XNT Review 2026

By: Oleg Tkachenko
Updated: May 10, 2026

Top Brokers Overview — United States

Min. deposit $50,000
Fees 4 /10
Account types 3.2 /10
Regulation 5.8 /10

4.7 /10

High risk

XNT User Reviews 6.7
Commissions and Fees 4.0
Regulation and Safety 5.8
Account Types 3.2
Deposit and Withdrawal 5.3
Markets and Tradable Assets 7.3
Trading Account Opening 6.0
Customer Support 5.4

XNT Pros & Cons

clients can open demo accounts for free to explore XNT’s features and experiment with trading strategies;
the broker has a convenient, intuitive, and multifunctional trading platform that is highly appreciated by users;
XNT doesn’t restrict its clients in trading methods and provides all-in-one accounts suitable for most goals;
besides standard individual accounts, traders can open joint, corporate, or family accounts;
trading fees are below market average. XNT offers 100% transparent cooperation conditions;
users can trade thousands of assets across 8 groups thanks to permanent access to the world’s 50 largest markets;
technical support is available around the clock, 7 days a week. Clients are assisted by personal account managers.

the minimum deposit is €50,000 or the equivalent in another supported currency;
the broker’s website doesn’t have educational content or tools for technical and fundamental analyses;
the maximum leverage is just 1:30. Joint accounts are the only passive earning method.

TU Expert Verdict

XNT carries a higher degree of risk. My review and user feedback point to noticeable performance issues and limitations. It may be appropriate only for experienced traders who fully understand the risks and are prepared for potential instability.

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XNT User Reviews

Score:

6.7 /10

3 total

5-star

0%
4-star

33%
3-star

67%
2-star

0%
1-star

0%

I’ve been trading with XNT for over a year. I remember having doubts if I should open a real account here, as the minimum deposit is many times higher than that of any other broker. At the same time, the company is well-known, regulated, and reliable. So, I eventually opened an account and don’t regret it. Yes, the broker has drawbacks. For example, I wish it offered copy trading. There are only joint accounts, but to open one, you have to confirm your qualifications. On the plus side, the assortment of instruments is huge, leverage is acceptable, and there are no trading restrictions. In short, the broker is not for everyone, but I recommend it.

One minute on the XNT website is enough to understand that beginners don’t belong here. The broker doesn’t have any educational content or even basic FAQs. There are no analytics, economic calendars, or newsfeeds. The feature set is minimal. But these are not downsides at all because the company is for big players. I can say from experience that the trading platform is better than МТ4/5. Spreads and charges are much lower than those of most of its competitors. I trade currency pairs, stocks, bonds, and sometimes options. The 1:30 leverage seems okay, but quite often it’s not enough. I would raise it to 1:100.

The company has been in business for 12 years and is well known. I found it in 2019, then quit trading for some time, but restarted this year. What do I like about XNT? It has significantly widened its selection of instruments and now offers joint accounts and renders additional services to legal entities. The trading platform has become a lot better, primarily thanks to the fine customization features. I also like the client service, as everything is transparent and your personal account manager is always ready to help. I have no complaints about the broker and recommend it to everyone. I’m currently planning to become a fund manager because XNT’s commissions on this service are great.

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Commissions and Fees

Score:

4 /10

The trading and non-trading commissions of XNT have been analyzed and rated as having High fees, with a fees score of 4/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.

No deposit fee
No withdrawal fee

Above-average Forex trading fees
No ECN/Raw Spread account

Trading Fees and Spread

Below, we evaluated and compared the trading commissions of XNT with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

Standard Account Spread

For Standard accounts, XNT’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

XNT Standard spreads
	XNT	OANDA	FOREX.com
EUR/USD min, pips	1.0	0.1	0.7
EUR/USD max, pips	1.0	0.5	1.2
GPB/USD min, pips	0.7	0.1	0.9
GPB/USD max, pips	0.8	0.5	1.4

Does XNT support RAW/ECN accounts?

As we discovered, XNT does not offer RAW/ECN accounts, which might be a drawback for transparency and liquidity. However, this doesn't make the broker uncompetitive. Consider factors like spread levels, execution speed, regulation, support quality, and trading tools when choosing a reliable broker.

Non-Trading Fees

We conducted a detailed analysis of the non-trading fees associated with XNT. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

XNT Non-Trading Fees
	XNT	OANDA	FOREX.com
Deposit fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0	0
Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0	0
Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks.	30	0-15	0
Inactivity fee ($, per month)	50	0	15

Is XNT Safe?

Score:

5.8 /10

XNT has a safety score of 5.8/10, which corresponds to a Medium security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

Is regulated
Negative balance protection

Not tier-1 regulated
Track record of less than 8 years

XNT Regulators and Investor Protection
Abbreviation	Full Name	Country of regulation	Investor Protection Fund	Regulation Level
MFSA	Full Name Malta Financial Services Authority	Country of regulation Malta	Investor Protection Fund Up to €20,000	Regulation Level Tier-2

XNT Security Factors
Foundation date	-
Negative balance protection	Yes
Verification (KYC)	Yes

Account Types

Score:

3.2 /10

XNT offers the following account options: Demo, Standard.

