TD365 Review 2026

Item: TD365
Rating: 4.67
Author: Oleg Tkachenko

By: Oleg Tkachenko
Updated: June 10, 2026

Top Brokers Overview — United States

Min. deposit $1
Fees 6 /10
Account types 4.3 /10
Regulation 5.8 /10

4.7 /10

High risk

TD365 User Reviews 6.7
Commissions and Fees 6.0
Regulation and Safety 5.8
Account Types 4.3
Deposit and Withdrawal 7.5
Markets and Tradable Assets 4.8
Trading Account Opening 9.0
Customer Support 5.4

TD365 Pros & Cons

The broker is regulated.
Negative balance protection is present.
Client deposits are held in separate bank accounts at Barclays.
Accounts are with floating and fixed spreads, with no additional broker commissions.
Clients can start trading at any amount that is comfortable for them.
The broker provides access to the TradeCopier social trading platform.

The broker does not offer mobile and web versions of MetaTrader 4 or MT4 demo accounts.
There is very little information for beginner traders on the TD365 website.
The range of trading assets, including currencies, is not as diverse as that of its competitors.

TU Expert Verdict

TD365 carries a higher degree of risk. My review and user feedback point to noticeable performance issues and limitations. It may be appropriate only for experienced traders who fully understand the risks and are prepared for potential instability.

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TD365 User Reviews

Score:

6.7 /10

3 total

5-star

0%
4-star

33%
3-star

67%
2-star

0%
1-star

0%

I've tried trading through TD365 with both floating and fixed spreads. The MT4 platform is more convenient and familiar to me, so I ultimately settled on floating spreads. The broker doesn't charge any additional trading commissions. There are also no currency conversion fees when the base currency of the account and the traded pair do not match. The broker warns that the choice of available payment systems depends on the client's country. Cryptocurrency transactions and funding via bank transfer were unavailable to me. I deposit funds from my card, and there's no commission for this. The currency choice is average, but most of the ones I need are there.

I wanted to open a demo account with TD365, but I couldn't find it in the list of available brokers in the MT4 mobile app. I reached out to client support with this issue. They replied that demos can only be created on the company's proprietary trading platform. I decided to test it out. In the end, I stayed with it for regular trading. Throughout the day, the spreads are low and fixed at a certain level, which I like. TD365 doesn't offer bonuses or discounts, and spread rebates are also unavailable. Withdrawals take up to three days.

TD365 offers a choice of platforms, which I have always appreciated. I trade on them depending on the market situation. When spreads increase significantly, I switch to CloudTrade, where they are fixed. When the market is more or less stable, I use the familiar MT4 trading platform. The broker executes orders quickly and does not cheat with quotes. There are some slippages, but not so many that I need to change the intermediary. Support service responds very quickly in chat and always gives specific answers.

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Commissions and Fees

Score:

6 /10

The trading and non-trading commissions of TD365 have been analyzed and rated as having Medium fees, with a fees score of 6/10. Additionally, these commissions were compared with those of the top two competitors, ZForex and OANDA, to provide the most comprehensive information.

Low Forex trading fees
No inactivity fee
No deposit fee
No withdrawal fee

No ECN/Raw Spread account

Trading Fees and Spread

Below, we evaluated and compared the trading commissions of TD365 with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

Standard Account Spread

For Standard accounts, TD365’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

TD365 Standard spreads
	TD365	ZForex	OANDA
EUR/USD min, pips	0.3	0.1	0.1
EUR/USD max, pips	0.7	0.4	0.5
GPB/USD min, pips	0.6	0.2	0.1
GPB/USD max, pips	1.0	0.6	0.5

Does TD365 support RAW/ECN accounts?

As we discovered, TD365 does not offer RAW/ECN accounts, which might be a drawback for transparency and liquidity. However, this doesn't make the broker uncompetitive. Consider factors like spread levels, execution speed, regulation, support quality, and trading tools when choosing a reliable broker.

Non-Trading Fees

We conducted a detailed analysis of the non-trading fees associated with TD365. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

TD365 Non-Trading Fees
	TD365	ZForex	OANDA
Deposit fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0	0
Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0	0
Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks.	0	0	0-15
Inactivity fee ($, per month)	0	0	0

Is TD365 Safe?

