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Less than 10% of Americans use safe deposit boxes, Jeremy Horpedahl notes

Less than 10% of Americans use safe deposit boxes, Jeremy Horpedahl notes
Few Americans use safe deposit boxes

Jeremy Horpedahl highlights that most banks offer safe deposit boxes for a fee, yet fewer than 10% of Americans have one.

He also points out that around 95% of U.S. households hold a checking, savings, or similar account, indicating stronger demand for standard banking products compared to safe deposit boxes.

Horpedahl has previously noted that real median personal income in the U.S. rose 57% from 1974 to 2024, outpacing inflation during that span, according to his analysis. He also reported that while most Americans view their own finances positively, only about a quarter rate the national economy as good in recent commentary. These findings provide context for current trends in banking choices.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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