U.S. banking regulators are moving ahead with the next round of Community Reinvestment Act reviews as the Office of the Comptroller of the Currency publishes its schedule for the third quarter of 2026. The agency says changes to evaluation scheduling for community banks and reforms to its supervisory strategy process limit its ability to continue issuing schedules two quarters in advance.
Highlights
- The OCC has published the third-quarter 2026 CRA evaluation schedule for national banks and federal savings associations.
- Public comments on CRA activities for listed banks must be submitted to the institutions or the OCC before each evaluation begins.
- Due to community bank scheduling changes and supervisory strategy process reforms, the OCC is not releasing CRA evaluation schedules as far in advance as before.
Third-quarter review plan and comment process
As reported by the Office of the Comptroller of the Currency, the agency has published the timetable for Community Reinvestment Act evaluations covering national banks and federal savings associations in the third quarter of 2026.The OCC is inviting public comment on the CRA-related activities of the banks listed for review. Comments should be sent either to the institutions themselves at the mailing addresses on the schedule or to the relevant OCC supervisory office before the month in which each evaluation is set to begin.
Supervisory reforms affect scheduling outlook
The regulator says it will consider all public comments received before the close of each CRA evaluation, keeping the review process open to input from communities and other stakeholders.The OCC adds that it has previously released CRA evaluation schedules two quarters in advance, but updates affecting community bank scheduling and the implementation of supervisory strategy process reforms are currently constraining that practice. The schedule is available on the OCC website.
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