InvestEngine Review 2026
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
- $1
- Web platform
- Proprietary Mobile app
- No
- No limit or stop-loss orders available
Our Evaluation of InvestEngine
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
InvestEngine is a broker with higher-than-average risk and the TU Overall Score of 3.81 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by InvestEngine clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
InvestEngine makes investing simple and accessible, particularly for those who prefer a passive strategy to active trading. The platform's focus on diversification and professional portfolio management serves to minimize risk, making it an appropriate choice for novice and passive investors.
How we tested InvestEngine
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at InvestEngine
InvestEngine provides a simple and accessible platform for investing in ETFs, making it an attractive option for beginner investors. The managing company, InvestEngine Ltd, was established in 2019 and is regulated by the FCA (Financial Conduct Authority). Investors can opt for either DIY portfolios, where they select ETFs themselves without incurring trading fees, or Managed portfolios, which are professionally managed for a small annual fee. The platform offers access to a variety of investment tools, including thematic and synthetic ETFs.
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- Easy to use for beginners;
- No trading fees for DIY portfolios;
- Automatic portfolio rebalancing;
- Professional management for Managed portfolios;
- Access to over 700 ETFs;
- FCA regulation ensures safety;
- Investment protection under the FSCS (Financial Services Compensation Scheme) up to £85,000 per client.
- Limit or stop orders are not available;
- Functionality limited to ETFs;
- 0.25% fee for Managed portfolios.
TU Expert Verdict
Chief Analytics Officer
InvestEngine provides access to investing in over 700 ETFs using either a web platform or mobile app, with account types including Cash Account, ISA Stocks and Shares, General Investment Account, SIPP, and Business Account. Regulated by the FCA since 2019, InvestEngine allows investors to build DIY portfolios with zero trading fees or opt for professionally managed portfolios for a 0.25% annual fee. The minimum deposit is GBP 100, and users benefit from automatic portfolio rebalancing and FSCS protection up to GBP 85,000 per client, making it especially attractive for beginners seeking simplicity and passive investing tools.
A few disadvantages are the absence of limit or stop-loss order functionality, the platform's exclusive focus on ETFs with no access to individual stock trading, and the 0.25% management fee for managed portfolios. Given these conditions, InvestEngine may not be suitable for active traders or those who prioritize real-time order control, but it remains a compelling option for novice and long-term passive investors.
InvestEngine Summary
Your capital is at risk. The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed Income can be substantial.
| 💻 Trading platform: | InvestEngine mobile applications (Android, iOS), web platform |
|---|---|
| 📊 Accounts: | Cash Account, ISA Stocks&Shares, General Investment Account (GIA), SIPP, Business Account |
| 💰 Account currency: | GBP |
| 💵 Deposit / Withdrawal: | Bank transfer |
| 🚀 Minimum deposit: | £100 |
| ⚖️ Leverage: | No |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | £1 |
| 💱 EUR/USD spread: | 0.25% of investment value for managed portfolios |
| 🔧 Instruments: | ETFs, investment portfolios, Money Market Funds (Business Account only) |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | The Retail Service Provider (RSP) - London Stock Exchange (LSE) |
| ⭐ Trading features: | No limit or stop-loss orders available |
| 🎁 Contests and bonuses: | Yes |
A minimum deposit of £100 is required to begin investing with any account type. Subsequent top-ups can be any amount from £0.01. Direct debits start at £50, and recurring payments from £20. Individual clients can only invest in ETFs; individual stock trading is not supported.
InvestEngine Key Parameters Evaluation
Trading Account Opening
An InvestEngine account can be created on the company website or via the mobile app. Follow the steps below:
Click Get Started.
Provide your email address and password (auto-generation is available) in the displayed form. Identity and UK residency documents must be uploaded to open an account. After data verification, you can deposit funds and start investing.
Additional features of InvestEngine’s user account allow traders to:
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Dashboard. Manage account creation, deposits, and withdrawals.
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ETF Range. Group ETFs by sectors and industries, including partner recommendations.
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Analytics. Access market data and news for selected ETFs.
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Transactions. View a list of all financial activities on the account.
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Reports. Review statistics for active portfolios.
Is InvestEngine Safe?
InvestEngine is a trading name of InvestEngine Limited, a company regulated by the Financial Conduct Authority (FCA). The firm's reference number (FRN) is 801128.
InvestEngine is covered by the Financial Services Compensation Scheme (FSCS), which protects individual investments up to £85,000 per client.
Advantages
- FCA regulated since 2019
- Ensured clients' investments are properly protected
- Operates in accordance with UK law
Disadvantages
- FSCS compensation is limited and does not cover the full cost of the investment
- Client complaints take up to 8 weeks to resolve
- Investment profits are taxable
Commissions and Fees
InvestEngine does not charge trading fees. There are commissions for investing in ETFs: fund commission from 0.03% per year; InvestEngine commission of 0%. No fees are deducted for DIY portfolios. Managed portfolios incur a total annual fee of 0.47%. This fee is broken down as follows: 0.25% for InvestEngine, 0.07% for the spread, and 0.14% for fund fees.
| Account type | Spread (minimum value) | Withdrawal commission |
|---|---|---|
| All accounts | 0.03% | Bank fee |
There is no stamp duty for investing in ETFs in the UK (unlike equities).
