FDIC News and Updates
U.S. banking agencies issue lending risk guidance for borrowers not authorized to work
Federal banking regulators are issuing new guidance on how supervised lenders should manage credit exposure tied to borrowers who are not legally authorized to work in the U.S. The move centers on ...
FDIC-backed deposit transfer keeps Kentland Federal Savings customers funded
After Kentland Federal Savings closes, depositors retain uninterrupted access to their money through Kentland Bank. The transfer also moves the failed institution’s loan obligations to Kentland ...
OCC appoints FDIC as receiver for Indiana lender after capital losses
Kentland Federal Savings and Loan Association in Indiana enters federal receivership after regulators determine its financial condition has sharply deteriorated. The small institution held about ...
Kentland Bank assumes deposits, assets of failed Indiana thrift
Indiana banking regulators closed Kentland Federal Savings and Loan Association on Friday, transferring its deposits and most of its assets to Kentland Bank. The move affects the thrift's only ...
FDIC releases April CRA compliance ratings for state nonmember banks
Public disclosure requirements under the Community Reinvestment Act continue to shape how U.S. bank supervision is communicated to communities and investors. The Federal Deposit Insurance ...
FDIC releases May bank enforcement actions and July hearing schedule
U.S. banking oversight activity remains active as the Federal Deposit Insurance Corporation publishes its latest monthly list of enforcement actions covering banks and individuals. The release ...
FDIC proposes easing disclosure rules for banks and supervised institutions
Banks supervised by the FDIC may gain broader ability to share confidential information more quickly under a proposed rule change. The proposal aims to reduce approval delays for routine ...
FDIC proposes assessment revisions for banks as deposit fund strengthens
The Federal Deposit Insurance Corporation is moving ahead with changes to how it assesses banks, marking the first formal step in a broader review of its framework. The proposal combines lower ...
FDIC advances rule changes on confidential information sharing for banks
U.S. bank regulatory compliance requirements are set for a potential easing after the Federal Deposit Insurance Corporation board approved a proposal to revise disclosure rules for confidential ...
FDIC proposes lower deposit insurance assessment rates and higher asset threshold for banks
Amid growth in the Deposit Insurance Fund and its reserve ratio, the Federal Deposit Insurance Corporation is moving to revise how deposit insurance assessments are calculated for all FDIC-insured ...
FDIC advances rule changes for large bank resolution filings
The U.S. bank resolution framework is set for revision as the Federal Deposit Insurance Corporation moves to ease submission requirements for larger insured depository institutions. The proposal ...
FDIC board to review three bank rule proposals at June 25 open meeting
The Federal Deposit Insurance Corporation's board meets in open session on June 25 at 2:00 p.m. ET to consider a set of regulatory proposals affecting insured depository institutions. The agenda ...
U.S. crypto groups push mining, staking tax bill in House
As crypto policy debates intensify in Washington, the industry's main trade groups are pressing lawmakers to move a House tax bill covering mining and staking rewards. The proposal would let ...
Wall Street groups seek further easing of U.S. Basel capital rules
U.S. banks are intensifying their campaign against Washington's Basel Endgame capital plans, arguing that the latest market risk proposals could disrupt trading in the Treasury market. The push ...
FDIC urged to coordinate crypto oversight across U.S. agencies
Federal oversight of blockchain-based finance remains under scrutiny as lawmakers and regulators refine how digital asset risks are supervised. The Government Accountability Office has now pressed ...
FDIC outlines bank resolution overhaul and assessment cuts
The FDIC is reworking how it prepares for bank failures, with a sharper focus on operational readiness at larger institutions where a collapse can come with little warning. The plan pairs a ...
FDIC releases CRA compliance ratings for state nonmember banks
The Federal Deposit Insurance Corporation has published a new list of state nonmember banks evaluated under the Community Reinvestment Act. The release covers ratings assigned in March 2026 and ...
OCC defends World Liberty charter review as stablecoin rules advance in U.S.
Political tensions around crypto oversight are intensifying as U.S. banking regulators face fresh questions over World Liberty Financial's charter application and the rollout of stablecoin rules. ...
Senate Republicans push U.S. bank regulators to rework digital asset capital rules
As Congress weighs broader digital asset legislation, Senate Republicans are urging U.S. banking regulators to develop a clearer capital framework for banks' crypto-related activities. The request ...
FDIC advances supervision and capital rule changes as stablecoin oversight expands
Federal banking oversight is shifting toward a framework that places greater weight on material financial risks, as the FDIC updates supervision, capital standards and bank resolution tools. The ...
U.S. bank regulators outline rule rollback agenda for Congress
U.S. banking agencies are preparing to defend a broad push to ease post-crisis oversight as lawmakers review the direction of federal financial regulation. The planned testimony centers on ...
