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Understanding loan-to-value can cut mortgage costs, Martin Lewis notes

Understanding loan-to-value can cut mortgage costs, Martin Lewis notes
Loan-to-value drives mortgage costs

Martin Lewis, identified as founder and finance commentator at MoneySavingExpert, described loan-to-value (LTV) as the biggest single factor affecting mortgage costs. According to Lewis, LTV refers to the proportion of a home’s current value that a person is borrowing, and understanding this metric could help reduce mortgage expenses.

Lewis has previously provided guidance on lowering the cost of credit or store card debt in a step-by-step approach. He has also highlighted recent offers from U.K. banks, noting that some institutions are giving away up to £600 in free cash ahead of Christmas in his latest podcast. The commentator continues to focus on practical strategies for reducing consumer finance costs.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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