WH SelfInvest Review 2026

Item: WH SelfInvest
Rating: 6.42
Author: Oleg Tkachenko

By: Oleg Tkachenko
Updated: May 26, 2026

Top Brokers Overview — United States

Min. deposit $500
Fees 8 /10
Account types 5 /10
Regulation 9.5 /10

6.4 /10

Moderate risk

WH SelfInvest User Reviews 4.4
Commissions and Fees 8.0
Regulation and Safety 9.5
Account Types 5.0
Deposit and Withdrawal 4.3
Markets and Tradable Assets 8.5
Trading Account Opening 6.0
Customer Support 3.2

WH SelfInvest Pros & Cons

Multi-regulated operations in Europe.
No monthly inactivity fee.
The broker is not a market maker.
The platform supports more than 15 types of stop orders.
Free webinars and training courses are available.
Any order volume above 1000 units is allowed.
Scalping, intraday trading, swing trading, and other trading and investing styles are allowed.
A price improvement algorithm that executes orders at a better price than the market when possible.

Limited deposit and withdrawal methods. Only bank transfers are available.
The platform interface may seem complex for beginners.
No 24/7 support.

TU Expert Verdict

WH SelfInvest demonstrates moderate stability and can suit certain traders. Its conditions are acceptable, and feedback is mixed but reasonable. In my own tests, it performed adequately, though it lacks the consistency of higher-rated companies.

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WH SelfInvest User Reviews

Score:

4.4 /10

9 total

5-star

0%
4-star

0%
3-star

44%
2-star

33%
1-star

22%

Using the WH SelfInvest platform, I can rate the high quality of service and overall reliability. Access to popular trading platforms such as MetaTrader 4 and NanoTrader is easy and convenient - the connection is fast, the interface is intuitive, which makes the trading process very comfortable.
I'd like to highlight the efficiency of withdrawing funds - all transactions were completed without delay or difficulty. Among the advantages, it's also worth noting the wide range of instruments available: Forex, CFDs, futures, equities - everyone will find something to suit their strategy. The only thing that's not entirely satisfactory is the limited choice of deposit and withdrawal methods. I'd like to have more flexibility in this respect. Otherwise, the platform leaves a positive impression and will suit those who appreciate stability and good technical support.

En utilisant la plateforme WH SelfInvest, je peux noter la haute qualité du service et la fiabilité générale. L'accès aux plateformes de trading populaires telles que MetaTrader 4 et NanoTrader est facile et pratique - la connexion est rapide, l'interface est intuitive, ce qui rend le processus de trading très confortable.
J'aimerais souligner l'efficacité du retrait des fonds - toutes les transactions ont été effectuées sans retard ni difficulté.
Parmi les avantages, il convient également de noter la large gamme d'instruments disponibles : Forex, CFD, futures, actions - tout le monde trouvera quelque chose qui conviendra à sa stratégie. La seule chose qui n'est pas tout à fait satisfaisante est le choix limité de méthodes de dépôt et de retrait. J'aimerais avoir plus de flexibilité à cet égard. Sinon, la plateforme laisse une impression positive et conviendra à ceux qui apprécient la stabilité et un support technique de bon niveau.

I join in the positive comments about wh selfinvest - the broker really delivers. Order execution is almost instantaneous and, frankly, I've never seen such speed anywhere else. Trading is pleasant, with no jitters or technical failures. I'm also pleased to be able to withdraw my profits twice a month commission-free - such generosity is rare these days. Everything runs smoothly and, against this backdrop, confidence in the company only grows. Now I only have an account with us, because there have been no failures, the conditions are satisfactory and the service is maintained at the same level. The only thing missing is bonuses. Even small rewards would be a welcome addition to a job already well done.

