Updating credit card categories unlocks 5% cash back, Jeremy Horpedahl notes

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02.07.2026

Updating credit card categories unlocks 5% cash back, Jeremy Horpedahl notes — Update cards to maximize cash back

Jeremy Horpedahl recommends updating credit card spending categories at the start of a new quarter to maximize 5% cash back on transactions.

This strategy helps users take advantage of rotating rewards and boost their savings each quarter.

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Horpedahl has previously noted that most Asian markets have not risen more than 2 percent, raising questions about the potential impact of an alleged Iran deal. He recently specified that certain transactions require using Solana coin, referencing a particular Solana wallet address for payment. His recent advice on credit card spending categories follows earlier observations on payment methods and regional market movement.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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