Moody’s gains Chartis lending software recognition for banks

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Moody’s Chartis lending software

Highlights

Moody’s was named a category leader in the 2026 Chartis RiskTech Quadrant for both Loan Origination Solutions and Loan Management Solutions.
Increased demand for Moody’s banking technology reflects operational pressure on lenders facing evolving borrower conditions, market dynamics and regulatory expectations.
Moody’s recognition underscores the market shift toward integrated data and analytics systems that reduce operational friction and improve risk visibility across the lending lifecycle.

Chartis recognition across the lending cycle

As reported by Moody’s, the company was recognized as a category leader in the 2026 Chartis RiskTech Quadrant for both Loan Origination Solutions and Loan Management Solutions, highlighting its position in banking technology used across the lending life cycle.

The company says lenders are operating in an environment where borrower conditions, market dynamics and regulatory expectations continue to evolve, forcing teams to revisit information and reassess whether earlier credit judgments still hold. That process can consume time that might otherwise go toward evaluating new opportunities, deepening client relationships and making informed lending decisions.

Moody’s links the recognition to demand for tools that combine data and analytics in a way that gives bankers a more current view of borrowers, exposures and emerging risks. It says this is especially relevant as many institutions still deal with fragmented processes, siloed data and manual handoffs between teams.

Operational pressure and banking sector impact

In loan origination, banks are under pressure to review opportunities quickly without weakening credit discipline. Moody’s says manual workflows, document collection and disconnected systems can slow approvals, making it harder for lenders to expand business while maintaining underwriting standards.

For loan management teams, the focus shifts to tracking portfolio performance as conditions change. The company says many institutions still rely on periodic reviews and manual monitoring, which can delay the identification of emerging risks and make it more difficult to respond before profitability, portfolio quality or customer relationships are affected.

Moody’s says the combined recognition reflects a broader need for technology that reduces operational friction and improves visibility throughout the lending process. In its view, the value of such systems lies in cutting the effort needed to gather, validate and act on information, allowing credit professionals to spend more time on judgment, relationships and risk assessment.

Moody’s global growth forecast upgrade highlighted a more optimistic macro backdrop, driven by improving household demand and a steadier labor market. Our earlier article noted the agency raised its GDP growth outlook to 5.5% from 4.7% as vaccinations increased and lockdowns eased, while still warning that inflation and supply-chain disruptions could weigh on momentum.

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