OCC News and Updates
U.S. banking agencies issue joint guidance on handling sensitive exam data
Federal banking regulators are setting a common framework for how highly sensitive information is identified and handled during supervisory examinations of community banks. The policy includes ...
OCC issues July 2026 bank enforcement actions and terminations
U.S. banking supervision activity in July 2026 includes new enforcement measures and the closure of several older actions. The Office of the Comptroller of the Currency says the latest steps cover ...
OCC outlines supervisory, innovation agenda as Jonathan Gould marks first year
One year into Jonathan V. Gould's tenure, the Office of the Comptroller of the Currency is highlighting efforts to keep the federal banking system aligned with shifting financial needs and new ...
Circle secures federal trust bank charter as USDC revenue model faces new pressure
Circle gains a significant regulatory endorsement after receiving approval to open a federally regulated national trust bank tied to its digital-asset operations. The move strengthens the ...
U.S. banking agencies issue lending risk guidance on unauthorized workers
U.S. banking regulators are tightening their supervisory message on consumer lending after the President's executive order on restoring integrity to the financial system. New interagency guidance ...
OCC appoints FDIC as receiver for Indiana lender after capital losses
Kentland Federal Savings and Loan Association in Indiana enters federal receivership after regulators determine its financial condition has sharply deteriorated. The small institution held about ...
Sony Bank wins preliminary U.S. approval for stablecoin trust unit
Sony Financial Group is moving deeper into digital assets as its banking arm prepares a regulated entry into the U.S. stablecoin market. The plan centers on a new trust bank subsidiary backed by ...
OCC publishes CRA evaluations for 20 banks and federal savings associations
U.S. banking regulators are updating the public record on how lenders serve local credit needs across their communities. The Office of the Comptroller of the Currency has released 20 Community ...
OCC says U.S. bank mortgage performance stays stable in first quarter
Mortgage performance in the federal banking system remains broadly steady through March 31, 2026, with nearly all first-lien loans current at the end of the quarter. The data also shows ...
OCC backs FDIC rule changes on bank resolution plans, assessments and data disclosure
Federal banking regulators are weighing changes to how insured depository institutions prepare for failure, pay deposit insurance assessments and share confidential supervisory information. ...
OCC issues lending risk management handbook update for bank examinations
The Office of the Comptroller of the Currency is updating its supervisory guidance on lending and loan portfolio oversight through a new Comptroller’s Handbook booklet. The release consolidates ...
OCC proposes AML and sanctions rules for U.S. stablecoin issuers
The Office of the Comptroller of the Currency is moving to set anti-money laundering, countering the financing of terrorism and sanctions compliance standards for payment stablecoin issuers it ...
OCC issues June enforcement actions, ends Bank of America order
U.S. bank oversight activity remains focused on individual accountability and legacy compliance matters as the Office of the Comptroller of the Currency releases its enforcement actions for June ...
OCC clarifies filing decision standards for bank applications
U.S. bank regulators are setting out how application reviews are handled as the Office of the Comptroller of the Currency clarifies when filings are approved, conditionally approved, denied, or ...
World Liberty Financial nears federal trust charter approval for U.S. stablecoin operations
World Liberty Financial is poised to secure a national trust bank charter that would broaden its ability to run stablecoin and digital asset services under federal oversight. The expected decision ...
OCC updates minority depository institutions policy statement for statutory alignment
The Office of the Comptroller of the Currency is revising its policy statement on minority depository institutions as part of a broader regulatory review tied to Executive Order 14219. The changes ...
World Liberty Financial stablecoin used for UFC White House bonus payouts
World Liberty Financial's USD1 stablecoin is moving into a higher-profile commercial role through fighter bonus payments at a UFC event held at the White House. The payout links the Trump-backed ...
U.S. agencies issue final rule on financial data standards
U.S. financial regulators are finalizing a joint rule under the Financial Data Transparency Act of 2022 to standardize how certain regulatory data is identified, formatted and shared. The ...
U.S. Treasury launches foster care savings account program
The Trump administration is expanding its "Fostering the Future" agenda with a new savings and investment account aimed at children in foster care. The program is introduced before the official ...
OCC proposes stablecoin issuer reporting rules under GENIUS Act
As U.S. stablecoin oversight takes shape, the Office of the Comptroller of the Currency is proposing weekly and quarterly reporting forms for issuers that fall under its authority through the ...
U.S. Senate Democrats cite May CPI rise as pressure on household budgets
Fresh U.S. inflation data for May is intensifying political scrutiny of household costs as consumer prices move above 4% for the first time in three years. The statement also says inflation ...
