Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
XNT Pros & Cons
- clients can open demo accounts for free to explore XNT’s features and experiment with trading strategies;
- the broker has a convenient, intuitive, and multifunctional trading platform that is highly appreciated by users;
- XNT doesn’t restrict its clients in trading methods and provides all-in-one accounts suitable for most goals;
- besides standard individual accounts, traders can open joint, corporate, or family accounts;
- trading fees are below market average. XNT offers 100% transparent cooperation conditions;
- users can trade thousands of assets across 8 groups thanks to permanent access to the world’s 50 largest markets;
- technical support is available around the clock, 7 days a week. Clients are assisted by personal account managers.
- the minimum deposit is €50,000 or the equivalent in another supported currency;
- the broker’s website doesn’t have educational content or tools for technical and fundamental analyses;
- the maximum leverage is just 1:30. Joint accounts are the only passive earning method.
XNT offers over 600,000 trading instruments, including currency pairs, stocks, ETFs, bonds, funds, metals, futures, and options. Traders can open demo accounts for free. The minimum deposit on real accounts is €50,000. The company provides its proprietary trading platform adapted for personal computers and smartphones with all popular operating systems. Spreads for currency pairs are variable and start at 0.3 pips. Commissions on other assets differ and are generally below market average. For example, the fee on U.S. stocks is $0.02 per stock. The fixed fee on withdrawing funds to a bank account is €30 or its equivalent in another supported currency. The broker supports 14 currencies. Every client gets a personal account manager and can contact tech support 24/7.
TU Expert Verdict
XNT carries a higher degree of risk. My review and user feedback point to noticeable performance issues and limitations. It may be appropriate only for experienced traders who fully understand the risks and are prepared for potential instability.
Top-5 Brokers Traders Prefer
XNT User Reviews
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Commissions and Fees
Score:We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria4 /10The trading and non-trading commissions of XNT have been analyzed and rated as having High fees, with a fees score of 4/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.
- No deposit fee
- No withdrawal fee
- Above-average Forex trading fees
- No ECN/Raw Spread account
Trading Fees and Spread
Below, we evaluated and compared the trading commissions of XNT with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.
Standard Account Spread
For Standard accounts, XNT’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.
XNT Standard spreads XNT OANDA FOREX.com EUR/USD min, pips 1.0 0.1 0.7 EUR/USD max, pips 1.0 0.5 1.2 GPB/USD min, pips 0.7 0.1 0.9 GPB/USD max, pips 0.8 0.5 1.4 Does XNT support RAW/ECN accounts?
As we discovered, XNT does not offer RAW/ECN accounts, which might be a drawback for transparency and liquidity. However, this doesn't make the broker uncompetitive. Consider factors like spread levels, execution speed, regulation, support quality, and trading tools when choosing a reliable broker.
Non-Trading Fees
We conducted a detailed analysis of the non-trading fees associated with XNT. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.
XNT Non-Trading Fees XNT OANDA FOREX.com Deposit fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0 Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0 Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks. 30 0-15 0 Inactivity fee ($, per month) 50 0 15 -
Is XNT Safe?
Score:We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria5.8 /10XNT has a safety score of 5.8/10, which corresponds to a Medium security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.
- Is regulated
- Negative balance protection
- Not tier-1 regulated
- Track record of less than 8 years
XNT Regulators and Investor Protection Abbreviation Full Name Country of regulation Investor Protection Fund Regulation Level MFSA
Full Name Malta Financial Services Authority Country of regulation Malta Investor Protection Fund Up to €20,000 Regulation Level Tier-2 XNT Security Factors Foundation date - Negative balance protection YesVerification (KYC) Yes -
Account Types
Score:We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.3.2 /10XNT offers the following account options: Demo, Standard.
However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.
- Demo account
- Standard account with balanced trading conditions
- Low minimum deposit
- Micro lots are not available
- No VIP account option
XNT account types vs top competitors XNT Plus500 OANDA Standard YesYesYesECN/Raw spread NoNoYesDemo YesYesYesCent NoNoNoMicro NoNoYesSwap Free NoNoYesVIP NoNoNoManaged NoNoNoXNT accounts trading conditions
If a broker offers several types of real accounts, choosing the most suitable one can be challenging. However, many companies, including XNT, provide all their clients with equal and optimal conditions. XNT’s all-in-one account eliminates the choice problem. The same goes for the trading platform, as the broker only offers its own solution, which, according to user reviews, is as good as MT and other popular software. Traders need to clearly understand that XNT will not teach them anything or give them unique tools to get analytics. Users can only count on their own experience and, if they need market analysis or other information, they have to look for it in other sources. The broker ensures fast order execution, a wide selection of instruments, and a complete absence of trading restrictions. Earning under such conditions is really comfortable, especially for passive earning through joint accounts.
