MetaMask and Mastercard officially launch crypto card in U.S.
Crypto wallet MetaMask has announced the full rollout of its payment card in the United States in partnership with Mastercard. For the first time, the service is available to users in New York.
MetaMask’s parent company, Consensys, said that following pilot programs in 2024–2025, the card is now available across most of the country. It operates in 49 states, with Vermont as the only exception, Cointelegraph reports.
Previously, the MetaMask Card had already launched in Argentina, Brazil, Canada, countries in the European Economic Area, Mexico, Switzerland and the United Kingdom.
How the MetaMask Card works
The card was developed in partnership with Mastercard and regulated issuer Monavate (formerly Baanx). In the US, it is issued by Cross River Bank, a Federal Deposit Insurance Corporation (FDIC)-insured bank.The MetaMask Card can be used at more than 150 million merchants worldwide that accept Mastercard and can also be added to Apple Pay and Google Pay.
A key feature of the card is full self-custody. This means users keep their crypto directly in their own wallet rather than transferring it to an exchange account. Funds are converted and spent only at the moment of payment.
By default, the card is virtual. However, users can apply for a physical MetaMask Metal Card for $199 per year. It offers 3% cashback on the first $10,000 spent annually, no foreign transaction fees and higher spending and ATM withdrawal limits.
Why it matters
The launch of the MetaMask Card in the US — particularly in New York, one of the country’s most tightly regulated financial markets — marks an important step toward integrating cryptocurrencies into everyday payments.For MetaMask, it represents a shift from being solely a crypto storage wallet to becoming a daily-use financial tool. For Mastercard, it continues the company’s strategy of integrating stablecoins and digital assets into the traditional financial system.
Overall, the move signals that major payment players are steadily embedding cryptocurrencies into the global payments infrastructure.
Earlier, we reported that Mastercard appointed a head of crypto flows to accelerate stablecoin issuance, expand DeFi payment flows and update network rules for Web3 transactions.
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