Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
TD365 Pros & Cons
- The broker is regulated.
- Negative balance protection is present.
- Client deposits are held in separate bank accounts at Barclays.
- Accounts are with floating and fixed spreads, with no additional broker commissions.
- Clients can start trading at any amount that is comfortable for them.
- The broker provides access to the TradeCopier social trading platform.
- The broker does not offer mobile and web versions of MetaTrader 4 or MT4 demo accounts.
- There is very little information for beginner traders on the TD365 website.
- The range of trading assets, including currencies, is not as diverse as that of its competitors.
The TD365 broker allows trading CFDs on stocks, cryptocurrencies, stock indices, oil, and metals. It also provides access to the Forex market. The company has its proprietary CloudTrade platform and offers the classic desktop platform MetaTrader 4. TD365 clients can leverage up to 1:200 in trades, engage in social trading through mobile TradeCopier apps, use expert advisors in MT4, and hedge positions. TD365's operations are regulated by the Securities Commission of the Bahamas (SCB), with license number SIA-F216.
TU Expert Verdict
TD365 carries a higher degree of risk. My review and user feedback point to noticeable performance issues and limitations. It may be appropriate only for experienced traders who fully understand the risks and are prepared for potential instability.
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TD365 User Reviews
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5-star
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4-star
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3-star
67%
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1-star
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Commissions and Fees
Score:We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria6 /10The trading and non-trading commissions of TD365 have been analyzed and rated as having Medium fees, with a fees score of 6/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.
- Low Forex trading fees
- No inactivity fee
- No deposit fee
- No withdrawal fee
- No ECN/Raw Spread account
Trading Fees and Spread
Below, we evaluated and compared the trading commissions of TD365 with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.
Standard Account Spread
For Standard accounts, TD365’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.
TD365 Standard spreads TD365 OANDA FOREX.com EUR/USD min, pips 0.3 0.1 0.7 EUR/USD max, pips 0.7 0.5 1.2 GPB/USD min, pips 0.6 0.1 0.9 GPB/USD max, pips 1.0 0.5 1.4 Does TD365 support RAW/ECN accounts?
As we discovered, TD365 does not offer RAW/ECN accounts, which might be a drawback for transparency and liquidity. However, this doesn't make the broker uncompetitive. Consider factors like spread levels, execution speed, regulation, support quality, and trading tools when choosing a reliable broker.
Non-Trading Fees
We conducted a detailed analysis of the non-trading fees associated with TD365. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.
TD365 Non-Trading Fees TD365 OANDA FOREX.com Deposit fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0 Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0 Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks. 0 0-15 0 Inactivity fee ($, per month) 0 0 15 -
Is TD365 Safe?
Score:We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria5.8 /10TD365 has a safety score of 5.8/10, which corresponds to a Medium security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.
- Is regulated
- Negative balance protection
- Not tier-1 regulated
- Track record of less than 8 years
TD365 Regulators and Investor Protection Abbreviation Full Name Country of regulation Investor Protection Fund Regulation Level
SCB Full Name Securities Commission of The Bahamas Country of regulation Bahamas Investor Protection Fund No specific fund Regulation Level Tier-2 TD365 Security Factors Foundation date - Negative balance protection YesVerification (KYC) Yes -
Account Types
Score:We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.4.3 /10TD365 offers the following account options: Demo, Standard.
However, TD365 does not provide a Standard account, which can be a drawback for traders who prefer classic spread-based pricing models.
- Demo account
- Low minimum deposit
- Standard account with balanced trading conditions
- No Swap Free account
- No Cent account
TD365 account types vs top competitors TD365 Trading.com Plus500 Standard YesYesYesECN/Raw spread NoNoNoDemo YesYesYesCent NoNoNoMicro NoNoNoSwap Free NoNoNoVIP NoNoNoManaged NoNoNoTD365 accounts trading conditions
The first step in trading with TD365 is to open an account with them. There are two options available depending on the trader's preferred platform. After uploading documents and confirming personal information in the user account, additional accounts can be opened in different currencies.
Account types:
Account Type Description TD365 Live Account for trading on the CloudTrade platform with fixed spreads. There are 78 instruments available, such as Forex, CFDs on indices, cryptocurrencies, and commodities, and CFDs on stocks of American and European companies. MT4 TD365 Live Account for executing trades with 42 financial instruments on the MetaTrader 4 platform. All spreads are floating. A trader can only open a demo account on the CloudTrade platform. This is a virtual equivalent of a real account where trading is conducted with virtual funds.
TD365 is a regulated intermediary that provides access to trading on the international currency Forex market using technological electronic platforms and provides informational support and other services for private traders and investors.
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Deposit and Withdrawal
Score:This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology7.5 /10TD365 received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.
TD365 provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.
- Bank wire transfers available
- Bitcoin (BTC) accepted
- No deposit fee
- No withdrawal fee
- BTC not available as a base account currency
- Limited deposit and withdrawal flexibility, leading to higher costs
- PayPal not supported
What are TD365 deposit and withdrawal options?
TD365 provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, Skrill, Neteller, BTC, USDT, Ethereum.
TD365 Deposit and Withdrawal Methods vs Competitors TD365 Trading.com Plus500 Bank Wire YesYesYesBank card YesYesYesPayPal NoNoYesWise NoNoNoBTC YesNoNoWhat are TD365 base account currencies?
A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. TD365 supports the following base account currencies: USD, EUR, GBP, AUD, ZAR, NOK, DKK, SEK.
