European Supervisory Authorities set 2027 priorities for EU financial oversight

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EU 2027 financial oversight priorities

Highlights

European Supervisory Authorities' 2027 Annual Work Programme prioritizes digital operational resilience, technological innovation, sustainable finance, securitisation, and cross-sectoral risk monitoring.
The ESAs will intensify oversight of critical ICT third-party providers and assess risks from artificial intelligence to bolster the EU financial sector's cyber preparedness.
Consumer protection and consistent application of the EU sustainability framework remain central, aligning efforts with the European Commission's Savings and Investment Union and regulatory simplification agenda.

2027 oversight agenda across key risk areas

As reported by European Securities and Markets Authority, the Joint Committee of the European Supervisory Authorities, bringing together EBA, EIOPA and ESMA, publishes its Annual Work Programme for 2027 to guide cross-sector coordination in the EU financial system.

The committee says cooperation among the three authorities remains essential in 2027 to support financial stability, consumer protection and effective supervision. Its main priorities include digital operational resilience, technological innovation, sustainable finance, securitisation and cross-sectoral risk monitoring.

Under the Digital Operational Resilience Act, the ESAs continue oversight activities linked to critical ICT third-party service providers and work to strengthen the financial sector's preparedness against cyber threats. The committee also assesses the implications of technological change, including the expanding use of artificial intelligence and other digital tools.

Consumer and policy impact across the EU

Consumer protection remains a central priority, with the ESAs continuing joint work on issues affecting retail consumers. That effort is intended to help individuals make more informed financial decisions and to support confidence in EU financial markets.

In sustainable finance, the committee continues supporting consistent application of the EU sustainability framework across sectors. The programme also aligns with the European Commission's objectives for a Savings and Investment Union and a simplification agenda aimed at making regulation and supervision more effective while reducing unnecessary regulatory burdens.

Our earlier article on Malaysia’s 2027 Budget technology allocation explained how the RM1.29 billion funding for MOSTI is being directed toward strategic areas such as semiconductors, artificial intelligence, startup development and commercialising local R&D. We also outlined key programmes and targets, including support for the startup ecosystem (SUPER 2.0) and investment in AI-driven capabilities like MYSA’s space AI lab and GeoAI platform, aimed at strengthening national resilience and high-value job creation.

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