DEGIRO Review 2026
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
- $1
- DEGIRO's proprietary platform
- Not indicated
- Provides access to 50 European and world exchanges
Our Evaluation of DEGIRO
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
DEGIRO is one of the top brokers in the financial market with the TU Overall Score of 8.6 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by DEGIRO clients on our website, Traders Union expert Anton Kharitonov believes he can recommend this company as the majority of reviews prove that the broker’s clients are fully satisfied with the company.
DEGIRO has a high reputation and is a trusted broker for stocks, bonds, funds, options, and ETFs. DEGIRO provides its clients access to more than four world's largest stock exchanges. Trading is carried out through a convenient platform that allows you to track the quotes of the trading instruments you are interested in real-time. Commission fees in DEGIRO are low compared to competitors. DEGIRO is a regulated broker suitable for experienced and professional traders in the Eurozone who prefer to invest in stock market assets.
How we tested DEGIRO
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at DEGIRO
DEGIRO is a Dutch investment company operating since 2008. The broker has been providing online services since 2013. Today DEGIRO is headquartered in Amsterdam and has offices in 18 European countries. Its activities are controlled by the Financial Conduct Authority (FCA, 574048), as well as regulators in the Netherlands: Financial Markets Authority (AFM, 12048408) and Central Bank (DNB, R128868). DEGIRO was awarded over 86 international awards: financial publications of Germany, France, Denmark, and the Netherlands have repeatedly recognized the company as the best stock market broker.
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- Low brokerage fees for trading stock market assets;
- The ability to open transactions on European and American exchanges;
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- There is no online chat on the company's website.
TU Expert Verdict
Chief Analytics Officer
DEGIRO provides access to trading stocks, ETFs, bonds, options, futures, and currencies across more than 50 European and global exchanges through its proprietary web and mobile platforms. The broker offers several account types including Basic, Active, Trader, Daytime Trader, and Custodian, accommodating a wide spectrum of investor needs. Regulated by BaFin in Germany, as well as the FCA in the UK and Dutch AFM and DNB, DEGIRO maintains oversight from robust European financial authorities. The minimum deposit starts at $1, accounts are held in the client’s own currency, and commission fees are comparatively low, with no inactivity or maintenance charges.
Drawbacks include a lack of online chat for customer support and restricted options for deposits and withdrawals, limited to bank transfers via Sofort or Trustly. These factors may not suit clients who prioritize rapid or diverse payment methods, or those who require instant customer assistance. DEGIRO is most suitable for cost-conscious and experienced European investors seeking broad market access and professional regulatory protections.
DEGIRO Summary
Investing involves risk of loss Disclaimer for UK clients: Deemed authorised and regulated by the Financial Conduct Authority (FCA). The nature and extent of consumer protections may differ from those applicable to firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA's website.
| 💻 Trading platform: | DEGIRO's proprietary platform — mobile app and web terminal |
|---|---|
| 📊 Accounts: | Custodian, Basic, Active, For a trader, For a day trader |
| 💰 Account currency: | State currency of the client’s residence country |
| 💵 Deposit / Withdrawal: | Bank transfer using the Sofort and Trustly services |
| 🚀 Minimum deposit: | From $1 |
| ⚖️ Leverage: | Not indicated |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | Not indicated |
| 💱 EUR/USD spread: | No |
| 🔧 Instruments: | Shares, ETFs, Currencies, Leveraged products, Bonds, Options, Futures |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | Nasdaq, Xetra, CME Group, Euronext, Eurex, Borsa Italiana |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | No |
| ⭐ Trading features: | Provides access to 50 European and world exchanges |
| 🎁 Contests and bonuses: | 20 euros for participation in the "Member gets member" bonus program |
DEGIRO is a convenient broker for Europeans. There is no minimum deposit amount, that is why demo accounts have been canceled because even small amounts can be invested. Also, the company doesn’t charge commissions for the lack of activity on the account and its maintenance. An investment account can be opened within 1 day. DEGIRO offers convenient replenishment and withdrawal. The base currency is always the currency of the client's country of residence. Read more about that How to buy/sell on DEGIRO.
DEGIRO Key Parameters Evaluation
Trading Account Opening
To start trading on the stock market through the DEGIRO broker, please:
Visit the broker's website and select your country of residence. Click "Open an account” on the regional website.
Specify a username and email address in the registration form for opening a trading account, and then come up with a password Next, confirm your email and log in to the system. Then enter your personal data according to your passport and link your active bank account to DEGIRO.
The following is available in the DEGIRO personal account:
Additional personal account functionality:
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Transaction history.
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Account and card management.
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Personal data management.
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Investment sections.
Is DEGIRO Safe?
The Dutch investment compensation system Beleggerscompensatiestelsel with insurance coverage of up to 20,000 euros is used to protect customer funds.
The company flatex DEGIRO Bank Dutch Branch (trading under the name DEGIRO) is primarily supervised by the German Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). In the Netherlands, the flatex DEGIRO Bank Dutch Branch is subject to integrity supervision by DNB and conducted surveillance by the AFM (The Netherlands Financial Markets Authority) and the Central Bank (DNB). The British division is also supervised by the FCA — the UK Financial Regulatory Authority.
