Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
WH SelfInvest Pros & Cons
- Multi-regulated operations in Europe.
- No monthly inactivity fee.
- The broker is not a market maker.
- The platform supports more than 15 types of stop orders.
- Free webinars and training courses are available.
- Any order volume above 1000 units is allowed.
- Scalping, intraday trading, swing trading, and other trading and investing styles are allowed.
- A price improvement algorithm that executes orders at a better price than the market when possible.
- Limited deposit and withdrawal methods. Only bank transfers are available.
- The platform interface may seem complex for beginners.
- No 24/7 support.
WH SelfInvest was founded in 1998 in Luxembourg. It is regulated by CSSF (Commission de Surveillance du Secteur Financier), brokerage license No. 42798. The company’s activities are also supervised by ACPR (Autorité de Contrôle Prudentiel et de Résolution), BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht), and FINMA (Swiss Financial Market Supervisory Authority). WH SelfInvest provides access to a wide range of markets, including stocks, indices, futures, interest rates, bonds, commodities, and Forex with 80+ currency pairs. It provides the professional NanoTrader trading platform with technical analysis tools and more than 90 trading strategies, as well as copy trading, free trading signals, and a demo account.
TU Expert Verdict
WH SelfInvest demonstrates moderate stability and can suit certain traders. Its conditions are acceptable, and feedback is mixed but reasonable. In my own tests, it performed adequately, though it lacks the consistency of higher-rated companies.
Top-5 Brokers Traders Prefer
WH SelfInvest User Reviews
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5-star
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4-star
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3-star
44%
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2-star
33%
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1-star
22%
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Commissions and Fees
Score:We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria8 /10The trading and non-trading commissions of WH SelfInvest have been analyzed and rated as having Low fees, with a fees score of 8/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.
- Low Forex trading fees
- Tight EUR/USD market spread
- No inactivity fee
- No deposit fee
- No withdrawal fee
- Complex fee structure
Trading Fees and Spread
Below, we evaluated and compared the trading commissions of WH SelfInvest with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.
Standard Account Spread
For Standard accounts, WH SelfInvest’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.
WH SelfInvest Standard spreads WH SelfInvest OANDA FOREX.com EUR/USD min, pips 0.3 0.1 0.7 EUR/USD max, pips 0.8 0.5 1.2 GPB/USD min, pips 0.3 0.1 0.9 GPB/USD max, pips 0.8 0.5 1.4 RAW/ECN Account Commission And Spread
The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.
WH SelfInvest RAW/ECN spreads WH SelfInvest OANDA FOREX.com Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency). 3.5 3.5 5 EUR/USD avg spread 0.1 0.15 0.2 GBP/USD avg spread 0.1 0.2 0.4 Non-Trading Fees
We conducted a detailed analysis of the non-trading fees associated with WH SelfInvest. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.
WH SelfInvest Non-Trading Fees WH SelfInvest OANDA FOREX.com Deposit fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0 Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0 Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks. 0 0-15 0 Inactivity fee ($, per month) 0 0 15 -
Is WH SelfInvest Safe?
Score:We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria9.5 /10WH SelfInvest has a safety score of 9.5/10, which corresponds to a High security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.
- Tier-1 regulated
- Negative balance protection
- Track record over 28 years
- Strict requirements and extensive documentation to open an account
WH SelfInvest Regulators and Investor Protection Abbreviation Full Name Country of regulation Investor Protection Fund Regulation Level BaFin
Full Name Federal Financial Supervisory Authority Country of regulation Germany Investor Protection Fund Up to €20,000 Regulation Level Tier-1
FINMA Full Name Swiss Financial Market Supervisory Authority Country of regulation Switzerland Investor Protection Fund CHF 100,000 Regulation Level Tier-1 WH SelfInvest Security Factors Foundation date 1998 Negative balance protection YesVerification (KYC) Yes -
Account Types
Score:We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.5 /10WH SelfInvest offers the following account options: Demo, Standard, ECN/Raw spread.
However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.
