Ripple plans $1 billion treasury to boost XRP reserves

Ripple plans $1 billion treasury to boost XRP reserves
Ripple eyes $1B XRP fund via SPAC

​Ripple Labs Inc. is reportedly leading an ambitious effort to raise at least $1 billion to accumulate XRP, the cryptocurrency closely associated with the company. 

According to Bloomberg, the funds would be housed in a new digital-asset treasury (DAT) — a specialized vehicle designed to manage and hold digital tokens.

Key takeaways

- Ripple aims to raise $1 billion through a SPAC to fund a new digital-asset treasury focused on XRP accumulation.

- The company will likely contribute part of its 4.74 billion XRP holdings, currently valued at about $11 billion.

- The plan follows Ripple’s $1 billion acquisition of GTreasury.

Ripple seeks to bolster digital-asset holdings

The fundraising will reportedly occur through a special purpose acquisition company (SPAC), allowing Ripple to tap into public markets more efficiently. Ripple is also expected to contribute part of its own 4.74 billion XRP holdings, worth roughly $11 billion at current prices. The exact structure and terms of the deal remain under discussion, and Ripple has not issued an official statement.

This initiative would mark the largest DAT focused on XRP, currently the world’s fifth-largest cryptocurrency, with a market capitalization of about $138 billion. The move underscores Ripple’s continued expansion despite a fragile crypto market, which recently suffered a steep selloff driven by global economic tensions and structural volatility in altcoins. 

 

Strategic expansion follows $1 billion GTreasury acquisition

Ripple’s treasury plan comes on the heels of its $1 billion acquisition of GTreasury, a provider of corporate cash and liquidity management software. The acquisition aims to deepen Ripple’s engagement with corporate treasurers seeking access to tokenized deposits, stablecoins, and other blockchain-based financial tools.

Throughout 2025, crypto firms have increasingly used SPACs to launch digital-asset treasuries and gain exposure to public markets, though investor appetite for such vehicles has waned amid price instability. Even so, Ripple’s confidence signals its intent to solidify XRP’s role in institutional finance and cross-border payment infrastructure.

Ripple’s Market Role and Outlook

Founded in 2012, Ripple is best known for developing blockchain payment solutions that enable fast, low-cost cross-border transfers. XRP, its native token, facilitates liquidity between fiat currencies and serves as a bridge asset for remittances and institutional settlements.

Despite the broader downturn, XRP has risen 13% in 2025, slightly trailing Bitcoin’s 16% advance. 

 XRP price dynamics (April - October 2025). Source: TradingView

If Ripple’s digital-asset treasury succeeds, it could strengthen XRP’s liquidity base and encourage greater corporate and institutional adoption. Market participants will watch closely for official confirmation of the raise and the potential ripple effects (no pun intended) across the crypto ecosystem.

Earlier, we reported XRP latest news: oversold momentum persists as price nears $2.30 support.

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