Advantages
- Client funds are kept in money market funds
- In the event of bankruptcy of the company, investors have access to compensation for up to 20 thousand euros
- Contact government regulators to resolve disputes
Disadvantages
- Limited choice of payment systems for replenishing the balance and funds withdrawing
Commissions and Fees
DEGIRO trading terms were analyzed by Traders Union analysts for the explicit and hidden commissions. There is a fee for buying and selling instruments, as well as tax on income from dividends. All DEGIRO Fees for trading stock market assets are listed in the Compare Fees section. There is also a comparison of fees between DEGIRO and other stock brokers. The company doesn’t charge a commission for funds replenishment and withdrawal, but it is charged by the bank making the transfer. DEGIRO has no commission for opening and maintaining accounts.
| Account type | Spread (minimum value) | Withdrawal commission |
|---|---|---|
| All the accounts for trading in the stock market. | 1.5$ | There is a bank commission |
Sue to services specifics swaps (commission for shifting transactions to the next day) is not credited. Also, we’ve compared trading commissions at DEGIRO.eu with those of the competitors. As a result, each of them was assigned with a level from low to high.
Account Types
DEGIRO allows you to open several types of accounts at the same time. These accounts are perfect for both investors with a small deposit and professionals with accumulated capital or managing traders. Accounts differ in a feature set but are available in one platform, which is convenient when switching from one type of account to another.
Types of accounts:
The broker doesn’t provide a demo account, however, there is no minimum deposit, so a trader can immediately carry out financial transactions with small amounts.
DEGIRO is a company for private European traders who strive to trade on the best terms previously available only to professional investors.
Deposit and Withdrawal
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The DEGIRO.eu company carries out withdrawals only to verified bank accounts.
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There is no broker commission for funds withdrawing, however, traders have to pay fees charged by banks for making transactions.
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Bank transfer takes up to 3 business days.
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There are no restrictions on the withdrawal of funds. The broker works within the limits that can be set by the client's bank.
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Verification is required before making a deposit.
Investment Options
DEGIRO is an investment company that offers solutions for generating income from operations in the stock market. The broker provides its clients with access to 50 exchanges from Europe, North America, Asia, and Oceania.
DEGIRO’s affiliate program:
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"Online Partner" is a program for website owners, bloggers, and publishers, which offers remuneration for information about DEGIRO promotion.
In addition to commissions, the partner gets a full package of marketing products: individual content, different types of advertising materials, and the personal account manager assistance.
Customer Support
The broker's support service is available on weekdays: the exact opening hours depend on the representative office location.
Advantages
- Make a call or send an email.
- Multilingual support
Disadvantages
- No online chat
There are several ways to contact the Company representatives:
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call by phone numbers indicated on the site;
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send email request;
Support is available on the broker's website and in a personal account.
Contacts
| Foundation date | 2013 |
|---|---|
| Registration address | Rembrandt Tower - 9th floor, 1096 HA Amsterdam, The Netherlands |
| Regulation | AFM and DNB (Netherlands), FCA (UK) |
| Official site | https://www.degiro.com/ |
| Contacts |
+31 20 261 3072
|
Education
An extensive “KNOWLEDGE” section has been created on the DEGIRO website to help novice investors. It is full information about the basics of trading in the stock market, various types of analysis and charts of the world's stock exchanges.
The broker doesn’t offer a demo account, since theoretical knowledge can be immediately applied in the real market.
Detailed Review of DEGIRO
DEGIRO broker is a popular brokerage company among European traders. Investment firms are prohibited from keeping clients' money inside the company in the Netherlands so DEGIRO investor funds are automatically transferred to one of the money market funds. FundShare Fund Management and Morgan Stanley Investment Management are suppliers of money market funds. Also, all deposits of traders up to 20,000 euros are protected thanks to the Central Bank of the Netherlands license.
A few figures that could be interesting for traders choosing a broker:
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Over 12 years on the European market.
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Over a million active clients.
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Over 86 international awards;
DEGIRO is an honest broker for medium and large investments
DEGIRO is a reliable intermediary between traders and major trading exchanges. The broker's clients can invest in stocks, bonds, ETF (trackers), investment funds, options, and other products that are listed on North America, Europe, Asia, and Oceania stock exchanges. Investors are provided with a convenient platform and trading application that allows them to monitor transactions in real-time. The company is chosen for its low trading fees, multiple licenses, and a wide range of assets available for trading. DEGIRO strives to provide clients with a secure trading environment, therefore, ensures the maximum degree of data protection and the investors' assets safety.
You can trade both in the web terminal and using the mobile application. After opening an account, you get access to the current news feed, current market analytics and quotes from the largest stock exchanges in Europe and the world.
Useful services of DEGIRO:
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Blog. Section with investment ideas, analytical articles, and analyzes of the latest economic and financial events.
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Exchanges’ working hours. Displays the world exchanges working hours, as well as a holiday calendar.
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Investor Academy. A section with investment lessons for novice traders.
Investing involves risks. You can lose (a part of) your deposit. We advise you to only invest in financial products which match your knowledge and experience.
Advantages:
Trader's risk insurance for 20,000 euros.
A large selection of accounts for both novice investors and professionals.
Thousands of investment instruments with the lowest possible commissions are available.
Convenient trading platform with an intuitive interface.
There is a quality section with training in stock market trading.
You can profit from dividends or passive investing.
!Investing involves risk of loss
The broker doesn’t limit traders in strategies. At the same time, it offers professional tools, so the company is good enough for investors who prefer to hold profitable positions for at least 3 months, and do not often open transactions.
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