Internet Money adds cross-chain swaps to expand wallet revenue

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Internet Money adds cross-chain swaps

Highlights

Internet Money integrated ChangeNOW to offer cross-chain swaps, enabling non-custodial users access to over 1,500 assets across 90 networks without leaving the app.
The wallet has achieved over 125,000 downloads, adds approximately 70 installs daily, and aims to reach 1 million downloads, driven by strong community funding of $1.6 million.
TIME token holders have accrued nearly $1 million from on-chain swap revenue, and the ChangeNOW partnership introduces a new revenue stream through cross-chain swap commissions.

Integration brings cross-chain coverage

The Block reports that Internet Money chose ChangeNOW to add cross-chain swaps because the provider met the wallet's non-custodial, no-data-collection requirements and supported PulseChain, the network where its community was initially concentrated.

Internet Money, a U.S.-based non-custodial crypto wallet, says its product is built around security, privacy and transparency. The app is open source, collects no user data and operates with founders using their own names, while the team checks major decisions with legal counsel amid an undefined U.S. crypto regulatory framework.

The wallet keeps same-chain swaps on its own on-chain engine, which also funds revenue sharing for TIME token holders. Cross-chain swaps, however, require liquidity and settlement across separate networks, making an external provider the practical choice for a team of its size.

Under the setup, users can swap blockchain-native coins across networks through ChangeNOW's exchange flow without leaving the app, opening an account or handing funds to a third party. Internet Money says the feature is now live across all three clients and gives users access to more than 1,500 assets on over 90 networks at rates returned by ChangeNOW's aggregation.

Growth targets and business model

Internet Money says it has surpassed 125,000 downloads across Android, iOS and Chrome, is adding about 70 installs a day and is targeting 1 million downloads. The wallet was funded by its community, raising $1.6 million in less than five hours from 2,000 participants.

That funding model shapes the product's commercial strategy. Holders of the TIME token receive a share of revenue from the wallet's own on-chain swap activity and have earned nearly $1 million to date, according to the team, while the ChangeNOW partnership adds a separate revenue line by returning a share of each cross-chain swap.

Internet Money says the technical integration itself was straightforward, with most of the work focused on building the user interface and experience separately for Android, iOS and the Chrome extension. As the wallet expands to additional networks, the same integration continues to cover new chains without requiring another development cycle.

Our earlier report on Q3 cybersecurity and privacy startup funding highlighted that investment appetite stayed strong, with total funding rising to $6.8 billion even as the number of deals declined. We noted that AI-driven and identity security companies captured much of the capital, alongside continued consolidation through major acquisitions—signaling sustained demand for security and privacy solutions.

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