Bitcoin companies could replace banks, Mark Moss notes

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Hanna Syniavska

16.04.2026

Bitcoin companies could replace banks, Mark Moss notes — Finney predicted Bitcoin firms as banks

Hal Finney foresaw a future where Bitcoin-based companies would replace the services traditionally provided by banks, as noted in a 2010 prediction. Mark Moss highlighted that Finney was referring to new companies fulfilling banking needs through Bitcoin itself, not traditional banks simply using Bitcoin.

This perspective from Finney underlines ongoing discussions about how decentralized technologies could disrupt established financial institutions.

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