Crypto.com vs Coinbase: Fees, Coins, Safety Comparison

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Crypto.com and Coinbase are two of the most popular cryptocurrency exchanges in the world. Each of them let users buy, sell, and trade a variety of cryptocurrencies while offering a native coin that operates on independent blockchains. Both exchanges are safe, secure, and reliable enough to facilitate high volumes of international trading.

To help you determine which exchange is more suitable for your trading needs, TU experts compared the exchanges by 11 key criteria. They have also included an overall rating based on the analyzed parameters.

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Crypto.com vs. Coinbase: Overall Score

After considering all relevant factors that contribute to the overall value of each exchange, we’ve given Crypto.com and Coinbase a rating of 4.2 and 4.5 respectively. Yet, just because Coinbase inched just above Crypto.com, that does not necessarily mean it is the best exchange for you. Read the breakdown of our analysis to determine which exchange is more suitable for your trading style and financial circumstances.

Learn How Does Coinbase Work
Feature Crypto.com Coinbase

Overall

4.2

4.5

Regulation

3.5

4.8

Fees

4.2

3.9

Trading Assets

4.7

4.4

Investment Instruments

3.7

3.7

Platforms and Charting Tools

4.4

3.8

Margin Rates

4.5

4.5

Deposit and Withdrawal

3.0

3.8

Research

4.4

4.1

Education

3.8

4.8

Support

4.0

4.8

Promo

3.5

3.8

Crypto.com vs. Coinbase: Pros and Cons

Both exchanges share many of the same benefits to users. They both come with 2-factor authentication for security and low minimum deposits. Also, they both include passive income opportunities with staking. Staking involves locking up holdings in a blockchain to help verify transactions in exchange for rewards.

Also, both exchanges offer unique benefits. For instance, in addition to being cheaper, Crypto.com offers a leverage ratio of 1:10, derivatives and non-fungible tokens (NFTs). Yet, Coinbase offers free crypto promos and is better regulated.

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Crypto.com and Coinbase Pros and Cons

Crypto.com Coinbase

Overall Pros

2 FA Authentication

2 FA Authentication

Low Minimum Deposit

Low Minimum Deposit

Passive Income With Staking

Passive Income With Staking

Wide choice of markets

Free crypto promo

Max Leverage – 1:10

US-based, US-regulated

Derivatives, NFTs are Available

Low Fees

Overall Cons

Uncertain regulation in the US

Max Leverage – 1:1

High Trading and Non-Trading Fees

Derivatives, NFTs are Not Available

Safety and Regulation

It’s important to note that neither Crypto.com and Coinbase are regulated by the US Securities and Exchange Commission, the Financial Industry Regulatory Authority, or the Securities Investor Protection Commission.

However, Crypto.com is regulated by an Electronic Money Institutions (EMI) licensed by the Malta Financial Services Authority (MFSA). Regulated by 45 states in the US, Coinbase is the more safe and secure option.

Regulated By: Crypto.com Coinbase

SEC

No

No

FINRA

No

No

SIPC Protection

No

No

Other Regulators

Electronic Money Institution (EMI) License from the Malta Financial Services Authority (MFSA)

Regulated in 45 States in the USA

Trading Conditions

There are some trading terms and conditions that differ between Crypto.com and Coinbase. Minimum Deposits to open a Crypto.com account is $1, and it is $25 for Coinbase. Users can trade in 200 different coins on Crypto.com and 170 with Coinbase. Users can leverage at ratios of 1:10 and 1:1 on Crypto and Coinbase respectively.

Trading Conditions Crypto.com Coinbase

Minimum Deposit

$1

$25

Trading Platforms

Crypto.com

Coinbase

Leverage

1:10

1:1

Supported coins

200

170

Number of Trading Accounts

1

1

Base Account Currencies

AUD, CAD, EUR, GBP, USD, BRL + Crypto

USD, GBP, EUR + Crypto

Available Currencies and other Assets

Both Crypto.com and Coinbase offer near 200 different cryptocurrencies, including the most popular, Bitcoin and Ethereum. They also both support the use of Decentralized Finance (Defi) tokens. However, they differ with regards to other assets. Users can buy, sell, and trade Futures and NFTs on Crypto.com but not with Coinbase.

