Indian crypto investors shift to diversified portfolios and SIPs, CoinDCX report

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Yaroslav Dmytrenko

04.12.2025

Indian crypto investors shift to diversified portfolios and SIPs, CoinDCX report — CoinDCX report reveals significant shifts in Indian crypto investing

A study by CoinDCX found that Indian crypto investors are moving toward more diversified portfolios and increasingly using Systematic Investment Plans (SIPs).

According to the 2025 report from India’s largest crypto exchange, CoinDCX, the average investor now holds 4–6 tokens, compared to just 2–3 in 2022.

The structure of portfolios has also changed. Instead of speculative tokens, Indian crypto investors are shifting toward more strategic asset allocation. Capital is now spread across different token categories rather than being concentrated in a single cryptocurrency.

Bitcoin remains the most popular token on CoinDCX, while Ethereum has become the most actively traded asset. The difference between holding and trading suggests that investors are keeping Bitcoin as a core position while actively trading other assets. Layer-1 tokens account for 43.3% of investor preferences.

One of the most notable changes is the 623% year-over-year increase in the use of Systematic Investment Plans (SIPs), where investors regularly contribute to token funds, averaging out the cost of coins in their portfolios. A total of 572,000 SIPs were created this year.

These trends appear as total spot trading volume in India’s crypto market reached $618.5 million in 2025, with an average monthly trading volume of $51.6 million and an average investor age of 32.

The number of institutional clients increased by 35.5%. CoinDCX reported more than 3,500 VIP Prime users — a segment serving large investors who account for half of the exchange’s total trading volume.

The number of crypto earning products has also grown. The share of users increased by 31.6% year-over-year. CoinDCX has 329,000 users actively earning income from 16 supported crypto assets, delivering annual returns of 12–13% through staking, lending, and margin trading.

The capital leads in crypto trading

In 2025, the highest trading volume was recorded in Delhi, followed by Mumbai and Hyderabad. The top 10 cities also included Bangalore, Chennai, Kolkata, Ahmedabad, Jaipur, Pune, and Lucknow.

Outside major metropolitan areas, Lucknow leads in trading activity, followed by Jodhpur, Patna, Vadodara, Nagpur, Chandigarh, Bhopal, Indore, and Guwahati. This growth in non-metro regions indicates the expanding adoption of cryptocurrency beyond major cities.

Among metropolitan areas, female investors were most active in Kolkata, while among non-metro regions, Bhubaneswar led, followed by Siliguri, Imphal, and Ernakulam.

CoinDCX also reported a 25% increase in users this year, reaching 20 million. This growth shows that despite regulatory uncertainty throughout the year, the company continued to attract new users.

As we wrote, CoinDCX review: Company expands high-volume trading services with personalized OTC Desk for large crypto orders

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