Account types
Account Type Description Demo Opening such an account is free and there is no need for a deposit. Trading parameters are the same as on the standard account. The key difference is that a user trades virtual money. Standard The minimum deposit is €50,000. Spreads are tight, from 0.3 pips, and there is no commission. Over 600,000 instruments are available for trading. Leverage is up to 1:30. If you have never cooperated with XNT, it would be reasonable to try a demo account first. It enables you to explore the platform and experiment with trading strategies without financial risks. Then, if you are satisfied with everything, you can open a standard account and start making real trades.
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Deposit and Withdrawal
Score:This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology5.3 /10XNT received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.
XNT provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.
- Low minimum withdrawal requirement
- No withdrawal fee
- No deposit fee
- Minimum deposit below industry average
- BTC payments not accepted
- Wise not supported
- BTC not available as a base account currency
What are XNT deposit and withdrawal options?
XNT provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Wire.
XNT Deposit and Withdrawal Methods vs Competitors XNT Plus500 OANDA Bank Wire YesYesYesBank card NoYesYesPayPal NoYesYesWise NoNoNoBTC NoNoYesWhat are XNT base account currencies?
A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. XNT supports the following base account currencies: USD, EUR, GBP, JPY, AUD, CAD, CHF, CZK, SEK, HKD, MXN, PLN, NOK, SGD.
What are XNT's minimum deposit and withdrawal amounts?
The minimum deposit on XNT is $50,000, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact XNT’s support team.
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Markets and Tradable Assets
Score:The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria7.3 /10XNT offers a wider selection of trading assets than the market average, with over 1000000 tradable assets available, including 50 currency pairs.
- Passive income with bonds
- ETFs investing
- 1000000 assets for trading
- Copy trading not available
- Crypto trading not available
Supported markets vs top competitors
We have compared the range of assets and markets supported by XNT with its competitors, making it easier for you to find the perfect fit.
XNT Plus500 OANDA Currency pairs 50 60 68 Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs. 1000000 2800 129 Stocks YesYesYesCommodity futures YesYesYesCrypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada. NoYesYesStock indices NoYesYesOptions YesYesNoInvestment options
We also explored the trading assets and products XNT offers for beginner traders and investors who prefer not to engage in active trading.
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Trading Account Opening
Score:We evaluated Trading Account Opening at XNT by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.6 /10We successfully registered an account with XNT in 10 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at XNT is $50,000. The onboarding procedure works as expected, although there is room for improvement in speed and simplicity.
- Low minimum deposit requirement
- Fast registration time (up to 15 minutes)
- Fully online account opening process
- Account approval may require extra time depending on the documentation.
XNT account opening XNT Plus500 OANDA Online Registration YesYesYesMinimum deposit $50,000 $100 $0 Mandatory KYC YesYesYesRegistration time (min) 10 10 KYC time (days) 2 3 3 Is XNT available in my country?
If you are a citizen of United States, the broker accepts clients from your country.
Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.
Account opening details
To begin cooperating with the broker, you have to register on the XNT website, get verified, open a real account, and make a deposit. Next, you need to download the trading platform and start trading. TU experts have prepared a guide on all the stages. In this section, you can also review other features of the XNT user account.
Go to the broker’s website. In the top right corner, click “Open Account”.
Choose an individual or corporate account type. Enter your first and last names, email, and phone number. Click “Get started”.
Create a password. Its complexity must be at least medium and it has to include numbers and upper and lowercase letters. Click “Set password”.
Tell the broker about your trading and investing experience. Answer several questions regarding your education, place of work, and financial resources. Click “Next”.
Answer a few more questions so the broker can better complete your trader profile. Click “Next”.
Indicate your country of residence. For some countries, a tax identification number is required. Click “Next”.
Continue answering the questions until you complete all sections. Click “Next”.
Read the broker’s official documents and accept them by ticking the respective boxes. Click “Next Step”.
