AI is transforming lending into a governed process, Jim Marous discusses

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Ashutosh Sureka

20.03.2026

AI is transforming lending into a governed process, Jim Marous discusses — AI turns lending into continuous process

Jim Marous highlights advances in lending practices, stating that lending should not stop at approval. In a recent episode, Marous and S.P. "Wije" Wijegoonaratna, founder and CEO of AFT Analytics, discuss how AI powered operational intelligence is changing the lending industry by turning it into a continuous and governed opportunity.

The episode explores how technology is reshaping traditional lending processes, with a focus on ongoing oversight and intelligence for financial institutions.

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The discussion around AI-driven oversight in lending is part of a broader industry shift, reflecting concerns about the persistent credit score understanding gap and its implications for risk management, as explored in Marous’s analysis of consumers' confusion over credit scores. Additionally, the emphasis on operational intelligence builds on themes from his previous conversation on how artificial intelligence is transforming bank lending practices in collaboration with AFT Analytics CEO Wije Wijegoonaratna.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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