Score:

5.8 /10

TD365 has a safety score of 5.8/10, which corresponds to a Medium security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

Is regulated
Negative balance protection

Not tier-1 regulated
Track record of less than 8 years

TD365 Regulators and Investor Protection
Abbreviation	Full Name	Country of regulation	Investor Protection Fund	Regulation Level
SCB	Full Name Securities Commission of The Bahamas	Country of regulation Bahamas	Investor Protection Fund No specific fund	Regulation Level Tier-2

TD365 Security Factors
Foundation date	-
Negative balance protection	Yes
Verification (KYC)	Yes

Account Types

Score:

4.3 /10

TD365 offers the following account options: Demo, Standard.

However, TD365 does not provide a Standard account, which can be a drawback for traders who prefer classic spread-based pricing models.

Low minimum deposit
Demo account
Standard account with balanced trading conditions

No ECN/Raw spread account
Micro lots are not available

TD365 account types vs top competitors
	TD365	Trading.com	ZForex
Standard	Yes	Yes	Yes
ECN/Raw spread	No	No	Yes
Demo	Yes	Yes	Yes
Cent	No	No	No
Micro	No	No	No
Swap Free	No	No	Yes
VIP	No	No	No
Managed	No	No	No

TD365 accounts trading conditions

The first step in trading with TD365 is to open an account with them. There are two options available depending on the trader's preferred platform. After uploading documents and confirming personal information in the user account, additional accounts can be opened in different currencies.

Account types:

Account Type	Description
TD365 Live	Account for trading on the CloudTrade platform with fixed spreads. There are 78 instruments available, such as Forex, CFDs on indices, cryptocurrencies, and commodities, and CFDs on stocks of American and European companies.
MT4 TD365 Live	Account for executing trades with 42 financial instruments on the MetaTrader 4 platform. All spreads are floating.

A trader can only open a demo account on the CloudTrade platform. This is a virtual equivalent of a real account where trading is conducted with virtual funds.

TD365 is a regulated intermediary that provides access to trading on the international currency Forex market using technological electronic platforms and provides informational support and other services for private traders and investors.

Deposit and Withdrawal

Score:

7.5 /10

TD365 received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.

TD365 provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.

Minimum deposit below industry average
USDT (Tether) supported
Bank wire transfers available
Bitcoin (BTC) accepted

BTC not available as a base account currency
Limited deposit and withdrawal flexibility, leading to higher costs
PayPal not supported

What are TD365 deposit and withdrawal options?

TD365 provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, Skrill, Neteller, BTC, USDT, Ethereum.

TD365 Deposit and Withdrawal Methods vs Competitors
	TD365	Trading.com	ZForex
Bank Wire	Yes	Yes	No
Bank card	Yes	Yes	Yes
PayPal	No	No	No
Wise	No	No	No
BTC	Yes	No	Yes

What are TD365 base account currencies?

A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. TD365 supports the following base account currencies: USD, EUR, GBP, AUD, ZAR, NOK, DKK, SEK.

What are TD365's minimum deposit and withdrawal amounts?

The minimum deposit on TD365 is $1, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact TD365’s support team.

Markets and Tradable Assets

Score:

4.8 /10

TD365 offers a limited selection of trading assets compared to the market average. The platform supports 100 assets in total, including 33 Forex pairs.

Indices trading
Crypto trading

Futures not available
Copy trading not available

Supported markets vs top competitors

We have compared the range of assets and markets supported by TD365 with its competitors, making it easier for you to find the perfect fit.

	TD365	Trading.com	ZForex
Currency pairs	33	69	50
Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs.	100	69	80
Stocks	Yes	No	Yes
Commodity futures	Yes	No	Yes
Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.	Yes	No	Yes
Stock indices	Yes	No	No
Options	No	No	No

Investment options

We also explored the trading assets and products TD365 offers for beginner traders and investors who prefer not to engage in active trading.

	TD365	Trading.com	ZForex
Bonds	No	No	No
ETFs	No	No	No
Copy trading	No	No	Yes
PAMM investing	No	No	No
Managed accounts	No	No	No

Trading Account Opening

Score:

9 /10

We successfully registered an account with TD365 in 10 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at TD365 is $1.

This is one of the most accessible and hassle-free onboarding procedures on the market.