Below is a comparison of InvestEngine’s fees with those of other brokers.
| Broker | Average commission | Level |
|---|---|---|
|
$0.6 | |
|
$11.5 | |
|
$2 |
Account Types
InvestEngine offers accounts for individual investors and businesses, all compliant with UK regulations and tax obligations.
Account types:
Deposit and Withdrawal
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Withdrawals can only be made to a bank account registered in the client’s name.
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Transfers to third-party accounts are not allowed.
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Direct withdrawals to cards are not supported, but clients can transfer funds from their bank account to a card after withdrawal.
Investment Options
InvestEngine offers several passive income options, enabling investors to earn returns without active trading:
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DIY Portfolios. Investors can choose from over 700 ETFs to build their own portfolios without paying trading fees. The platform includes features like automatic investing and smart rebalancing, which keep portfolios balanced without manual adjustments. This option is ideal for those who want to manage their investments independently while leveraging automation.
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Managed Portfolios. Designed for those who prefer professional management, InvestEngine offers globally diversified portfolios managed by experts for an annual fee of 0.25%. These portfolios include stocks, bonds, and other assets, and the platform adjusts the portfolio composition regularly based on market conditions to maintain a balanced strategy.
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AutoInvest. This feature automates regular investments into a selected portfolio, enabling traders to fund their accounts and invest without manually approving each trade. It’s especially convenient for long-term investors looking to grow their assets with minimal effort.
Each client can have up to 10 portfolios of different types.
Referral and Partner Programs
InvestEngine clients can earn additional income by referring new clients to the platform. Available options include:
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“Refer a Friend” program. Rewards range from £10-50 for individual investors and £50-100 for business clients. The bonus is awarded if the referred client invests at least £100. Each client can invite up to 25 new clients.
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Partner programs. InvestEngine provides tailored solutions for accountants, financial advisors, and businesses in the investment services sector.
To participate in the referral program, simply register on the InvestEngine platform and share your unique link via social media or messaging apps. Business partnerships can be arranged through the platform’s partnership team.
Customer Support
InvestEngine support service works seven days a week, but access hours vary. Monday through Friday the company can be contacted from 5:30 to 21:00, Saturday and Sunday - from 8:30 to 17:30 (GMT+1).
Advantages
- Support access is available from Monday to Sunday
- Ability to receive a response via the forum
Disadvantages
- Chatting with a human is impossible; only with a bot.
- The company cannot be reached by phone
Contact channels are:
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Email;
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Chatbot on the website;
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Forum on the official website;
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Facebook;
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Twitter;
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Linkedin;
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Instagram.
Contacts
| Registration address | 4th Floor, 57 Great Suffolk Street, London, SE1 0BB |
|---|---|
| Regulation | FCA |
| Official site | https://investengine.com/ |
| Contacts |
Education
Education Series is an educational program featuring lessons on the fundamentals of investing. It is designed to help beginners understand investment strategies and how to work with ETFs, while also providing a refresher for experienced investors. All educational materials are available in the "More" section of the official website.
InvestEngine does not offer personalized training, courses, or one-on-one mentoring.
Detailed review of InvestEngine
InvestEngine is an investment platform that ensures the secure storage of client funds and investments. All client funds are held in segregated accounts at NatWest Bank Plc, while investments are held in CREST accounts managed by Euroclear UK and Ireland. These assets are entirely separate from the company's funds, providing an additional layer of protection for investors.
UK residents aged 18 and older, as well as residents of the Channel Islands and the Isle of Man, can open accounts with InvestEngine. However, only GIA accounts are available for residents of the Channel Islands and Isle of Man. Currently, U.S. citizens are not eligible to open accounts, even if they reside in the UK or hold dual citizenship.
InvestEngine by the numbers:
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7.9+ million trades completed;
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880,000+ rebalanced portfolios;
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700+ ETFs available for investment;
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Fractional investing starting from £1.
InvestEngine is a platform specialising in ETFs
InvestEngine specializes exclusively in Exchange-Traded Funds (ETFs), differentiating itself from brokers that offer individual stocks. ETFs are baskets of assets that automatically track a chosen index, sector, or asset class, providing investors with exposure to a broad range of stocks or bonds in a single trade.
The primary advantage of ETFs is diversification, which mitigates risk. By investing in a single ETF, investors gain exposure to multiple companies, unlike buying individual stocks. This simplified approach is particularly beneficial for beginner investors, as it eliminates the need for in-depth analysis of specific companies.
By focusing solely on ETFs, InvestEngine minimizes costs through reduced trading activity and lower fees. The platform is designed to offer affordable, passive, and long-term investment options with lower risk compared to trading individual stocks.
InvestEngine’s analytical services:
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Insights. A section featuring market analysis and global investment news, offering articles and reviews to help traders understand current market trends.
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Investment Glossary. A dictionary of financial terms with clear and straightforward explanations for commonly used investment terminology.
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Help Center. A collection of answers to frequently asked questions about the platform, portfolio setup, and other features.
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Community. A forum where traders can interact, ask questions, and share ideas about investments, offering a space to connect with other investors.
Advantages:
Transparent asset management;
Global portfolio diversification;
Automated investing options (AutoInvest);
User-friendly interface;
Fully regulated in the UK.
Trades executed on the London Stock Exchange (LSE), with client trades consolidated to minimize costs.
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