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Lance Lambert: Average 30-year fixed mortgage rate hits 6.75 percent today

Lance Lambert: Average 30-year fixed mortgage rate hits 6.75 percent today
30-year mortgage at 6.75 percent today

Lance Lambert reports that the average 30-year fixed mortgage rate is 6.75 percent today.

He adds that the same rate was 6.99 percent on this date last year. The 10-year Treasury yield is 4.66 percent, and the current spread stands at 209 basis points.

Lambert previously noted that the monthly mortgage spread peaked at 296 basis points in June 2023 before narrowing to 201 basis points by April 2026, according to his earlier reporting. Separately, he reported that homebuilders in the Sun Belt curbed the rise in unsold new-build inventory by increasing incentives and slowing home starts in another report. These trends offer additional context to the latest mortgage rate data.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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