Banca Sella Review 2026
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
- No requirement
- Sella XTrading (web)
- Sella Extreme (desktop)
- Sella Trader mobile app
- Sella Trading Bridge
- Up to 1:25
- Access to Italian, European, and U.S. markets
- leverage trading
- conditional orders (Stop Loss, Take Profit, OCO, etc.)
Our Evaluation of Banca Sella
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Banca Sella is a broker with higher-than-average risk and the TU Overall Score of 3.51 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Banca Sella clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
How we tested Banca Sella
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Banca Sella
Banca Sella is part of the Sella Group, which operates over 300 branches in Italy and has offices in seven countries. The institution traces its roots to Gaudenzio Sella & C, founded in 1886 and reorganized in 2006. Banca Sella is regulated by Banca d’Italia and CONSOB (Commissione Nazionale per le Società e la Borsa).
The broker provides access to various trading venues, including the Italian stock market (MTA, TAH, ETFPlus, Sedex, and Cert-X on EuroTLX), as well as major European (Euronext, Xetra, Nasdaq Stockholm) and U.S. (NYSE and Nasdaq) markets. Trades outside these exchanges can also be placed by phone. In addition, Banca Sella offers access to derivatives such as futures and options on leading Italian and international exchanges (IDEM, Eurex, CME).
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- High level of security and regulation
- Convenient online services and mobile app
- Wide range of investment products
- Transparent commissions with no hidden fees
- Fast and efficient customer service
- Online account opening
- Branch presence across Italy
- Commissions may be higher compared to some competitors
- Limited support for foreign clients
- Some services are available only in Italian
TU Expert Verdict
Chief Analytics Officer
Banca Sella provides access to trading stocks, ETFs, bonds, certificates, warrants, stock indices, ETNs, and derivatives including futures and options, covering Italian, European, and U.S. markets. It offers a unified investment account integrated with banking services, with clients able to manage finances and investments using Sella XTrading web, Sella Extreme desktop, and mobile platforms. Regulated by Banca dItalia and CONSOB, Banca Sella supports leverage up to 1:25 via its Leva Plus feature, and enables conditional orders such as Stop Loss, Take Profit, and OCO. The broker also participates in the Interbank Deposit Protection Fund and the Fondo Nazionale di Garanzia, offering state-level protection up to EUR 100,000 for deposits and investment accounts.
Some disadvantages include higher trading commissions than some competitors, limited international support as services are focused on Italian residents, and certain options and interfaces that are only available in Italian. Banca Sellas platform may not be suitable for non-Italian clients or cost-sensitive investors who require low fees or extensive non-Italian market access.
Banca Sella Summary
Your capital is at risk. The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed Income can be substantial.
| 💻 Trading platform: | Sella XTrading (web), Sella Extreme (desktop), Sella Trader mobile app, Sella Trading Bridge |
|---|---|
| 📊 Accounts: | Conto Trader for investments, Conto Start, Conto Premium, Conto Circle (bank accounts) |
| 💰 Account currency: | EUR |
| 💵 Deposit / Withdrawal: | Bank transfer, cards |
| 🚀 Minimum deposit: | No requirement |
| ⚖️ Leverage: | Up to 1:25 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | N/A |
| 💱 EUR/USD spread: | Stock trading: from €2.5 in Europe and $6.5 in the U.S.; Futures and options: from €1.50 per contract |
| 🔧 Instruments: | Stocks, ETFs, bonds, futures, options, certificates, warrants, stock indices, ETNs |
| 💹 Margin Call / Stop Out: | N/A |
| 🏛 Liquidity provider: | N/A |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | No |
| 📋 Order execution: | Market best execution |
| ⭐ Trading features: | Access to Italian, European, and U.S. markets; leverage trading; conditional orders (Stop Loss, Take Profit, OCO, etc.) |
| 🎁 Contests and bonuses: | Yes |
Clients can trade stocks, ETFs, certificates, ETNs on Bitcoin and Ethereum, covered warrants, and other instruments across European and international markets. The broker also provides access to bond investments in both Italian and foreign venues. For advanced clients, the derivatives segment is available, including futures and options contracts based on indices, stocks, commodities, and currencies.
Banca Sella Key Parameters Evaluation
Trading Account Opening
To access your personal account on Banca Sella’s website, you’ll need a client code (or username) and PIN (or password). To get them, you must first become a client by opening an account. Here’s how:
In the top menu, click Trader → Conti e servizi Conto → Trader.
First, specify who will own the account.
Then, complete identity verification via a form or SPID.
The company will open your account after verifying your documents and signing the service agreement.
Is Banca Sella Safe?
Banca Sella is regulated by Italian authorities and participates in national protection schemes. It is accredited by Banca d'Italia as both a bank and brokerage firm. It is a member of the Interbank Deposit Protection Fund (FITD) and the Fondo Nazionale di Garanzia, which insure deposits and investment accounts up to €100,000. Since 2016, Banca Sella has been under CONSOB supervision, requiring information disclosure and anti-insider trading compliance.
