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John Cochrane: Advocates privatization of student loans over government control

John Cochrane: Advocates privatization of student loans over government control
Privatizing student loans over government control

John Cochrane suggests that the solution to the student loan issue is to move lending entirely back to the private sector, favoring fintech companies rather than large traditional banks. He points out that the government initially took over student lending based on the idea that it could enforce repayment through the IRS and reduce costs by eliminating intermediaries.

Cochrane emphasizes that the original justification for government involvement may not have produced the intended results.

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