However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.

Low minimum deposit
Demo account
Standard account with balanced trading conditions

No Swap Free account
No VIP account option

XNT account types vs top competitors
	XNT	Trading.com	Plus500
Standard	Yes	Yes	Yes
ECN/Raw spread	No	No	No
Demo	Yes	Yes	Yes
Cent	No	No	No
Micro	No	No	No
Swap Free	No	No	Yes
VIP	No	No	No
Managed	No	No	No

XNT accounts trading conditions

If a broker offers several types of real accounts, choosing the most suitable one can be challenging. However, many companies, including XNT, provide all their clients with equal and optimal conditions. XNT’s all-in-one account eliminates the choice problem. The same goes for the trading platform, as the broker only offers its own solution, which, according to user reviews, is as good as MT and other popular software. Traders need to clearly understand that XNT will not teach them anything or give them unique tools to get analytics. Users can only count on their own experience and, if they need market analysis or other information, they have to look for it in other sources. The broker ensures fast order execution, a wide selection of instruments, and a complete absence of trading restrictions. Earning under such conditions is really comfortable, especially for passive earning through joint accounts.

Account types

Account Type	Description
Demo	Opening such an account is free and there is no need for a deposit. Trading parameters are the same as on the standard account. The key difference is that a user trades virtual money.
Standard	The minimum deposit is €50,000. Spreads are tight, from 0.3 pips, and there is no commission. Over 600,000 instruments are available for trading. Leverage is up to 1:30.

If you have never cooperated with XNT, it would be reasonable to try a demo account first. It enables you to explore the platform and experiment with trading strategies without financial risks. Then, if you are satisfied with everything, you can open a standard account and start making real trades.

Deposit and Withdrawal

Score:

5.3 /10

XNT received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.

XNT provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.

No deposit fee
Bank wire transfers available
No withdrawal fee
Low minimum withdrawal requirement

PayPal not supported
USDT payments not accepted
Wise not supported

What are XNT deposit and withdrawal options?

XNT provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Wire.

XNT Deposit and Withdrawal Methods vs Competitors
	XNT	Trading.com	Plus500
Bank Wire	Yes	Yes	Yes
Bank card	No	Yes	Yes
PayPal	No	No	Yes
Wise	No	No	No
BTC	No	No	No

What are XNT base account currencies?

A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. XNT supports the following base account currencies: USD, EUR, GBP, JPY, AUD, CAD, CHF, CZK, SEK, HKD, MXN, PLN, NOK, SGD.

What are XNT's minimum deposit and withdrawal amounts?

The minimum deposit on XNT is $50,000, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact XNT’s support team.

Markets and Tradable Assets

Score:

7.3 /10

XNT offers a wider selection of trading assets than the market average, with over 1000000 tradable assets available, including 50 currency pairs.

ETFs investing
Passive income with bonds
50 supported currency pairs

Crypto trading not available
Indices not available

Supported markets vs top competitors

We have compared the range of assets and markets supported by XNT with its competitors, making it easier for you to find the perfect fit.

	XNT	Trading.com	Plus500
Currency pairs	50	69	60
Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs.	1000000	69	2800
Stocks	Yes	No	Yes
Commodity futures	Yes	No	Yes
Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.	No	No	Yes
Stock indices	No	No	Yes
Options	Yes	No	Yes

Investment options

We also explored the trading assets and products XNT offers for beginner traders and investors who prefer not to engage in active trading.

	XNT	Trading.com	Plus500
Bonds	Yes	No	No
ETFs	Yes	No	Yes
Copy trading	No	No	No
PAMM investing	Yes	No	No
Managed accounts	No	No	No

Trading Account Opening

Score:

6 /10

We successfully registered an account with XNT in 10 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at XNT is $50,000.

The onboarding procedure works as expected, although there is room for improvement in speed and simplicity.

Fast registration time (up to 15 minutes)
Low minimum deposit requirement
Fully online account opening process

Account approval may require extra time depending on the documentation.

XNT account opening
	XNT	Trading.com	Plus500
Online Registration	Yes	Yes	Yes
Minimum deposit	$50,000	$50	$100
Mandatory KYC	Yes	Yes	Yes
Registration time (min)	10	20	5
KYC time (days)	2	2	3

Is XNT available in my country?

If you are a citizen of United States, the broker accepts clients from your country.

Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

Account opening details

To begin cooperating with the broker, you have to register on the XNT website, get verified, open a real account, and make a deposit. Next, you need to download the trading platform and start trading. TU experts have prepared a guide on all the stages. In this section, you can also review other features of the XNT user account.