Je me joins aux commentaires positifs sur wh selfinvest - le courtier se montre vraiment à la hauteur. L'exécution des ordres est presque instantanée et, franchement, je n'ai jamais vu une telle rapidité ailleurs. Le trading est agréable, sans nervosité ni défaillance technique. Cela en dit long sur la plateforme.
Je suis également heureux de pouvoir retirer mes bénéfices deux fois par mois sans aucune commission - une telle générosité est rare de nos jours. Tout se passe sans retard et, dans ce contexte, la confiance dans la société ne fait que croître. Maintenant, je n'ai un compte que chez nous, parce qu'il n'y a pas eu d'échecs, que les conditions sont satisfaisantes et que le service est maintenu au même niveau. La seule chose qui manque, ce sont des primes. Des récompenses, même minimes, viendraient agréablement compléter un travail déjà bien fait.

wh selfinvest is a terrible broker that doesn't deserve high ratings. I traded here for several months, during this period there were no innovations and improvements in the conditions of trading accounts. Drawn hairpins on the chart only, freezes, that's all.

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Commissions and Fees

Score:

8 /10

The trading and non-trading commissions of WH SelfInvest have been analyzed and rated as having Low fees, with a fees score of 8/10. Additionally, these commissions were compared with those of the top two competitors, ZForex and OANDA, to provide the most comprehensive information.

Low Forex trading fees
Tight EUR/USD market spread
No inactivity fee
No deposit fee
No withdrawal fee

Complex fee structure

Trading Fees and Spread

Below, we evaluated and compared the trading commissions of WH SelfInvest with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

Standard Account Spread

For Standard accounts, WH SelfInvest’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

WH SelfInvest Standard spreads
	WH SelfInvest	ZForex	OANDA
EUR/USD min, pips	0.3	0.1	0.1
EUR/USD max, pips	0.8	0.4	0.5
GPB/USD min, pips	0.3	0.2	0.1
GPB/USD max, pips	0.8	0.6	0.5

RAW/ECN Account Commission And Spread

The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.

WH SelfInvest RAW/ECN spreads
	WH SelfInvest	ZForex	OANDA
Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency).	3.5	7	3.5
EUR/USD avg spread	0.1	0.1	0.15
GBP/USD avg spread	0.1	0.15	0.2

Non-Trading Fees

We conducted a detailed analysis of the non-trading fees associated with WH SelfInvest. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

WH SelfInvest Non-Trading Fees
	WH SelfInvest	ZForex	OANDA
Deposit fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0	0
Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0	0
Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks.	0	0	0-15
Inactivity fee ($, per month)	0	0	0

Is WH SelfInvest Safe?

Score:

9.5 /10

WH SelfInvest has a safety score of 9.5/10, which corresponds to a High security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

Tier-1 regulated
Negative balance protection
Track record over 28 years

Strict requirements and extensive documentation to open an account

WH SelfInvest Regulators and Investor Protection
Abbreviation	Full Name	Country of regulation	Investor Protection Fund	Regulation Level
BaFin	Full Name Federal Financial Supervisory Authority	Country of regulation Germany	Investor Protection Fund Up to €20,000	Regulation Level Tier-1
FINMA	Full Name Swiss Financial Market Supervisory Authority	Country of regulation Switzerland	Investor Protection Fund CHF 100,000	Regulation Level Tier-1

WH SelfInvest Security Factors
Foundation date	1998
Negative balance protection	Yes
Verification (KYC)	Yes

Account Types

Score:

5 /10

WH SelfInvest offers the following account options: Demo, Standard, ECN/Raw spread.

However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.

Low minimum deposit
Standard account with balanced trading conditions
Demo account

No Cent account
No VIP account option

WH SelfInvest account types vs top competitors
	WH SelfInvest	Trading.com	ZForex
Standard	Yes	Yes	Yes
ECN/Raw spread	Yes	No	Yes
Demo	Yes	Yes	Yes
Cent	No	No	No
Micro	No	No	No
Swap Free	No	No	Yes
VIP	No	No	No
Managed	No	No	No

WH SelfInvest accounts trading conditions

At WH SelfInvest, traders can open accounts for different markets and trading instruments. A universal account is also available for trading all available assets through a partnership with Interactive Brokers. When opening an account, you can choose a subtype such as individual, joint, or corporate.

