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But we saved everything 🙂.
Tracy Shuchart highlights a concerning rise in U.S. consumer delinquency rates, which have reached 4.8% of all outstanding household debt by the fourth quarter. This marks the highest level since 2017 and is predominantly driven by increasing defaults among low-income and young borrowers.
These latest trends in consumer credit health surface amid broader volatility across financial markets, a dynamic underscored by Shuchart’s recent examination of the pressures challenging the 2026 silver trade strategy. Additionally, the current backdrop of shifting risk profiles recalls her earlier analysis questioning the oil price reaction following U.S. remarks on Venezuela, highlighting the interconnectedness of macroeconomic developments and market sentiment.