- Demo account
- Low minimum deposit
- Tight spread ECN account
- No Cent account
- No VIP account option
WH SelfInvest account types vs top competitors WH SelfInvest Trading.com Plus500 Standard YesYesYesECN/Raw spread YesNoNoDemo YesYesYesCent NoNoNoMicro NoNoNoSwap Free NoNoNoVIP NoNoNoManaged NoNoNoWH SelfInvest accounts trading conditions
At WH SelfInvest, traders can open accounts for different markets and trading instruments. A universal account is also available for trading all available assets through a partnership with Interactive Brokers. When opening an account, you can choose a subtype such as individual, joint, or corporate.
Account types:
Account Type Description Futures & options trading An account for trading exchange-traded derivatives such as futures and options on global exchanges. It is suitable for speculation and hedging and provides direct access to exchange contracts with professional trading tools CFD-Forex trading An account for trading currency pairs and CFDs on various assets such as indices, commodities, and stocks. It allows working with a wide range of instruments and using leverage. Available options include Mini CFD-Forex account with a minimum deposit of EUR 500 and Standard CFD-Forex account with a minimum deposit of EUR 2500 Multi-Market account A universal account that combines access to multiple asset classes such as stocks, options, futures, CFDs, and Forex within one structure. It is convenient for traders who want to manage different markets from one account Demo A practice account with virtual funds. It helps you learn the platform and test trading strategies without financial risks -
Deposit and Withdrawal
Score:This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology4.3 /10WH SelfInvest received a Low score for the efficiency and convenience of its deposit and withdrawal processes.
WH SelfInvest offers limited payment options and accessibility, which may impact its competitiveness.
- Minimum deposit below industry average
- No withdrawal fee
- Low minimum withdrawal requirement
- No deposit fee
- BTC not available as a base account currency
- USDT payments not accepted
- BTC payments not accepted
What are WH SelfInvest deposit and withdrawal options?
WH SelfInvest offers a limited selection of deposit and withdrawal methods, including Bank Wire. This limitation may restrict flexibility for users, making WH SelfInvest less competitive for those seeking diverse payment options.
WH SelfInvest Deposit and Withdrawal Methods vs Competitors WH SelfInvest Trading.com Plus500 Bank Wire YesYesYesBank card NoYesYesPayPal NoNoYesWise NoNoNoBTC NoNoNoWhat are WH SelfInvest base account currencies?
A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. WH SelfInvest supports the following base account currencies: USD, EUR, CHF.
What are WH SelfInvest's minimum deposit and withdrawal amounts?
The minimum deposit on WH SelfInvest is $500, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact WH SelfInvest’s support team.
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Markets and Tradable Assets
Score:The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria8.5 /10WH SelfInvest offers a wider selection of trading assets than the market average, with over 100000 tradable assets available, including 80 currency pairs.
- ETFs investing
- Passive income with bonds
- Commodity futures are available
- Copy trading not available
- Crypto trading not available
Supported markets vs top competitors
We have compared the range of assets and markets supported by WH SelfInvest with its competitors, making it easier for you to find the perfect fit.
WH SelfInvest Trading.com Plus500 Currency pairs 80 69 60 Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs. 100000 69 2800 Stocks YesNoYesCommodity futures YesNoYesCrypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada. NoNoYesStock indices YesNoYesOptions NoNoYesInvestment options
We also explored the trading assets and products WH SelfInvest offers for beginner traders and investors who prefer not to engage in active trading.
WH SelfInvest Trading.com Plus500 Bonds YesNoNoETFs YesNoYesCopy trading NoNoNoPAMM investing NoNoNoManaged accounts NoNoNo -
Trading Account Opening
Score:We evaluated Trading Account Opening at WH SelfInvest by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.6 /10We successfully registered an account with WH SelfInvest in 25 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at WH SelfInvest is $500. The onboarding procedure works as expected, although there is room for improvement in speed and simplicity.
- Low minimum deposit requirement
- Fully online account opening process
- Registration process may take longer than expected
- Account approval may require extra time depending on the documentation.
WH SelfInvest account opening WH SelfInvest Trading.com Plus500 Online Registration YesYesYesMinimum deposit $500 $50 $100 Mandatory KYC YesYesYesRegistration time (min) 25 20 KYC time (days) 2 2 3 Is WH SelfInvest available in my country?