What are TD365's minimum deposit and withdrawal amounts?
The minimum deposit on TD365 is $1, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact TD365’s support team.
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Markets and Tradable Assets
Score:The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria4.8 /10TD365 offers a limited selection of trading assets compared to the market average. The platform supports 100 assets in total, including 33 Forex pairs.
- Indices trading
- Crypto trading
- Bonds not available
- Limited asset selection
Supported markets vs top competitors
We have compared the range of assets and markets supported by TD365 with its competitors, making it easier for you to find the perfect fit.
TD365 Trading.com Plus500 Currency pairs 33 69 60 Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs. 100 69 2800 Stocks YesNoYesCommodity futures YesNoYesCrypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada. YesNoYesStock indices YesNoYesOptions NoNoYesInvestment options
We also explored the trading assets and products TD365 offers for beginner traders and investors who prefer not to engage in active trading.
TD365 Trading.com Plus500 Bonds NoNoNoETFs NoNoYesCopy trading NoNoNoPAMM investing NoNoNoManaged accounts NoNoNo -
Trading Account Opening
Score:We evaluated Trading Account Opening at TD365 by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.9 /10We successfully registered an account with TD365 in 10 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at TD365 is $1. This is one of the most accessible and hassle-free onboarding procedures on the market.
- Low minimum deposit requirement
- Fast registration time (up to 15 minutes)
- Fully online account opening process
- Account approval may require extra time depending on the documentation.
TD365 account opening TD365 Trading.com Plus500 Online Registration YesYesYesMinimum deposit $1 $50 $100 Mandatory KYC YesYesYesRegistration time (min) 10 20 KYC time (days) 2 2 3 Is TD365 available in my country?
If you are a citizen of United States, the broker accepts clients from your country.
Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.
Account opening details
Any broker account registration begins with filling out a registration form. Click “Open Account” on the official TD365 website to access the form. Then follow these steps:
Provide personal information in the form as stated in your documents.
Answer questions about your trading experience, funding sources, level of trading knowledge, and professional training. Then, select the account type and currency. It is important to carefully read the documents before confirming the account opening.
After logging into your account, the following actions become available:
- You can open additional real and demo accounts.
- You can trade on a demo account without depositing funds or on a real account after making a deposit..
Your TD365 user account also allows you to:
- Verify your identity by uploading documents.
- Change previously entered personal data, account passwords, and user account passwords.
- Generate statistics on transactions and account balance.
- View the history of financial transactions.
- Submit a withdrawal request.
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Customer Support
Score:We evaluated Customer Support at TD365 by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria5.4 /10Customer support at TD365 is available, but response speed and service quality may vary. Some requests are handled efficiently, while others may require follow-ups.
During testing, response times were moderate, and communication depended on the complexity of the request. TD365 provides basic support functionality but does not stand out in overall service performance.
InformationThe TD365 client support team is available 24/5, from 22:00 on Sunday until 22:00 on Friday. The London office conducts technical service online and over the phone, hence the specified time (GMT).
- The company has offices not only in the Bahamas but also in the United Kingdom
- TD365 offers various communication methods.
- There is no 24/7 support
- The broker does not assist social media or messaging apps
Communication methods offered by TD365 include:
- Phone
- Online chat on the website and in the user account.
Bahamas’ local phone numbers and contacts for international calls are listed on the TD365 website.
Contacts Registration address Trade Nation Ltd, Bayview House, 1st Floor, 308 East Bay Street, PO Box CB-12407, Nassau, New Providence, Bahamas Regulation SCB Official site https://td365.com/ Contacts support@td365.com +44 203 180 5566, +18449073258
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FAQs
How secure is trading with TD365 in terms of regulation and safety measures?
TD365 has a safety score of 5.8/10, which corresponds to a Medium security level in this review. It is regulated by the Securities Commission of The Bahamas (SCB), a Tier-2 regulator, and offers negative balance protection and mandatory KYC, but it is not Tier-1 regulated and has a track record of less than 8 years, with the exact foundation date not specified in the section.
What commissions and fees should traders expect at TD365?
According to this review, TD365 has Medium overall fees with low forex trading costs and no deposit, withdrawal, or inactivity fees. On the Standard account, EUR/USD spreads typically range from 0.3 to 0.7 pips and GBP/USD from 0.6 to 1.0 pips, and the broker does not offer ECN/Raw spread accounts.
What types of trading accounts does TD365 offer and how do users describe them in reviews?
TD365 provides Demo and Standard accounts, including a TD365 Live account on the CloudTrade platform with fixed spreads and 78 instruments, and an MT4 TD365 Live account with 42 instruments and floating spreads. The section notes advantages such as a demo account and low minimum deposit, and disadvantages like the absence of Cent, ECN/Raw spread, swap-free, VIP, micro, and managed accounts, but it does not include specific user reviews or feedback about these account types.
How do reviews describe the TD365 trading account opening process?
The account opening process at TD365 is described as fully online, with registration taking about 10 minutes and KYC verification typically completed within 2 business days. The minimum deposit is $1, and while the onboarding is characterized as accessible and relatively fast, the review notes that account approval time can vary depending on the documentation provided.
What feedback is available on TD365 customer support availability and contact options?
Customer support at TD365 is available 24/5, from Sunday 22:00 to Friday 22:00 (GMT), via phone, email, and online chat on the website and in the user account. The review states that response times were moderate and service quality varied depending on the complexity of requests, and it also notes that there is no 24/7 support and no assistance via social media or messaging apps.
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