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Kevin Bryan calls attention to dynamic currency conversion (DCC) practices on credit card terminals, particularly in Europe, where machines offer to convert transactions for consumers but impose hidden fees of 5-10 percent.
Bryan describes these obfuscated charges as a form of theft and questions whether such practices should be banned to protect consumers.
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Bryan has previously analyzed factors shaping financial markets. He attributed fast U.S. AI development to financial policies that enable global capital allocation and efficiency gains in one recent article. In another, he assessed Canadian early-stage investment returns, linking low levels to specific policy mistakes.