Visa Direct moves USDC prefunding into commercial production with Inyo Global
Visa Direct is expanding its use of stablecoins in cross-border payments by moving its USDC prefunding service into commercial production with Inyo Global. The rollout gives eligible payment companies access to 24/7 funding for international payouts through Inyo's existing APIs, extending pilots that Visa introduced in 2025.
Highlights
- Visa launched USDC stablecoin prefunding into commercial production with Inyo Global, making Inyo the first processor to offer the service to clients.
- Inyo's platform allows eligible businesses to fund cross-border payouts in almost real time, bypassing traditional banking funding windows via Visa Direct.
- The commercial launch expands stablecoin use in payment infrastructure, enhancing operational flexibility and supporting faster international settlements for companies in over 180 countries.
Commercial rollout through Inyo platform
As reported by The Block, citing Visa, the company has launched its USDC stablecoin prefunding service into commercial production with Inyo Global, making Inyo the first processor to offer the capability to clients. The service is available to eligible businesses through Inyo's existing payments platform and is designed to support cross-border payout funding at any time of day.By adding Circle's USDC prefunding to the platform, businesses can fund international payouts in nearly real time, including when traditional funding windows are closed. Visa announced the launch on Thursday after initially introducing stablecoin prefunding and payout pilots in 2025.
Cross-border payments and sector implications
Inyo provides onboarding, fraud and compliance services, payment acceptance, and domestic and international payouts through Visa Direct in more than 180 countries. The commercial launch broadens the practical use of stablecoins in payments infrastructure by embedding the service in an existing processor platform rather than limiting it to pilot activity.For payment companies handling cross-border transfers, the offering could improve operational flexibility by reducing dependence on banking cut-off times for prefunding. The move also signals continued development of crypto-linked settlement tools within mainstream payments, particularly in areas where round-the-clock availability can support faster international disbursements.
Our earlier article on SEON’s expansion in the Philippines detailed how the fraud prevention firm is targeting banks, remittance providers, and payments businesses amid rising compliance and fraud-control requirements. It also explained that SEON is leaning on its partnership with Exist Software Labs to access local market data and relationships, positioning fraud and risk tooling as an increasingly central layer of the region’s fast-growing digital payments and remittance flows.