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Joseph Lubin, founder and chief executive officer at ConsenSys, discusses the critical issue of who owns the digital agent that sits between individuals and their money, framing it as the core battle in the transition to digital finance.
Lubin outlines a technology stack consisting of stablecoins, tokenized assets, DeFi, and autonomous agents, and highlights the importance of open infrastructure and verifiable agent identity for the financial ecosystem.
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Lubin previously described how MetaMask evolved from a direct Ethereum interaction tool to the world’s most widely used platform for self-custody of digital assets. The growth of such platforms highlights the increasing role of user-controlled digital wallets in the sector. Lubin’s comments reflect his continued focus on open infrastructure and direct user engagement in digital finance.