FDIC releases April CRA compliance ratings for state nonmember banks
Public disclosure requirements under the Community Reinvestment Act continue to shape how U.S. bank supervision is communicated to communities and investors. The Federal Deposit Insurance Corporation has now published the latest list of state nonmember banks examined for CRA compliance, covering ratings assigned in April 2026.
Highlights
- FDIC published April 2026 CRA compliance ratings for recently examined state nonmember banks, maintaining regulatory transparency.
- Publicly available list details CRA evaluations for state nonmember banks since July 1, 1990, reinforcing sector accountability.
- Hard copies and individual evaluations can be obtained from the FDIC Public Information Center or directly from the banks, supporting compliance visibility.
April examination list and disclosure framework
As reported by the Federal Deposit Insurance Corporation, the newly issued list covers state nonmember banks that were recently evaluated for compliance with the Community Reinvestment Act, with ratings assigned during April 2026.The CRA, enacted in 1977, requires the FDIC to assess how banks meet the credit needs of their full communities, including low- and moderate-income neighborhoods, while maintaining safe and sound operations. Public disclosure of these evaluations stems from the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, under which Congress required the release of an evaluation and rating for each bank or thrift examined on or after July 1, 1990.
Access to records and sector implications
The agency says a consolidated list of all state nonmember banks whose CRA evaluations have been made public since July 1, 1990 remains available, including the rating for each institution. Hard copies can also be obtained through the FDIC's Public Information Center in Arlington, Virginia.Individual bank CRA evaluations are available directly from the relevant bank, which is legally required to provide the material on request, or through the FDIC's Public Information Center. The release keeps compliance visibility high for the U.S. banking sector, particularly for institutions serving communities where CRA performance remains a relevant measure of regulatory standing and local credit access.
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