Go to the broker’s website. In the top right corner, click “Open Account”.
Choose an individual or corporate account type. Enter your first and last names, email, and phone number. Click “Get started”.
Create a password. Its complexity must be at least medium and it has to include numbers and upper and lowercase letters. Click “Set password”.
Tell the broker about your trading and investing experience. Answer several questions regarding your education, place of work, and financial resources. Click “Next”.
Answer a few more questions so the broker can better complete your trader profile. Click “Next”.
Indicate your country of residence. For some countries, a tax identification number is required. Click “Next”.
Continue answering the questions until you complete all sections. Click “Next”.
Read the broker’s official documents and accept them by ticking the respective boxes. Click “Next Step”.
Choose an issuing country and the type of document that confirms your identity. Upload a scan/photo of this document and click “Next”.
Upload a scan/photo of the document that confirms your residential address. Wait until verification is complete.
Once the broker confirms your details, select account parameters in your user account and follow the on-screen instructions to make a deposit. Download the XNT Ltd trading platform and get to trading.

What a trader can do in his XNT user account:

Check his account balance, get account breakdowns, generate reports, and view current trades and archives.
Deposit funds from a connected bank account, submit profit withdrawal requests, and make internal transfers.
Open joint accounts as a manager or join them as an investor.
Edit personal details and adjust account security settings.
Communicate with the broker’s support service through live chat in the bottom right corner.

Customer Support

Score:

5.4 /10

Customer support at XNT is available, but response speed and service quality may vary. Some requests are handled efficiently, while others may require follow-ups.

During testing, response times were moderate, and communication depended on the complexity of the request. XNT provides basic support functionality but does not stand out in overall service performance.

Information

Does XNT have a list of banks with which it does not work? What is the average spread for USD/JPY? What order types can be placed on the broker’s proprietary trading platform? Some traders ask questions wanting to know how favorable it is to cooperate with the broker. The clients may be simply inattentive or the XNT website may lack important information. And finally, users sometimes encounter unusual situations when trading or depositing/withdrawing funds. To resolve traders’ problems as quickly as possible, XNT offers a client support service that works around the clock, seven days a week. Also, a personal account manager is assigned to every client.

There are several communication channels
Support is available 24/7

Unregistered users do not have access to online chat

It doesn't matter if you are the broker’s client or not. Technical support can also be approached by users who haven’t yet opened an account with XNT.

Only live chat is unavailable to them. Here are the communication channels:

call center;
email for all relevant questions;
on-site tickets;
live chat in the user account.

Note that tickets are answered by email, which can be used for further conversations with tech support.

Contacts
Registration address	Portomaso Business Tower, Level 18, St. Julian's, STJ 4011, Malta
Regulation	MiFID
Official site	https://xnt.mt/
Contacts	info@xnt.mt +356 2015 0000

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FAQs

How safe is trading with XNT in terms of regulation and investor protection?

XNT has a safety score of 5.8/10, which corresponds to a Medium security level in the reviewed methodology. It is regulated by the Malta Financial Services Authority (MFSA), a Tier-2 regulator, and offers negative balance protection and participation in an investor protection fund up to €20,000, while its track record is less than 8 years and the foundation date is not specified in the review.

What do reviews say about XNT’s spreads, commissions, and other trading fees?

According to the review, XNT’s overall fee level is rated as High, with a fees score of 4/10, and above-average forex trading fees compared with the referenced brokers. The broker has no deposit or percentage-based withdrawal fees but charges a fixed $30 withdrawal fee and a $50 per month inactivity fee, and it does not offer ECN/Raw spread accounts, while its standard EUR/USD spread is listed at 1.0 pip.

What feedback is there on XNT account types and their main trading conditions?

The review states that XNT offers a demo account and a single Standard account, with no VIP, micro, cent, swap-free, or managed account options. The Standard account has a minimum deposit of €50,000, spreads from 0.3 pips without commission, leverage up to 1:30, and access to over 600,000 instruments, while user reviews cited in the section suggest the proprietary platform is considered comparable to popular third-party platforms but does not provide unique analytics tools.

How do deposits, withdrawals, and minimum amounts work at XNT according to the review?

The review notes that XNT supports bank wire transfers as its listed funding method and offers multiple base account currencies, including USD, EUR, GBP, JPY, AUD, CAD, CHF, CZK, SEK, HKD, MXN, PLN, NOK, and SGD. The minimum deposit is stated as $50,000 and the minimum withdrawal as $1, with no percentage-based deposit or withdrawal fees mentioned, although specific conditions may vary by method and are not fully detailed in the section.

What comments are there about XNT customer support availability and contact options?

The review describes XNT’s customer support as available 24/7 through several channels, including a call center, email, on-site tickets, and live chat within the user account, with moderate response times that can vary by request complexity. It also mentions that each client is assigned a personal account manager, and that unregistered users can contact support via phone, email, or tickets but do not have access to online chat.