Account types:

Account Type	Description
Futures & options trading	An account for trading exchange-traded derivatives such as futures and options on global exchanges. It is suitable for speculation and hedging and provides direct access to exchange contracts with professional trading tools
CFD-Forex trading	An account for trading currency pairs and CFDs on various assets such as indices, commodities, and stocks. It allows working with a wide range of instruments and using leverage. Available options include Mini CFD-Forex account with a minimum deposit of EUR 500 and Standard CFD-Forex account with a minimum deposit of EUR 2500
Multi-Market account	A universal account that combines access to multiple asset classes such as stocks, options, futures, CFDs, and Forex within one structure. It is convenient for traders who want to manage different markets from one account
Demo	A practice account with virtual funds. It helps you learn the platform and test trading strategies without financial risks

Deposit and Withdrawal

Score:

4.3 /10

WH SelfInvest received a Low score for the efficiency and convenience of its deposit and withdrawal processes.

WH SelfInvest offers limited payment options and accessibility, which may impact its competitiveness.

No deposit fee
Minimum deposit below industry average
No withdrawal fee
Low minimum withdrawal requirement

Wise not supported
Only major base currencies available
PayPal not supported

What are WH SelfInvest deposit and withdrawal options?

WH SelfInvest offers a limited selection of deposit and withdrawal methods, including Bank Wire. This limitation may restrict flexibility for users, making WH SelfInvest less competitive for those seeking diverse payment options.

WH SelfInvest Deposit and Withdrawal Methods vs Competitors
	WH SelfInvest	Trading.com	ZForex
Bank Wire	Yes	Yes	No
Bank card	No	Yes	Yes
PayPal	No	No	No
Wise	No	No	No
BTC	No	No	Yes

What are WH SelfInvest base account currencies?

A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. WH SelfInvest supports the following base account currencies: USD, EUR, CHF.

What are WH SelfInvest's minimum deposit and withdrawal amounts?

The minimum deposit on WH SelfInvest is $500, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact WH SelfInvest’s support team.

Markets and Tradable Assets

Score:

8.5 /10

WH SelfInvest offers a wider selection of trading assets than the market average, with over 100000 tradable assets available, including 80 currency pairs.

Indices trading
Commodity futures are available
100000 assets for trading

Copy trading not available
Crypto trading not available

Supported markets vs top competitors

We have compared the range of assets and markets supported by WH SelfInvest with its competitors, making it easier for you to find the perfect fit.

	WH SelfInvest	Trading.com	ZForex
Currency pairs	80	69	50
Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs.	100000	69	80
Stocks	Yes	No	Yes
Commodity futures	Yes	No	Yes
Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.	No	No	Yes
Stock indices	Yes	No	No
Options	No	No	No

Investment options

We also explored the trading assets and products WH SelfInvest offers for beginner traders and investors who prefer not to engage in active trading.

	WH SelfInvest	Trading.com	ZForex
Bonds	Yes	No	No
ETFs	Yes	No	No
Copy trading	No	No	Yes
PAMM investing	No	No	No
Managed accounts	No	No	No

Trading Account Opening

Score:

6 /10

We successfully registered an account with WH SelfInvest in 25 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at WH SelfInvest is $500.

The onboarding procedure works as expected, although there is room for improvement in speed and simplicity.

Fully online account opening process
Low minimum deposit requirement

Account approval may require extra time depending on the documentation.
Registration process may take longer than expected

WH SelfInvest account opening
	WH SelfInvest	Trading.com	ZForex
Online Registration	Yes	Yes	Yes
Minimum deposit	$500	$50	$10
Mandatory KYC	Yes	Yes	Yes
Registration time (min)	25	20	8
KYC time (days)	2	2	1

Is WH SelfInvest available in my country?

If you are a citizen of United States, the broker accepts clients from your country.

Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

Account opening details

To open an account with WH SelfInvest, you need to provide personal information and documents as part of the standard verification procedure. Sequence of actions:

Click the "Open an Account" button at the top of any page.
Select the account type, subtype (individual, corporate, business), office, and account currency.
Provide your phone number and email, and confirm them.
Provide personal information as shown in your documents and upload scanned copies for verification.

Features of WH SelfInvest user account allow traders to:

Control and manage trading accounts.
Trade through the built-in web trading platform.
Deposit funds.
Submit withdrawal requests.
Connect to copy trading of other traders.
Access educational materials and trading resources.

Customer Support

Score:

3.2 /10

The broker’s customer support shows noticeable weaknesses in responsiveness or communication quality. Delays in replies are common, and resolution may require repeated contact.

In TU testing, response speed was below expectations, and assistance was limited in depth. Traders who rely heavily on support may experience inconvenience.

Information

WH SelfInvest customer support assists clients with trading, platform usage, and account management. Users can contact company specialists for консультации and technical assistance. The main communication language is English, but German, French, and Dutch are also available. WH SelfInvest customer support is available from 8:00 to 22:00 CET/CEST.

Remote assistance
Multiple communication channels

Support is available only during business hours
No messaging apps available

Available communication channels:

Online chat on the company’s website.
Email.
Phone.
Fax.
Remote support tool.
Forum.

Contacts
Foundation date	1998
Registration address	Rue du Puits Romain 33, L-8070 Bertrange, Luxembourg
Regulation	BaFin, CSSF, ACPR, FINMA Licence number: 117805, P00000128, 16852
Official site	whselfinvest.com
Contacts	info@whselfinvest.com +352 42 80 42 80 (EN), +33 (0)1 48 01 47 61 (FR), +31 (0)20 737 00 54 (NL), +49 69 271 39 78-0 (DE)

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FAQs

How safe is WH SelfInvest and what regulations protect client funds?

WH SelfInvest has a safety score of 9.5/10, which corresponds to a high security level in this review. It is regulated by BaFin in Germany with investor protection up to €20,000 and by FINMA in Switzerland with protection up to CHF 100,000, and it also offers negative balance protection and mandatory KYC. The broker was founded in 1981, indicating a long track record, but any additional safeguards beyond those listed are not specified in the section.

What trading commissions and non-trading fees does WH SelfInvest charge?

According to this review, WH SelfInvest’s overall fee level is rated 8/10, described as low, with tight EUR/USD spreads and no deposit, withdrawal, or inactivity fees. On Standard accounts, EUR/USD and GBP/USD spreads typically range between 0.3 and 0.8 pips, while ECN/RAW accounts show an average 0.1-pip spread on these pairs plus a $3.5 commission per lot. The section notes that spreads are floating and may widen during periods of high market volatility.

What account types are available at WH SelfInvest according to trader feedback?

The review states that WH SelfInvest offers Demo, Standard, and ECN/Raw spread accounts, with a tight-spread ECN option and a low minimum deposit highlighted as advantages. It also notes the absence of Cent, Micro, Swap Free, VIP, and Managed accounts, which may limit flexibility for some traders. Any additional user feedback or comments on these account types is not specified in the section.

How does the WH SelfInvest account opening process work based on user comments?

The review indicates that WH SelfInvest offers a fully online registration process, with account sign-up taking about 25 minutes and KYC verification completed in around 2 business days. The minimum deposit is $500, and while the process is described as functioning as expected, it also mentions that registration and approval may take longer than some users anticipate depending on documentation. Further details from user comments or reviews about the onboarding experience are not provided in this section.

What do reviews say about WH SelfInvest customer support responsiveness?

This section describes WH SelfInvest’s customer support as having noticeable weaknesses, with delays in replies and limited depth of assistance during testing. It notes that response speed was below expectations and that resolving issues sometimes required repeated contact. Additional detailed user reviews or feedback on specific support channels are not specified in the section.