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Half of smaller banks could disappear in ten years, Jim Marous notes
Jim Marous, publisher at The Financial Brand, discusses the potential for half of smaller banks to disappear over the next ten years.
According to Marous, Ryan Bailey of Cambridge Bank sees this as a likely outcome unless banking leaders act promptly to maintain relevance.
Marous has previously pointed to a widening gap between bank strategies and the pace at which customers are moving deposits, as outlined in his comments on banks lagging rising customer expectations. He has also examined the potential of agent capital and the impact of AI on the sector’s next phase in recent analysis on banking evolution. Both issues remain central as smaller banks consider how to stay relevant.
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