Asset Name Blockfi Coinbase

Bitcoin (BTC)

Yes

Yes

Ethereum (ETH)

Yes

Yes

Litecoin (LTC)

Yes

Yes

Dogecoin (DOGE)

Yes

Yes

Uniswap (UNI)

Yes

Yes

Ripple (XRP)

Yes

No

Polkadot (DOT)

Yes

Yes

Cardano (ADA)

Yes

Yes

Stellar (XLM)

Yes

Yes

IOTA (MIOTA)

Yes

Yes

Tron (TRX)

Yes

Yes

Solana (SOL)

Yes

Yes

Terra (LUNA)

Yes

Yes

Polygon (MATIC)

Yes

Yes

Options

No

No

Futures

Yes

No

NFT

Yes

No

ETF

No

No

De Fi Tokens

Yes

Yes

Crypto.com fees vs Coinbase Fees

Crypto.com and Coinbase are companies, so they’re looking to make a profit like any other company. Crypto.com is slightly cheaper. Most of its fees are worked into its maker-taker pricing structure, and they are paid upon the completion of a transaction. These fees may be reduced when users increase their volume of trades. On Crypto.com, market makers pay between 0.04% and 0.4%; market takers pay between 0.1% and 0.4%. There are no debit or credit purchasing fees on Crypto.com.

Binance vs Coinbase – Which Exchange Is Better?

With Coinbase makers pay between 0.04% and 0.5%; market takers pay between 0% to 0.5%. Coinbase also charges a 3.99% fee for using debit or credit to make a purchase.

Trading Fees

Fee Crypto.com Coinbase

Max Maker

0.4%

0.5%

Max Taker

0.4%

0.5%

Min Maker

0.04%

0.04%

Min Taker

0.1%

0%

Debit/Credit Card Purchase Fee

0 for crypto.com card

3.99%

Non-Trading Fees

Non-trading fees refers to fees associated with creating accounts, depositing and withdrawing, and inactivity fees. On Crypto.com, there are no fees associated with opening an account, depositing, transferring money from a bank, using debit, or inactivity. Whether there are withdrawal fees on Crypto.com depends on the type of currency. With Coinbase, there are no fees associated with opening an account, depositing, or inactivity. However, users pay 1.49% to withdrawal money by transferring it to a bank and 3.99% by using a debit or credit.

Crypto.com Coinbase

Account Fee

0%

0%

Deposit Fee

0%

0%

Bank Transfer Withdrawal Fee

0%

1.49%

Debit/Credit Card Withdrawal Fee

Debit card - 0%
Credit card - 2%

3.99%

Inactivity Fee

0%

0%

Margin Rates

The margin rates for Crypto.com are variable based on margin level. Coinbase has only one margin level, and its fee is 2%.

Feature Crypto.com Coinbase

Max for BTC (changing)

Based on Margin Level

2%

Min for BTC

Based on Margin Level

2%

Number of Levels

Based on Margin Level

1

Passive Income Tools

Both Crypto.com and Coinbase offer staking for passive income. In cryptocurrency, staking refers to the process of holding assets on a blockchain to help validate other cryptocurrency transactions. Users are rewarded with crypto based on how much they stake.

Investment Tools Name Crypto.com Coinbase

Staking

Yes

Yes

Mining Pool

No

No

Managed Accounts

No

No

Copy Trading

No

No

Other

No

No

Trading Platforms

The trading platforms provided by Crypto.com and Coinbase are both accessible on web applications and mobile applications, including Android and IOS. However, neither of them are accessible on desktop applications.

Crypto.com Coinbase

Web

Yes

Yes

Desktop

No

No

Mobile (Android, iOS)

Yes

Yes

Trading Platforms Features

Both platforms feature a range of security options, including 2 factor authentication based on SMS, an App, or Voice Calls. Only Crypto.com offers 2-factor authentication based on biometric information.

Crypto.com Coinbase

SMS Based 2 FA

Yes

Yes

App Based 2 FA

Yes

Yes

Voice Call 2 FA

Yes

Yes

Biometric 2FA

Yes

No

Search Bar

Yes

Yes

Filters

Yes

Yes

Technical Analysis/Charting Tools

Conducting technical analysis and utilizing charting tools are essential for making informed predictions future market prices. Some tools crypto traders often use include the following:

1

Indicators – mathematical formulas that help traders predict how the market might go

2

Drawing tools – graphical tools used to identify and illustrate market trends

3

Trade history – Information about past trading activity

4

Level 2 Quotes – Information about the liquidity of an asset.

Crypto.com Coinbase

Indicators

Yes

Yes (Coinbase Pro)

Drawing Tools

Yes

Yes (Coinbase Pro)

Historical Trades

Yes

Yes

Live 2 Quotes

No

Yes

Mobile Trading

The mobile trading apps offered by these exchanges are compatible with Android and IOS devices. Only Crypto.com is compatible with the Apple Watch and has Face ID.

Features Crypto.com Coinbase

iOS Version

Yes

Yes

Android Version

Yes

Yes

Apple Watch App

No

No

Touch ID

Yes

No

Face ID

Yes

No

Types of Orders

Both Crypto.com and Coinbase provides market orders, limit orders, stop loss orders, and stop limit orders. However, neither of them provide trailing stop orders.

