Bridgewater Bancshares ratings affirmed by KBRA with stable outlook
Bridgewater Bancshares and its main banking unit keep their existing credit ratings after a new surveillance review dated August 7, 2026. The action covers senior and subordinated debt, preferred shares and short-term obligations, with all long-term ratings carrying a Stable outlook.
Highlights
- KBRA affirmed a BBB senior unsecured debt rating, BBB- subordinated debt rating, BB+ preferred shares rating, and K3 short-term debt rating for Bridgewater Bancshares, Inc.
- Bridgewater Bank's ratings were also affirmed, including BBB+ for deposits and senior unsecured debt, BBB for subordinated debt, and K2 for short-term deposits and debt.
- The Stable outlook on all long-term ratings, as of August 7, 2026, signals KBRA's unchanged view of Bridgewater Bancshares and Bridgewater Bank's credit profiles.
Surveillance action covers parent and bank ratings
As reported by KBRA, citing Kroll Bond Rating Agency, the surveillance review affirms a BBB senior unsecured debt rating, a BBB- subordinated debt rating, a BB+ preferred shares rating and a K3 short-term debt rating for Bridgewater Bancshares, Inc., the St. Louis Park, Minnesota-based parent company listed on NASDAQ under BWB.KBRA also affirms ratings for Bridgewater Bank, the group's main subsidiary. Those include BBB+ ratings for deposits and senior unsecured debt, a BBB rating for subordinated debt, and K2 ratings for short-term deposits and debt.
Implications for funding and credit profile
The Stable outlook on all long-term ratings signals no change in KBRA's current view of the company's longer-term credit profile. For investors and funding markets, affirmed ratings generally indicate continuity in the assessment of the bank holding company and its core banking subsidiary.The action is dated August 7, 2026, and applies to both the parent entity and the operating bank. The ratings span key funding instruments across the capital structure, from deposits and senior debt to subordinated debt, preferred shares and short-term obligations.
In our earlier article on ICRA’s stable rating actions for financial companies, we noted that the agency reaffirmed or assigned high credit ratings with stable outlooks for issuers such as DMI Finance and Motilal Oswal Financial Services. We also explained how steady ratings can support investor confidence and influence borrowing costs and market access for institutions raising funds in debt and capital markets.
Latest KBRA News
-
Afghanistan
-
Albania
-
Algeria
-
Angola
-
Argentina
-
Armenia
-
Australia
-
Austria
-
Azerbaijan
-
Bahamas
-
Bahrain
-
Bangladesh
-
Belarus
-
Belgium
-
Bolivia
-
Botswana
-
Brazil
-
Brunei
-
Bulgaria
-
Cambodia
-
Cameroon
-
Canada
-
Chile
-
China
-
Colombia
-
Congo
-
Costa Rica
-
Cote d'Ivoire
-
Croatia
-
Cuba
-
Cyprus
-
Czechia
-
DR Congo
-
Denmark
-
Dominican Republic
-
Ecuador
-
Egypt
-
El Salvador
-
Estonia
-
Eswatini
-
Ethiopia
-
Finland
-
France
-
Georgia
-
Germany
-
Ghana
-
Greece
-
Haiti
-
Hong Kong
-
Hungary
-
India
-
Indonesia
-
Iran, Islamic republic
-
Iraq
-
Ireland
-
Israel
-
Italy
-
Jamaica
-
Japan
-
Jordan
-
Kazakhstan
-
Kenya
-
Korea
-
Kuwait
-
Kyrgyzstan
-
Laos
-
Latvia
-
Lebanon
-
Lesotho
-
Libya
-
Lithuania
-
Luxembourg
-
Madagascar
-
Malaysia
-
Malta
-
Mauritius
-
Mexico
-
Moldova
-
Mongolia
-
Montenegro
-
Morocco
-
Mozambique
-
Myanmar
-
Namibia
-
Nepal
-
Netherlands
-
New Zealand
-
Nigeria
-
North Macedonia
-
Norway
-
Oman
-
Pakistan
-
Palestine
-
Panama
-
Papua New Guinea
-
Paraguay
-
Peru
-
Philippines
-
Poland
-
Portugal
-
Puerto Rico
-
Qatar
-
Reunion
-
Romania
-
Rwanda
-
Saudi Arabia
-
Serbia
-
Singapore
-
Slovakia
-
Slovenia
-
Somalia
-
South Africa
-
Spain
-
Sri Lanka
-
Sweden
-
Switzerland
-
Syria
-
Taiwan
-
Tajikistan
-
Tanzania
-
Thailand
-
Trinidad and Tobago
-
Tunisia
-
Turkey
-
UAE
-
Uganda
-
Ukraine
-
United Kingdom
-
United States
-
Uruguay
-
Uzbekistan
-
Venezuela
-
Vietnam
-
Yemen
-
Zambia
-
Zimbabwe
- Forex
- Crypto
