FDIC releases branch deposit survey results for U.S. banking market
Branch deposit data is becoming available for a broad cross-section of the U.S. banking sector through the FDIC's latest annual survey. The release covers deposits as of June 30, 2026, and spans more than 75,000 domestic offices operated by more than 4,200 insured institutions.
Highlights
- The FDIC's annual Summary of Deposits survey as of June 30, 2026, covers over 75,000 domestic branch offices of more than 4,200 FDIC-insured institutions.
- The dataset provides branch-level deposit information for commercial banks, savings banks, savings associations, and U.S. branches of foreign banks.
- The Summary of Deposits enables detailed analysis of local deposit trends and market share comparison by institution, county, state, or metro area using historical data since 1994.
Survey scope and data coverage
As reported by the Federal Deposit Insurance Corporation, the annual Summary of Deposits survey provides branch-level deposit information for FDIC-insured institutions across the country. The dataset includes commercial banks, savings banks, savings associations, and U.S. branches of foreign banks.The survey reflects deposit balances at branch offices as of June 30, 2026. In total, it covers more than 75,000 domestic offices operated by more than 4,200 FDIC-insured institutions.
Uses for market share and local trend analysis
The Summary of Deposits includes historical data going back to 1994, giving banks, analysts, and local users a long time series for deposit comparisons. The FDIC says the information can be analyzed through online reports, maps, tables, and downloadable files.The data allows users to identify bank branches in specific areas, review local deposit trends, and compare deposit market share by institution, county, state, or metropolitan statistical area. That makes the release a reference point for tracking competitive positions and geographic deposit patterns in the U.S. banking market.
Renasant Corporation’s acquisition of The First Bancshares in 2Q25 expanded its branch network and strengthened its competitive position in key Gulf Coast growth markets. Our earlier article noted that the enlarged franchise helped reinforce Renasant’s deposit-gathering scale, including a top-four deposit market share in Mississippi and a meaningful presence across major Southeastern metro areas.
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