Crypto.com Coinbase

Market

Yes

Yes

Limit

Yes

Yes

Stop Loss

Yes

Yes

Stop Limit

Yes

Yes

Trailing Stop

No

No

Deposit and Withdrawal

Deposit Methods

Users can deposit money into Crypto.com or Coinbase accounts through several methods, including bank transfers, credit or debit card purchases, or from their electronic wallets.

Deposit and Withdrawal Method Crypto.com Coinbase

Bank Transfer

Yes

Yes

Credit/Debit Card

Crypto.com card

Yes

Electronic Wallets

No

Yes

Crypto

Yes

Yes

Withdrawal Methods

Withdrawal Method Crypto.com Coinbase

Bank Transfer

Yes

Yes

Credit/Debit Card

Yes

Yes

Electronic Wallets

No

Yes

Crypto

Yes

Yes

Research Tools

Crypto.com provides a news feed, fundamental data, and chart analytics, while Coinbase provides only a news feed and fundamental data.

Research Type Crypto.com Coinbase

News Feed

Yes

Yes

Fundamental Data

Yes

Yes

Chart Analysis

Yes

No

Trading Ideas

No

No

E-Mail Reports

No

No

Education

Coinbase offers far more educational resources for both novice and experienced traders. Not only does Coinbase offer a catalogue of courses to supplement reading materials and videos, but they even reward users for learning about various cryptocurrencies. Crypto.com, however, focuses less on education and more on crypto payment options.

Education Type Crypto.com Coinbase

Demo-account/Paper Trading

No

No

Courses

No

Yes

Articles

Yes

Yes

Videos

Yes

Yes

Webinars

No

No

Books

No

No

Customer Support

While both Crypto.com and Coinbase provide 24/7 support and online chat, only Coinbase provides e-mail and phone support.

Support Features Crypto.com Coinbase

Working Days

24/7

24/7

E-mail

No

Yes

Phone

No

Yes

Online chat

Yes

Yes

Other

Telegram

No

Promo

Both Crypto.com and Coinbase operate a referral program where users can earn cash. On Crypto.com users can earn up to $2000 and up to 50% referral trading feels. Coinbase offers $10 when a friend completes a buy or sell of $100. Moreover, Coinbase users can earn crypto by learning how specific cryptocurrencies work.

Best Crypto Sign-Up Bonuses
Promo Crypto.com Coinbase

Special Offers

No

Up to $35 for learning how specific cryptocurrencies work

Referral Program

Up to $2000 and up to 50% of referrals trading fees

$10 when your friend completes a buy or sell of $100 USD

Crypto.com or Coinbase: Which One is Actually Better in 2024?

Although both exchanges offer an excellent user experience, security and market access, we think Coinbase has an edge that Crypto.com does not. Sure, Crypto.com is cost-effective, but the extra security and educational resources that Coinbase offers empowers users to make safer and more informed trading decisions.

Coinbase vs Crypto.com – Which One is Better for Beginners?

Coinbase is more suitable for beginners because its online courses help them learn the complex language, concepts, and principles of cryptocurrency.

Coinbase vs Crypto.com - Which One Has a Better Choice of Coins?

Crypto.com offers 200+ cryptocurrencies, while Coinbase offers 170+.

Top 5 Reviews on Coinbase

  • Coinbase

    Epifani

    26.01.2024

    Comment

    The platform's fees are notably high compared to other exchanges, eating into profits and making trading less attractive. Additionally, Coinbase's customer support can be slow and unresponsive. Overall, while Coinbase may be popular, its high fees, sluggish customer support, and limited coin offerings make it less than ideal for many traders.

  • Coinbase

    calliegg1

    20.04.2023

    Comment

    Coinbase does not withdraw money from the account!!! After 3 years of working with them, my account suddenly became suspicious ... The other day I tried to withdraw money and was refused! Support began to communicate terribly uncivilized, I don’t even know what to think....

  • Coinbase

    DenpokRar

    15.10.2022

    Comment

    Reviews about Coinbase, in my opinion, speak for themselves. I have no confidence in these companies!

  • Coinbase

    Josephet

    01.07.2022

    Comment

    The company does not comply with its own regulations! Promises one thing, does another. So you can't trade. You have to trust the company, and I can't do that.

  • Coinbase

    pauletteam69

    17.03.2022

    Comment

    To begin with, Coinbase specializes in cryptocurrency trading only, so if you need other tools, Coinbase is definitely not your option. There is no demo account either, but with a $2 minimum deposit, this is forgivable. Moreover, several payment systems have been proposed for depositing funds, so there will definitely not be any problems. Education… Let's just say that I already know what is in Coinbase, as I have been trading for more than 5 years. But it will be useful for beginners. I consider Coinbase as a broker where you can learn how to trade, and then choose a broker according to your requirements. I’m talking about “learning to trade” literally: there are no investment offers in Coinbase. Only active cryptocurrency trading.

