetaMask, fees are significantly lower.

  • Using verified contract addresses. Always use the correct USDT contract address on MetaMask. Adding a wrong USDT token address on MetaMask can result in loss of funds.

  • Security. Always secure your recovery phrase and avoid sharing your private keys. This applies when you send USDT to MetaMask, deposit USDT to MetaMask, or transfer USDT from exchanges like Binance to MetaMask.

Advanced considerations

Advanced traders may want to optimize their use of USDT across different networks for trading and DeFi applications:

  • Cross-chain transactions. USDT is available on multiple blockchains. Depending on your goals, you may prefer USDT Polygon on MetaMask for lower fees, USDT BEP20 on MetaMask for faster transfers, or USDT ERC20 on MetaMask for dApps on Ethereum. Always switch to the correct network in MetaMask before initiating a USDT transfer.

  • Managing multiple USDT tokens. If you are holding different versions such as USDT ERC20, USDT BEP20, or USDT Polygon, you will see separate balances in your wallet. MetaMask allows you to manage these tokens seamlessly by switching networks, so you can undertake transactions without confusion.

Risks and warnings

There are several risks associated with using MetaMask and USDT:

  • Incorrect contract addresses. Using the wrong USDT contract address in MetaMask can result in permanent loss of your funds. Double-check before you add a USDT token to MetaMask.

  • High fees on Ethereum. During congestion, ERC20 transfers can be very expensive. Many traders prefer USDT BEP20 on MetaMask or USDT Polygon on MetaMask as the cheapest way to transfer USDT to MetaMask.

  • Phishing scams. Be cautious when interacting online. Fraudulent sites often target those who try to add USDT TRC20 to MetaMask or search for a USDT address on MetaMask. Remember, TRC20 USDT is not supported by MetaMask, so use TronLink for Tron transactions.

Pros and cons of adding USDT to MetaMask

Before you add USDT to a MetaMask wallet, it is important to understand the benefits and potential drawbacks. Whether you are planning to send USDT from other sources like Phantom to MetaMask, deposit USDT to a MetaMask wallet, or add USDT to a MetaMask Polygon or BSC address, the process comes with both advantages and risks. Choosing the correct USDT contract address MetaMask and the best network for USDT will help you avoid issues like why is USDT not showing in MetaMask.

  • Pros
  • Cons

  • Multi-chain support. You can manage balances across several blockchains in one wallet.

  • Integration with dApps. After you add a USDT token to a MetaMask wallet, you can use it in DeFi platforms and decentralized exchanges.

  • Stablecoin. As a USD-pegged asset, USDT is less volatile than other cryptocurrencies. Once you transfer USDT to MetaMask, it becomes an ideal option for hedging and stable trading pairs.

  • High transaction fees on Ethereum. Sending or receiving USDT ERC20 on MetaMask during peak congestion can be costly. In such cases, USDT BEP20 MetaMask transfers or USDT Polygon MetaMask transfers may be the cheapest way to transfer funds.

  • Risk of adding incorrect contracts. Using the wrong USDT contract address on MetaMask or invalid USDT token address on MetaMask can lead to permanent fund loss.

  • Needs network tokens for fees. To send USDT to MetaMask or transfer USDT from sources like Crypto.com to MetaMask, you must hold ETH, BNB, or MATIC, depending on the chosen network.

Always double-check the USDT contract address

Anastasiia Chabaniuk
Anastasiia Chabaniuk Educational Content Editor

As a trader who has been in the markets for years, one of the most important lessons I've learned is to never rush when it comes to adding assets to your wallet. When you're dealing with USDT and MetaMask, precision is key. I’ve seen many traders lose funds because they used the wrong USDT contract address on MetaMask or tried to add USDT TRC20 to MetaMask even though MetaMask does not support Tron. Always double-check the USDT token address for MetaMask from reliable sources like Tether's official site, CoinGecko, or CoinMarketCap before you add USDT to MetaMask.

Also, don’t underestimate security. In this business, your private keys are everything. I’ve seen people lose entire portfolios just because they didn’t secure their seed phrase or fell victim to phishing. Whether you plan to deposit USDT to MetaMask, receive USDT in MetaMask, or send USDT from sources like Crypto.com to MetaMask, always secure your recovery phrase, enable two-factor authentication, and avoid suspicious links.

Conclusion

Setting up USDT in MetaMask unlocks seamless participation in the world of decentralized finance, but it demands careful attention to detail. By following the guide’s steps for adding USDT to Ethereum or Polygon—including using the correct contract addresses and understanding network fees—you ensure your assets remain secure and accessible. For example, double-checking addresses and being aware of common scams are vital precautions that prevent costly mistakes. Ultimately, the power of managing USDT in MetaMask lies in your hands—empowered by knowledge and vigilance, you can confidently explore the possibilities of crypto without compromising safety.

FAQs

What should you do if USDT does not appear in your MetaMask wallet after adding it?

If USDT does not show up in your MetaMask wallet after adding it, double-check that you have entered the correct contract address for your selected network. Also, ensure MetaMask is connected to the appropriate blockchain (Ethereum, BSC, or Polygon) and that the token has been successfully imported to the 'Tokens' tab.

Are there any requirements for transaction fees when transferring USDT in MetaMask?

Transferring USDT on MetaMask requires holding a small amount of the network’s native token to pay for network fees: ETH for Ethereum, BNB for Binance Smart Chain, or MATIC for Polygon. Without sufficient native token balance, transactions cannot be processed.

How can managing multiple USDT versions in MetaMask affect your wallet organization?

Managing multiple USDT versions—such as ERC20, BEP20, and Polygon—in MetaMask results in separate token balances for each network. You must switch to the corresponding network within MetaMask to view or use the specific USDT balance on that chain, helping prevent confusion between assets.

What are common mistakes to avoid when adding USDT to MetaMask?

Common mistakes include using an incorrect contract address, selecting the wrong blockchain network, or attempting to add unsupported network versions like TRC20 USDT. These errors can lead to loss of funds or the token not appearing in your wallet, so careful verification is essential.

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Team that worked on the article

Oleg Tkachenko
Oleg Tkachenko
Editor at Cryptocurrency & Blockchain Department

Oleg Tkachenko is an economic analyst and risk manager having more than 14 years of experience in working with systemically important banks, investment companies, and analytical platforms. He has been a Traders Union analyst since 2018.

Learn about our editorial policies
Dan Blystone
Dan Blystone
Senior English Editor

Dan Blystone began his trading career in 1998 as an arbitrage clerk on the floor of the Chicago Mercantile Exchange (CME). He later traded bond and Eurex futures at proprietary firms such as Altea Trading, gaining valuable experience in high-frequency trading and risk management.

Chinmay Soni
Chinmay Soni
Head of Fact-Checking Department

Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data.

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