Fernando Nikolic: Bitcoin is not intended for universal use

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Hanna Syniavska

11.05.2026

Fernando Nikolic: Bitcoin is not intended for universal use — Bitcoin not for universal everyday use

Fernando Nikolic, founder at Perception, argues in a recent tweet that Bitcoin is not appropriate for everyone.

He states that the idea of widespread adoption, such as every individual using Bitcoin for daily purchases, is flawed. Nikolic emphasizes that Bitcoin is most relevant for people facing issues like collapsing regimes or censorship, rather than those living comfortably in the West with trust in their financial systems.

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Nikolic recently highlighted that nearly all Tether omnichain stablecoin wallets hold under $1,000, despite attention from policymakers focused on institutions. He also compared U.S. Congressional scrutiny of Libra with Stripe and USDC's quieter launch. His observations often focus on practical usage differences across digital assets.

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