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Jim Marous, publisher at The Financial Brand, observes that banks defined by branches and legacy systems are out of step with Gen Z’s approach to money.
He suggests that new generations are reshaping financial interactions, moving away from traditional banking structures.
Marous has previously highlighted the importance of user experience, noting that banks simplifying processes may outperform competitors with broader product ranges in earlier analysis. He has also stressed that speed and clarity in decision-making are essential indicators of digital banking maturity, according to a separate commentary. These observations frame his ongoing focus on generational and technological shifts in financial services.