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Cullen Roche: Diversification and asset liability matching can reduce sequence risk

Cullen Roche: Diversification and asset liability matching can reduce sequence risk
Diversification and ALM reduce sequence risk

Cullen Roche explains that sequence of return risk can impact outcomes, but diversifying across both time and asset classes may help mitigate this risk. Roche further describes asset liability matching strategies such as Defined Duration ALM, which structure allocations by time horizon and asset type to manage sequence risk.

Roche has previously cautioned that popular online platforms, including search engines and Yahoo Finance, often provide inaccurate price return data, recommending more reliable sources instead (read more). In another commentary, he cited CBO data showing that the top 1% of earners paid 31.5% effective tax rates in 2022 and accounted for 27% of all federal tax receipts (full report). These observations reflect Roche's focus on data accuracy and structural trends in financial outcomes.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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