Housing Markets and Financial Economics by Arpit Gupta
Arpit Gupta: Academic macro theory may overstate demand impact of rate increases
Arpit Gupta questioned whether academic macroeconomic models correctly assume that interest rate increases operate entirely through demand and not through supply. He suggested that while decreases ...
Office to data center conversion brings higher rents, Arpit Gupta notes
Arpit Gupta highlights that the former headquarters of Cboe Global Markets Inc will soon be converted into a data center with 33 megawatts of capacity and command rents significantly higher than ...
Arpit Gupta: Land value tax proposed to address Europe debt issues
Arpit Gupta suggests that a land value tax could provide a straightforward solution to Europe's debt challenges. He notes that European countries currently tax land lightly, highlighting France's ...
AI could change how depositors behave in banks, Arpit Gupta notes
Arpit Gupta discusses how artificial intelligence could disrupt traditional banking. He observes that many current depositors act passively due to inertia, but this may shift if individuals begin ...
Arpit Gupta: High gas prices and FSD advances may drive Tesla sales
Arpit Gupta highlights a combination of factors he views as positive for Tesla sales. He points to high gas prices encouraging consumers to adopt electric vehicles, improvements in full ...
Adapting financial oversight to AI development, Arpit Gupta notes
Arpit Gupta outlines key elements from financial regulatory frameworks that could be adapted for artificial intelligence oversight. Suggested measures include KYC and AML procedures, clawback ...
Arpit Gupta: Predicting turbulence could help formalize human economic decisions
Arpit Gupta suggests that if turbulence can be understood, it may be possible to formalize, solve, and predict a wide range of human economic decisions—such as consumption, saving, and ...
Costs outpaced revenues at Syracuse University in 2014, Arpit Gupta notes
Arpit Gupta highlights findings from a 2014 Bain report for Syracuse University, which revealed that costs were rising faster than revenues. The report also indicated that 211 managers, accounting ...
Arpit Gupta: SPY portfolio returned 21 percent in year ending June 30
Arpit Gupta states that a 100 percent SPY portfolio achieved a 21 percent return in the year ending June 30. He compares this to a 75 percent stock and 25 percent bond portfolio, estimating it ...
U.S. and ECB credit policies affected economies, Arpit Gupta notes
Arpit Gupta reviews the effects of credit restrictions imposed in major economies. He highlights that in the U.S., the Credit Control Act and Regulation W curtailed consumer durable credit during ...
Arpit Gupta: Hot U.S. economy brings higher prices alongside labor gains
Arpit Gupta observes that periods of economic slack, such as the early 2010s, tend to offer more affordability. He notes the current U.S. economy is running hot, which benefits labor force ...
Reducing deficits may help ease interest rate pressures, Arpit Gupta notes
Arpit Gupta outlines concerns about persistent inflation, large deficits, and constrained real investment needs in sectors like energy, artificial intelligence, and housing. He argues that a ...
Arpit Gupta: Women face bigger financial challenges after having children
Arpit Gupta outlines how child-related penalties extend to household financial outcomes for women. After having kids, women save less compared to men, are less likely to participate in stock ...
Winning housing lottery reduces crypto activity, Arpit Gupta notes
Arpit Gupta points to new research suggesting a link between economic conditions and cryptocurrency use. According to Gupta, individuals who win a housing lottery tend to decrease their crypto ...
Arpit Gupta: New York median rent is $1,641, Manhattan market rate exceeds $5,000
Arpit Gupta highlights the significant disparity between the median rent paid by tenants in New York, which stands at $1,641, and the much higher market rate asking rents in Manhattan, now over ...
Nominal spending appears strong amid inflation concerns, Arpit Gupta notes
Arpit Gupta raises a question about the extent to which recent changes in spending are due to inflation adjustments. He observes that nominal spending appears to be robust and seeks ...
Arpit Gupta: Leverage drives retail manias, bubbles, and market crashes
Arpit Gupta highlights the cyclical nature of leverage in financial markets, noting its role in supporting retail-driven manias, creating price bubbles, and ultimately leading to crashes. His ...
AI and energy sectors are leading market performance, Arpit Gupta notes
Arpit Gupta observes that current market gains are being driven entirely by the AI and energy sectors. According to Gupta, all other areas are experiencing declines. This comment highlights a ...
Arpit Gupta: Contrasts in wealth concentration and ownership society
Arpit Gupta contrasts political ideologies by discussing the concentration of wealth and mass ownership of financial assets. Gupta suggests that leftists may ironically prefer wealth concentrated ...
Tax burden can discourage new construction, Arpit Gupta notes
Arpit Gupta highlights that rental buildings, particularly those under rent stabilization, face a harsh tax regime. This tax burden can discourage new construction unless mitigated by abatements ...
Arpit Gupta: No true passive index as inclusion choices always differ
Arpit Gupta questions the concept of a truly passive index, stating that even standard index options involve making choices regarding which assets to include. He emphasizes that these choices ...
