Average car payments reach record $772 a month, Andrew Lokenauth notes

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01.07.2026

Average car payments reach record $772 a month, Andrew Lokenauth notes — U.S. car payments reach record high

Andrew Lokenauth reports that the average new car payment has reached a record high of $772 per month.

He highlights that while 4-year car loans were once typical, buyers are now extending payment periods to 6, 7, or even 8 years. According to Lokenauth, one in five financed new-car buyers is paying $1,000 or more monthly—comparing that to the cost of a second rent check.

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Lokenauth has previously discussed the impact of global events on U.S. markets, noting that stock market futures fell as oil prices surged following Iran-related tensions. He has also outlined how investing $145 weekly in an S&P 500 index fund through a Roth IRA could grow to $1.4 million by retirement. These past reports reflect ongoing attention to both everyday and long-term financial pressures.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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