If you are a citizen of United States, the broker accepts clients from your country.
Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.
Account opening details
To open an account with WH SelfInvest, you need to provide personal information and documents as part of the standard verification procedure. Sequence of actions:
Click the "Open an Account" button at the top of any page.
Select the account type, subtype (individual, corporate, business), office, and account currency.
Provide your phone number and email, and confirm them.
Provide personal information as shown in your documents and upload scanned copies for verification.
Features of WH SelfInvest user account allow traders to:
- Control and manage trading accounts.
- Trade through the built-in web trading platform.
- Deposit funds.
- Submit withdrawal requests.
- Connect to copy trading of other traders.
- Access educational materials and trading resources.
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Customer Support
Score:We evaluated Customer Support at WH SelfInvest by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria3.2 /10The broker’s customer support shows noticeable weaknesses in responsiveness or communication quality. Delays in replies are common, and resolution may require repeated contact.
In TU testing, response speed was below expectations, and assistance was limited in depth. Traders who rely heavily on support may experience inconvenience.
InformationWH SelfInvest customer support assists clients with trading, platform usage, and account management. Users can contact company specialists for консультации and technical assistance. The main communication language is English, but German, French, and Dutch are also available. WH SelfInvest customer support is available from 8:00 to 22:00 CET/CEST.
- Remote assistance
- Multiple communication channels
- Support is available only during business hours
- No messaging apps available
Available communication channels:
- Online chat on the company’s website.
- Email.
- Phone.
- Fax.
- Remote support tool.
- Forum.
Contacts Foundation date 1998 Registration address Rue du Puits Romain 33, L-8070 Bertrange, Luxembourg Regulation BaFin, CSSF, ACPR, FINMA Licence number:
117805, P00000128Official site whselfinvest.com Contacts info@whselfinvest.com +352 42 80 42 80 (EN), +33 (0)1 48 01 47 61 (FR), +31 (0)20 737 00 54 (NL), +49 69 271 39 78-0 (DE)
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FAQs
How safe is WH SelfInvest and what regulations protect client funds?
WH SelfInvest has a safety score of 9.5/10, which corresponds to a high security level in this review. It is regulated by BaFin in Germany with investor protection up to €20,000 and by FINMA in Switzerland with protection up to CHF 100,000, and it also offers negative balance protection and mandatory KYC. The broker was founded in 1981, indicating a long track record, but any additional safeguards beyond those listed are not specified in the section.
What trading commissions and non-trading fees does WH SelfInvest charge?
According to this review, WH SelfInvest’s overall fee level is rated 8/10, described as low, with tight EUR/USD spreads and no deposit, withdrawal, or inactivity fees. On Standard accounts, EUR/USD and GBP/USD spreads typically range between 0.3 and 0.8 pips, while ECN/RAW accounts show an average 0.1-pip spread on these pairs plus a $3.5 commission per lot. The section notes that spreads are floating and may widen during periods of high market volatility.
What account types are available at WH SelfInvest according to trader feedback?
The review states that WH SelfInvest offers Demo, Standard, and ECN/Raw spread accounts, with a tight-spread ECN option and a low minimum deposit highlighted as advantages. It also notes the absence of Cent, Micro, Swap Free, VIP, and Managed accounts, which may limit flexibility for some traders. Any additional user feedback or comments on these account types is not specified in the section.
How does the WH SelfInvest account opening process work based on user comments?
The review indicates that WH SelfInvest offers a fully online registration process, with account sign-up taking about 25 minutes and KYC verification completed in around 2 business days. The minimum deposit is $500, and while the process is described as functioning as expected, it also mentions that registration and approval may take longer than some users anticipate depending on documentation. Further details from user comments or reviews about the onboarding experience are not provided in this section.
What do reviews say about WH SelfInvest customer support responsiveness?
This section describes WH SelfInvest’s customer support as having noticeable weaknesses, with delays in replies and limited depth of assistance during testing. It notes that response speed was below expectations and that resolving issues sometimes required repeated contact. Additional detailed user reviews or feedback on specific support channels are not specified in the section.
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