XRP price prediction: Will technical exhaustion spark a bounce? XRP hovers near $1.55

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XRP slides 7.25% to $1.55 today

Highlights

The XLS-66d amendment entered validator voting on January 28, 2026, aiming to enable native on-chain lending on the XRP Ledger with institutional-grade returns.
XRP faces ongoing speculation around new structured investment products, short-term outflows from investment vehicles, and support from regulatory and DeFi partnership progress.
XRP trades at $1.5503, well below major moving averages, with strong bearish momentum and a high probability (>80%) of further declines toward $1.48–$1.65 over the next five sessions.

Validator support and investment flows shape XRP sentiment

The XLS-66d amendment, aimed at enabling native lending capabilities on the XRP Ledger, entered the validator voting phase on January 28, 2026 following the XRPL 3.1.0 release, with all 34 validators participating. This protocol could allow XRP holders to lend assets directly on-chain with institutional-grade returns, marking a significant technical milestone for the network. XRP has also been affected by speculation around new structured investment products and by outflows from investment vehicles, while regulatory progress and new DeFi partnerships continue to support long-term adoption.

Bearish momentum dominates as key support levels dissolve

Technical analysis confirms a bearish environment for XRP, as the price is situated well below the MA-20 ($1.9217), MA-50 ($1.9511), and MA-200 ($2.5152) levels, with the nearest dynamic resistance at the Ichimoku Kijun ($1.9117) and no immediate dynamic support nearby. Momentum indicators including MACD and ADX also point to a moderate downtrend, while oscillators such as RSI (26.18), Stochastic RSI, and CCI (-207.95) signal a highly oversold market — with negative Bull/Bear Power and the Awesome Oscillator confirming seller dominance and further downside potential.

Downside risk prevails amid high volatility and oversold signals

In the short term, typical volatility for XRP suggests a price corridor between $1.48 and $1.65, reflecting a ±10% volatility band relative to current levels. The probability of further declines remains very high, with limited upside potential; consolidation in this range is expected unless oversold conditions trigger a short-term bounce. A close above $1.65 and the Ichimoku Kijun near $1.91 would be needed to signal bullish reversal — an unlikely scenario given the current technical readings, while a fall below $1.48 could open the door to additional downside risk unless seller exhaustion emerges.

Anton Kharitonov, expert at Traders Union, sees XRP locked in a strong technical downtrend with no clear support in sight. He notes the downward momentum persists despite XLS-66d news and ongoing DeFi partnerships. The base case remains for consolidation or more downside unless clear bullish reversal signals emerge. "As long as XRP stays below $1.65, the chart offers no compelling reason to act — patience and strict risk control are essential now."

Previously it was reported that Ripple co-founder Chris Larsen and venture capitalist Tim Draper have committed significant crypto-derived funding to Grow California a political initiative aimed at opposing union-backed wealth tax proposals and supporting business-friendly candidates in the state legislature. Analysts note this sustained infusion of capital, alongside the rising political activity of crypto-funded PACs like Fairshake, signals a growing trend of digital asset industry influence over California policy landscapes, particularly as debates around wealth taxes and crypto regulations intensify.

Source of Data: XRP Price Analysis by TU

The analysis is based on a proprietary model combining technical, on-chain, and expert data. Not investment advice. See methodology

The information is based on forecasts and does not constitute investment advice or a guarantee of future results. Market conditions may change. See our Disclaimer and Editorial Integrity for details.