Fully online account opening process
Low minimum deposit requirement
Fast registration time (up to 15 minutes)

Account approval may require extra time depending on the documentation.

TD365 account opening
	TD365	Trading.com	ZForex
Online Registration	Yes	Yes	Yes
Minimum deposit	$1	$50	$10
Mandatory KYC	Yes	Yes	Yes
Registration time (min)	10	20	8
KYC time (days)	2	2	1

Is TD365 available in my country?

If you are a citizen of United States, the broker accepts clients from your country.

Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

Account opening details

Any broker account registration begins with filling out a registration form. Click “Open Account” on the official TD365 website to access the form. Then follow these steps:

Provide personal information in the form as stated in your documents.
Answer questions about your trading experience, funding sources, level of trading knowledge, and professional training. Then, select the account type and currency. It is important to carefully read the documents before confirming the account opening.
After logging into your account, the following actions become available:
- You can open additional real and demo accounts.
- You can trade on a demo account without depositing funds or on a real account after making a deposit..

Your TD365 user account also allows you to:

Verify your identity by uploading documents.
Change previously entered personal data, account passwords, and user account passwords.
Generate statistics on transactions and account balance.
View the history of financial transactions.
Submit a withdrawal request.

Customer Support

Score:

5.4 /10

Customer support at TD365 is available, but response speed and service quality may vary. Some requests are handled efficiently, while others may require follow-ups.

During testing, response times were moderate, and communication depended on the complexity of the request. TD365 provides basic support functionality but does not stand out in overall service performance.

Information

The TD365 client support team is available 24/5, from 22:00 on Sunday until 22:00 on Friday. The London office conducts technical service online and over the phone, hence the specified time (GMT).

The company has offices not only in the Bahamas but also in the United Kingdom
TD365 offers various communication methods.

There is no 24/7 support
The broker does not assist social media or messaging apps

Communication methods offered by TD365 include:

Phone
Email
Online chat on the website and in the user account.

Bahamas’ local phone numbers and contacts for international calls are listed on the TD365 website.

Contacts
Registration address	Trade Nation Ltd, Bayview House, 1st Floor, 308 East Bay Street, PO Box CB-12407, Nassau, New Providence, Bahamas
Regulation	SCB
Official site	https://td365.com/
Contacts	support@td365.com +44 203 180 5566, +18449073258

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FAQs

How secure is trading with TD365 in terms of regulation and safety measures?

TD365 has a safety score of 5.8/10, which corresponds to a Medium security level in this review. It is regulated by the Securities Commission of The Bahamas (SCB), a Tier-2 regulator, and offers negative balance protection and mandatory KYC, but it is not Tier-1 regulated and has a track record of less than 8 years, with the exact foundation date not specified in the section.

What commissions and fees should traders expect at TD365?

According to this review, TD365 has Medium overall fees with low forex trading costs and no deposit, withdrawal, or inactivity fees. On the Standard account, EUR/USD spreads typically range from 0.3 to 0.7 pips and GBP/USD from 0.6 to 1.0 pips, and the broker does not offer ECN/Raw spread accounts.

What types of trading accounts does TD365 offer and how do users describe them in reviews?

TD365 provides Demo and Standard accounts, including a TD365 Live account on the CloudTrade platform with fixed spreads and 78 instruments, and an MT4 TD365 Live account with 42 instruments and floating spreads. The section notes advantages such as a demo account and low minimum deposit, and disadvantages like the absence of Cent, ECN/Raw spread, swap-free, VIP, micro, and managed accounts, but it does not include specific user reviews or feedback about these account types.

How do reviews describe the TD365 trading account opening process?

The account opening process at TD365 is described as fully online, with registration taking about 10 minutes and KYC verification typically completed within 2 business days. The minimum deposit is $1, and while the onboarding is characterized as accessible and relatively fast, the review notes that account approval time can vary depending on the documentation provided.

What feedback is available on TD365 customer support availability and contact options?

Customer support at TD365 is available 24/5, from Sunday 22:00 to Friday 22:00 (GMT), via phone, email, and online chat on the website and in the user account. The review states that response times were moderate and service quality varied depending on the complexity of requests, and it also notes that there is no 24/7 support and no assistance via social media or messaging apps.