Top 5 Reviews on Crypto.com

  • Crypto.com

    charukah

    19.02.2024

    Comment

    Crypto.com has a lack of transparency regarding certain features and promotions, leading to confusion and mistrust among clients. Crypto.com may offer some attractive features and services, but these problems with customer support, fee transparency, and communication detract from its appeal as a crypto exchange.

  • Crypto.com

    shakilbfl

    29.08.2021

    Comment

    In the course of my activity as an investor and financier, I came across different crypto exchanges. They have become very popular during the past three years. I have an account with the Crypto.com exchange. There are many advantages and disadvantages. In terms of cryptocurrency trading, there are companies with better conditions. In the investment space, Crypto.com has gone further and created some good opportunities. I would rate the activities and conditions of the exchange as "normal".

  • Crypto.com

    abubakaraboy1

    06.08.2021

    Comment

    My acquaintance with the Crypto.com exchange began six months ago. I mainly traded with various Forex brokers and did not think about switching to cryptocurrency. But I saw how the bitcoin rate has changed over the past few years and decided to try crypto trading. I opened an account on the exchange and passed a difficult verification. Then I transferred my Bitcoins here and started trading. I must say that in all the time I have not encountered any failures in the trading platform. As far as I understand, they use the TradingView terminal here, and it is famous for being a fast and stable terminal. I withdrew funds once and the money came very quickly.

  • Crypto.com

    Allan

    01.07.2021

    Comment

    I read reviews that Crypto.com does not withdraw funds and blocks accounts. I was greatly outraged by such an outright lie. I have been trading on the stock exchange for the second year, and there has never been such a case where it blocked my withdrawals. True, a couple of times there were delays in payments. But technical support never refused to accept my claims and did not ignore my requests. And the last time, when payments came late, I was credited with 100 CRO as compensation. So I want to say that the Crypto.com exchange is not a scam in any way.

  • Crypto.com

    NB_LK

    08.06.2021

    Comment

    Recently, I have been looking for an opportunity to invest on the internet. The risk of running into scammers is great, but the risk is worth it. I had about 1 BTC on my wallet. I just wanted to exchange crypto for fiat and came to the Crypto.com exchange. That’s when I discovered the possibilities of passive investing. Using the CRO token, I believe, is a very good opportunity not only to store the crypto but also to generate income. Therefore, I studied the history of the Crypto.com exchange, its reviews, and registered. I had to go through verification to get access to all the features. So far, I have just started cooperation with the exchange, we'll see how it goes.

FAQs

Which crypto exchange has better regulation?

Regulation at Coinbase is more reliable for US residents, since the exchange is regulated in 45 US states.

For which instruments is leverage provided by exchanges?

You cannot trade with leverage on Coinbase. Leverage up to 1:10 is available on Crypto.com for cryptocurrency derivatives. When spot trading on Crypto.com, 1:1 leverage is available.

Which exchange has more bonuses?

Crypto.com has no shares, Coinbase has them. Therefore, traders who trade on Coinbase can benefit further. Both exchanges have affiliate programs.

Team that worked on the article

Ivan Andriyenko
Author at Traders Union

Ivan Andriyenko is a financial expert and analyst. He specializes in trading in the Forex, stock and cryptocurrency markets. His preferred trading style is conservative strategies with low or medium risk, medium and long-term investments. He has 7 years of experience in the financial markets. Ivan is involved in preparation of articles for novice traders, and also of the reviews and evaluation of brokers, analyzing their reliability, trading conditions and peculiarities.

Ivan continuously tests new strategies for various assets, choosing the most effective options. In addition, he believes that helping novice traders is an important aspect of work. He shares information that beginners require – educational materials, strategies.

Ivan’s motto: continuous studying and experimentation lead to success.

Olga Shendetskaya
Author and editor at Traders Union

Olga Shendetskaya has been a part of the Traders Union team as an author, editor and proofreader since 2017. Since 2020, Shendetskaya has been the assistant chief editor of the website of Traders Union, an international association of traders. She has over 10 years of experience of working with economic and financial texts. In the period of 2017-2020, Olga has worked as a journalist and editor of laftNews news agency, economic and financial news sections. At the moment, Olga is a part of the team of top industry experts involved in creation of educational articles in finance and investment, overseeing their writing and publication on the Traders Union website.

Olga has extensive experience in writing and editing articles about the specifics of working in the Forex market, cryptocurrency market, stock exchanges and also in the segment of financial investment in general. This level of expertise allows Olga to create unique and comprehensive articles, describing complex investment mechanisms in a simple and accessible way for traders of any level.

Olga’s motto: Do well and you’ll be well!

Mirjan Hipolito
Cryptocurrency and stock expert

Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO). Mirjan is a cryptocurrency and stock trader. This deep understanding of the finance sector allows her to create informative and engaging content that helps readers easily navigate the complexities of the crypto world.