Advantages
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Complies with Italian banking and brokerage standards
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Meets disclosure and internal trading control obligations
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Investor funds protected at the state level
Disadvantages
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No direct EU-wide regulation via ESMA limits international protection
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Maximum compensation cap may not cover large deposits
Commissions and Fees
Maintenance of the Conto Trader brokerage account is free, provided that at least five trades are executed per quarter. If this requirement is not met, a quarterly fee of €15 is charged. Deposits are free, while withdrawal fees may be applied by correspondent banks for international transfers.
| Account type | Spread (minimum value) | Withdrawal commission |
|---|---|---|
| Conto Trader | €1.50 | May be charged by banks |
There are two commission models: fixed and percentage-based. Commissions for equity markets start from €2.5 per trade in Europe and up to $6.5 in the U.S. For derivatives, commissions start from €1.50 per contract on IDEM, €1.90 on Eurex, and $3.50 on CME.
Below is a comparison of Banca Sella’s commissions with other brokers.
| Broker | Average commission | Level |
|---|---|---|
|
$1.8 | |
|
$2 | |
|
$1.1 |
Account Types
Banca Sella offers three types of banking accounts for individuals, designed to meet different financial needs. The Conto Trader account is specifically intended for investing.
Deposit and Withdrawal
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Withdrawals are made via bank transfer to a linked IBAN and processed on the next business day.
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ATM withdrawals are unlimited and free with a Mastercard debit card at Banca Sella ATMs, and up to four free withdrawals per month are available from other SEPA zone ATMs.
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Banca Sella does not charge withdrawal fees, though correspondent or recipient banks may apply fees for international transfers.
Investment Options
Banca Sella offers several options for generating passive income with minimal active involvement.
Available options:
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Time deposit: A fixed-term deposit with a guaranteed interest rate. Clients choose the deposit amount and term and receive accrued interest at maturity. There are no fees for opening or closing the deposit. The minimum amount is €1,000, and the interest rate is fixed at the time of agreement. Early termination is permitted without penalties but without interest accrual.
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Dividend and coupon income: By investing in stocks and bonds, clients receive regular payments. For stocks, this means dividends from publicly traded companies, while for bonds, it refers to coupon payments.
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Recurring investment plans: Clients can set up automatic, regular contributions to funds or ETFs, allowing them to build capital gradually without manual involvement.
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Managed portfolios (Sella Evolution): Ready-made investment solutions managed by third-party professionals. Clients earn returns without the need to make investment decisions themselves.
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Mutual funds: Investments are available in over 3,000 funds from more than 50 asset managers through online banking and the mobile app. Clients can analyze funds by performance, risk, rating, and category, create personalized watchlists, and use interactive analytics tools.
Banca Sella’s partnership program
Banca Sella does not offer an affiliate or referral program. The company focuses on delivering brokerage and banking services without incentive-based recruitment schemes.
Customer Support
Support for trading platforms and services is available by phone from 8:00 to 20:30 CET, Monday through Friday. Website chatbot available 24/7.
Advantages
- Branches in seven countries
- Multiple 24/7 contact channels available
Disadvantages
- Email responses may be delayed
Contact Channels:
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Website and app chat.
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Email.
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Phone.
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Facebook.
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Video conferencing (9:00–20:00).
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24/7 interactive voice response (IVR).
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Remote screen access by bank staff.
Contacts
| Registration address | Piazza Gaudenzio Sella, 1 – 13900 Biella, Italy |
|---|---|
| Regulation |
Bank of Italy
Licence number: ABI 3268 |
| Official site | https://www.sella.it/banca-on-line |
| Contacts |
800.050.202, +39 015.2434630
|
Education
Banca Sella offers educational support including courses and webinars on basic market principles and trading tools.
The education section is geared toward traders and investors learning to trade classic financial instruments, especially derivatives. Specialized finance or digital asset topics are not covered.
Detailed review of Banca Sella
Banca Sella offers integrated banking and investment services for individuals, including digital current accounts, cards, and trading access. Clients can apply for debit, credit, and prepaid cards and connect value-added services for payments and protection. The bank also provides personal loans, mortgages, and investment options such as self-directed trading (via platform or phone), consulting, retirement plans, and structured products.
Banca Sella by the numbers:
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Founded: 1886.
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Reorganized: 2006.
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Employees: 5,000+.
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Locations: 300+ branches in 7 countries.
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Share capital and reserves: €1.1 billion.
Banca Sella is a reliable and regulated broker offering a wide range of instruments and platforms for online trading.
Its trading solutions suit clients of all experience levels. The Sella XTrading web platform provides an intuitive interface with professional tools, real-time execution, asset baskets, and visual trading without a subscription fee. For active traders, the Sella Extreme desktop platform offers unlimited workspaces, deep order books, more than 100 indicators, and support for algorithmic strategies. The Sella Trader mobile app enables portfolio management and trading on the go. The Sella Trading Bridge package allows external integrations through a secure push connection, SDK, and Excel plugin for custom strategy development.
Useful services from Banca Sella:
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MF Dow Jones Newsletter with daily market data and economic news
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Unified account access to European and global markets
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Built-in Virtual Broker to test strategies risk-free
Advantages:
Access to international markets.
Services for both individuals and businesses.
Investment and savings plans.
Multilingual customer support.
Online account management.
Educational content for investors.
Banca Sella supports various card types (debit, credit, prepaid) and integrates with modern fintech platforms.
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