Choose an issuing country and the type of document that confirms your identity. Upload a scan/photo of this document and click “Next”.
Upload a scan/photo of the document that confirms your residential address. Wait until verification is complete.
Once the broker confirms your details, select account parameters in your user account and follow the on-screen instructions to make a deposit. Download the XNT Ltd trading platform and get to trading.
What a trader can do in his XNT user account:
- Check his account balance, get account breakdowns, generate reports, and view current trades and archives.
- Deposit funds from a connected bank account, submit profit withdrawal requests, and make internal transfers.
- Open joint accounts as a manager or join them as an investor.
- Edit personal details and adjust account security settings.
- Communicate with the broker’s support service through live chat in the bottom right corner.
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Customer Support
Score:We evaluated Customer Support at XNT by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria5.4 /10Customer support at XNT is available, but response speed and service quality may vary. Some requests are handled efficiently, while others may require follow-ups.
During testing, response times were moderate, and communication depended on the complexity of the request. XNT provides basic support functionality but does not stand out in overall service performance.
InformationDoes XNT have a list of banks with which it does not work? What is the average spread for USD/JPY? What order types can be placed on the broker’s proprietary trading platform? Some traders ask questions wanting to know how favorable it is to cooperate with the broker. The clients may be simply inattentive or the XNT website may lack important information. And finally, users sometimes encounter unusual situations when trading or depositing/withdrawing funds. To resolve traders’ problems as quickly as possible, XNT offers a client support service that works around the clock, seven days a week. Also, a personal account manager is assigned to every client.
- There are several communication channels
- Support is available 24/7
- Unregistered users do not have access to online chat
It doesn't matter if you are the broker’s client or not. Technical support can also be approached by users who haven’t yet opened an account with XNT.
Only live chat is unavailable to them. Here are the communication channels:
- call center;
- email for all relevant questions;
- on-site tickets;
- live chat in the user account.
Note that tickets are answered by email, which can be used for further conversations with tech support.
Contacts Registration address Portomaso Business Tower, Level 18, St. Julian's, STJ 4011, Malta Regulation MiFID Official site https://xnt.mt/ Contacts info@xnt.mt +356 2015 0000
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FAQs
How safe is trading with XNT in terms of regulation and investor protection?
XNT has a safety score of 5.8/10, which corresponds to a Medium security level in the reviewed methodology. It is regulated by the Malta Financial Services Authority (MFSA), a Tier-2 regulator, and offers negative balance protection and participation in an investor protection fund up to €20,000, while its track record is less than 8 years and the foundation date is not specified in the review.
What do reviews say about XNT’s spreads, commissions, and other trading fees?
According to the review, XNT’s overall fee level is rated as High, with a fees score of 4/10, and above-average forex trading fees compared with the referenced brokers. The broker has no deposit or percentage-based withdrawal fees but charges a fixed $30 withdrawal fee and a $50 per month inactivity fee, and it does not offer ECN/Raw spread accounts, while its standard EUR/USD spread is listed at 1.0 pip.
What feedback is there on XNT account types and their main trading conditions?
The review states that XNT offers a demo account and a single Standard account, with no VIP, micro, cent, swap-free, or managed account options. The Standard account has a minimum deposit of €50,000, spreads from 0.3 pips without commission, leverage up to 1:30, and access to over 600,000 instruments, while user reviews cited in the section suggest the proprietary platform is considered comparable to popular third-party platforms but does not provide unique analytics tools.
How do deposits, withdrawals, and minimum amounts work at XNT according to the review?
The review notes that XNT supports bank wire transfers as its listed funding method and offers multiple base account currencies, including USD, EUR, GBP, JPY, AUD, CAD, CHF, CZK, SEK, HKD, MXN, PLN, NOK, and SGD. The minimum deposit is stated as $50,000 and the minimum withdrawal as $1, with no percentage-based deposit or withdrawal fees mentioned, although specific conditions may vary by method and are not fully detailed in the section.
What comments are there about XNT customer support availability and contact options?
The review describes XNT’s customer support as available 24/7 through several channels, including a call center, email, on-site tickets, and live chat within the user account, with moderate response times that can vary by request complexity. It also mentions that each client is assigned a personal account manager, and that unregistered users can contact support via phone, email, or tickets but do not have access to online chat.
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