Hlib Chabaniuk

Finance is becoming an invisible layer in daily life, Spiros Margaris notes

Finance is becoming an invisible layer in daily life, Spiros Margaris notes
AI and embedded finance reshape industry

Spiros Margaris, founder and owner at Margaris Ventures, discusses how embedded finance, agentic AI, and intelligent infrastructure are reshaping the finance industry.

He argues that financial services are evolving from a destination into an ever-present, integrated layer of everyday experiences, suggesting that the true winners in this transformation will be the companies developing the technology behind the scenes.

Margaris previously noted that Uber’s rapid use of its 2026 AI budget shows companies face pressure to ensure AI investments deliver measurable value, according to a recent article. He has also commented on Anthropic’s IPO filing, which marks a significant shift as public market trust becomes central to competition in the AI sector, as reported earlier. These developments set the backdrop for Margaris’s current focus on technology firms driving financial innovation.

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