Wise reports FY26 revenue growth, sets FY27 guidance

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Wise FY26 revenue growth

Highlights

Wise reports FY26 net revenue of $2.5 billion, up 19% year on year, and income before tax of $660.4 million representing a 26% margin.
Active customer base grows 21% to 19 million and cross-border volume increases 31% to $243 billion, with 75% of Q4 payments completed in under 20 seconds.
Wise expands global footprint with new direct connections in Brazil and Japan, new licenses in South Africa, UAE, Thailand, and major platform partnerships including UniCredit, Raiffeisen Bank, MBSB Bank, and Capitec.

FY26 results and expansion milestones

As reported by London Stock Exchange Regulatory News Service, Wise Group plc says it is publishing its full-year 2026 financial results and introducing guidance for FY2027. The company says it adds two new direct connections to domestic payment systems in Brazil and Japan, secures new license approvals in South Africa, the UAE and Thailand, and expands Wise Platform partnerships to include UniCredit, Raiffeisen Bank, MBSB Bank and, in April 2026, Capitec.

Chief Executive Officer Kristo Käärmann says these investments help improve customer outcomes as Wise continues building its global money network. He says the company also rolls out its Assets product in Brazil, while 75% of global Q4 payments are completed in under 20 seconds and the average take rate stands at 52 basis points.

Profitability, customer growth and capital allocation

Wise says active customers increase 21% to 19 million in FY26, helping drive a 31% rise in cross-border volume to $243 billion. The company reports net revenue of $2.5 billion, up 19% year on year, with almost half of net revenue coming from non-cross-border activities including net interest income, card and other revenue.

Income before tax reaches $660.4 million, which Wise says represents a 26% margin, slightly above its medium-term guided range of 20% to 25%. Customer holdings grow 40% year on year to $39 billion, while spending on Wise cards rises 37% to $44 billion, suggesting broader use of the group’s account products beyond remittances.

In its outlook and capital allocation strategy, Wise says it remains focused on customer outcomes, growth, sustainable profits and cash flow. During FY26, the company allocates $470 million to buy 35.9 million shares into the Employee Share Trust to cover newly issued and historic share options, aiming to reduce shareholder dilution linked to those awards.

In our earlier article on Reckitt Benckiser’s £1 billion share buyback, we looked at how the completed repurchase program supported the stock in the short term and shaped investor sentiment. We also noted that, despite the near-term uplift and dividend resilience, overbought signals and mixed longer-term technical indicators suggested the upside could be capped without a clear breakout.

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